Claims Assessor

Claims Assessor

Full-Time 30000 - 42000 £ / year (est.) On-site
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At a Glance

  • Tasks: Assess claims, communicate with customers, and ensure quality service in a supportive team.
  • Company: Join MetLife's vibrant Individual Protection Team focused on customer excellence.
  • Benefits: Gain valuable experience, receive training, and work in a collaborative environment.
  • Other info: Dynamic role with opportunities for personal growth and development.
  • Why this job: Make a real difference by providing reassurance and support to customers during their claims process.
  • Qualifications: Experience in administration or claims is a plus; training provided for the right candidate.

The predicted salary is between 30000 - 42000 £ per year.

The Team You Will Join

You will be joining the Individual Protection Team. The team is a vibrant and supportive team who prides itself on working collaboratively with each other and our Stakeholders, such as the Customer Service, Sales and Complaints teams. The team has a wealth of knowledge and years of experience with our products and Claims assessment with the majority of the team being Senior Claims Assessors. Our focus is to give the customer the best Claims experience, through innovative improvements, delivering on the promise and providing excellent service.

The Opportunity

The 12-month FTC Individual Protection Claims Assessor will contribute to the proactive management of claims administered by MetLife, providing reassurance to customers through service excellence and accuracy of work. This is an exciting opportunity for Claims Assessors to develop and maintain strong relationships with internal and external customers. Success in this role requires excellent communication and interpersonal skills.

The Claims Assessor is responsible for claims assessment and all duties associated along with telephone call handling. You’ll collaborate closely with Customer Service, Sales and Complaints teams in an environment where every contribution is respected, and every perspective is heard.

How You’ll Help Us Build a Confident Future (Key Responsibilities)

  • Fast Track claims assessment: Responsible for the claim assessment, decision making and customer communication within agreed controls on fast track claims. Ensure that work is completed to required quality standards within agreed timeframes. Ensure that claims not meeting fast track criteria are identified and triaged appropriately. This role requires the ability to make claim liability decisions within the agreed controls; the role holder is expected to demonstrate the ability to review information, analyse and be decisive.
  • Other claim assessment: As required by the Claims Managers there will be an expectation to assess non-fast track claims within a set remit. Ensure that work is completed to required quality standards within agreed timeframes. This role requires the ability to make claim liability decisions within the agreed controls; the role holder is expected to demonstrate the ability to review information, analyse and be decisive. This will require telephone conversations with customers about claim decisions, some of which will be giving decisions about negative claim outcomes for the customer.
  • Med Fee Authorisation: Responsible for checking med fee payments raised by the Claims Administrators, to ensure timely and accurate payment of all med fees. In accordance with MetLife UK Governance you will also carry out quality checking and sampling of these with results recorded.
  • Telephone Call Handling: Receiving and handling all incoming telephone calls efficiently and professionally with regards to claims. Responsible for complying with caller Data Protection checks. All calls to be handled in line with the MetLife UK Operations framework, for technical accuracy and telephone manner. Records of all calls to be maintained on the relevant systems.

What You Need to Succeed (Required Qualifications)

Administration experience gained in any of the following departments: claims/legal/fraud. This will allow you to be able to deal with claims that include hospitalisation; broken bones experience would be advantageous but not essential as training will be provided. Previous experience with an autonomy limit in the payment of claims would be ideal; however, not necessary as we do have training procedures in place for the correct candidate to gain autonomies.

Claims Assessor employer: MetLife

MetLife is an exceptional employer that fosters a vibrant and supportive work culture, particularly within the Individual Protection Team. Employees benefit from collaborative teamwork, extensive training opportunities, and a commitment to service excellence, ensuring that every team member can contribute meaningfully to customer satisfaction. Located in a dynamic environment, MetLife prioritises employee growth and innovation, making it an ideal place for those seeking a rewarding career in claims assessment.

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Contact Details:

MetLife Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Claims Assessor

✨Dive Into Industry Networking Events

Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.

✨Use LinkedIn to Your Advantage

Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like MetLife). A thoughtful message explaining your interest can really make a difference!

✨Look Out for Graduate Schemes

Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.

✨Leverage Your Current Connections

Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like MetLife. Don’t shy away from asking for a coffee chat; you never know what doors it might open!

We think you need these skills to ace Claims Assessor

Claims Assessment
Customer Communication
Decision Making
Analytical Skills
Attention to Detail
Interpersonal Skills
Telephone Call Handling

Some tips for your application 🫡

Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.

Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.

Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at MetLife.

Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at MetLife. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.

How to prepare for a job interview at MetLife

✨Know Your Numbers: Insurance Fundamentals

Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at MetLife to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.

✨Showcase Your Analytical Side

In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!

✨Prepare for Behavioural Questions

As a full-timer at MetLife, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.

✨Know the Company Culture Inside Out

Understanding MetLife's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.