At a Glance
- Tasks: Create insightful credit risk reports and analyse data to support strategic decisions.
- Company: Metro Bank, where people come first and authentic connections matter.
- Benefits: Competitive salary, annual bonus, generous holidays, and great colleague discounts.
- Other info: Opportunities for career growth with 40% of roles filled internally.
- Why this job: Join a team that values individuality and offers hybrid working for better work-life balance.
- Qualifications: Experience in credit risk analysis and proficiency in SAS and Excel required.
The predicted salary is between 50000 - 60000 € per year.
At Metro Bank, we believe the best banking experience starts with people who genuinely care. We’re not just delivering banking services - we’re building trust through authentic connections. Here, our people come first; our colleagues are part of a team that values individuality, collaboration, and long-standing relationships. We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.
What you will do:
- Develop and produce monthly cross-portfolio credit risk reports, ensuring these are accurate, timely, and insightful for both internal and external audiences.
- Analyse model outputs and understand the drivers of changes and the associated impacts.
- Produce analysis and reports to support the management of the credit risk appetite framework and limits, in alignment with the Bank’s strategic and financial plans.
- Support the credit risk impairment and capital forecasting stress testing processes, to support the Bank’s annual and monthly financial planning and capital management processes and committees, including the ICAAP.
- Produce ad-hoc analysis of the Bank’s credit risk profile with focus on key Credit Risk metrics, RWAs, IFRS 9 ECL’s etc, to support senior management and risk committees in the strategic management of credit risk.
- Support production of the analysis and reporting described above, to develop tools using SAS/Excel whilst liaising closely with the Credit Risk Modelling, Credit Impairment and Data and Reporting teams to leverage existing modelling and analysis capabilities and ensure consistency and accuracy of reporting metrics.
- Ensure that analysis is accurate and that the processes developed are efficient. To also provide direction and oversight of work produced by analysts within the team.
What you will need:
- Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders.
- Experience in credit risk data analysis with the ability to work with technical data and reporting teams to produce high quality and well controlled outputs.
- Experience using SAS, Excel and other analytical tools for data analysis.
- Knowledge in developing processes and operating processes for credit risk impairment and capital forecasting and stress testing.
- Proven experience in producing credit risk reports and providing insightful commentary.
- Knowledge of lending products and credit risk measurement approaches across both retail and commercial portfolios.
- Understanding of writing credit risk policies, documentation, developing risk appetite frameworks and risk controls, and producing credit risk components of an ICAAP would be desirable.
Our promise to you:
We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts! We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!)
Manager - Insights and Strategy in London employer: Metro Bank Plc
At Metro Bank, we pride ourselves on being an exceptional employer that prioritises our people and fosters a collaborative work culture. With a focus on individual growth, we offer extensive training and internal promotion opportunities, ensuring that our employees can thrive in their careers. Located in a vibrant community, we also provide a competitive salary, generous benefits, and the flexibility of hybrid working to support a healthy work-life balance.
StudySmarter Expert Advice🤫
We think this is how you could land Manager - Insights and Strategy in London
✨Tip Number 1
Network like a pro! Reach out to current or former employees at Metro Bank on LinkedIn. A friendly chat can give you insider info and maybe even a referral, which can really boost your chances.
✨Tip Number 2
Prepare for the interview by knowing your stuff! Dive deep into Metro Bank’s values and recent news. Show them you care about their mission and how you can contribute to building trust through authentic connections.
✨Tip Number 3
Practice makes perfect! Get a mate to do mock interviews with you. Focus on articulating your experience in credit risk analysis and how it aligns with the role. Confidence is key!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who take that extra step to engage with us directly.
We think you need these skills to ace Manager - Insights and Strategy in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that match the job description. Highlight your experience in credit risk data analysis and any relevant tools like SAS and Excel. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your background aligns with our values at Metro Bank. Remember, we love authenticity and genuine connections.
Showcase Your Analytical Skills:Since the role involves producing insightful reports and analysis, be sure to include examples of your analytical work. Talk about how you've tackled complex data and what impact your insights had on decision-making.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Metro Bank Plc
✨Know Your Numbers
Make sure you brush up on your credit risk metrics and data analysis skills. Be prepared to discuss specific examples of how you've used SAS or Excel in previous roles to produce insightful reports. This will show that you can hit the ground running.
✨Understand the Company Culture
Metro Bank values authenticity and collaboration, so think about how you can demonstrate these qualities during your interview. Share experiences where you've built trust with colleagues or clients, as this aligns with their mission of creating genuine connections.
✨Prepare for Technical Questions
Expect questions around credit risk policies and frameworks. Brush up on your knowledge of lending products and be ready to explain how you've contributed to credit risk management in past roles. This will highlight your expertise and fit for the position.
✨Show Your Strategic Thinking
Since the role involves supporting strategic management of credit risk, come prepared with examples of how you've analysed data to inform decision-making. Discuss any experience you have with stress testing processes and how they align with financial planning.
