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- Tasks: Analyse credit risk data and create insightful reports using Power BI.
- Company: Join a leading financial firm in Manchester with a focus on innovation.
- Benefits: Competitive salary, flexible working, and opportunities for professional growth.
- Why this job: Make a real impact by shaping the company's credit risk strategy.
- Qualifications: Degree in a numerate subject and strong skills in SQL or SAS required.
- Other info: Dynamic team environment with a commitment to treating customers fairly.
The predicted salary is between 45000 - 60000 £ per year.
Key Responsibilities:
- Data Extraction and Preparation: Extract and manipulate large volumes of data from various internal systems and external data sources (e.g., credit bureaus) using SQL, SAS and other data manipulation tools.
- Portfolio Monitoring: Produce regular and ad-hoc Management Information (MI) reports on key credit risk metrics (e.g., delinquencies, default rates, loss rates, impairment levels) for management and regulatory reporting.
- Analysis and Insight: Conduct in-depth analysis of portfolio trends to identify emerging risks and opportunities. Translate complex data insights into clear, actionable recommendations for the Credit Risk team and wider business stakeholders.
- Manage the current Credit Risk data tables.
- Represent Credit Risk in the development of the Company data strategy to ensure it meets the requirements of Credit Risk.
- Ensure continuity of reporting during the development along with the migration of existing data to the new Company data warehouse.
- Balance short-term business demands with long-term analytical strategy and sustainability.
- To comply with internal policies and procedures, alongside those of our regulator, ensuring that we Treat Customers Fairly.
Key Requirements:
- A degree in a numerate subject and good skills in quantitative/statistical analysis.
- Strong technical proficiency in at least one of the following programming languages: SQL, SAS, SPSS.
- Strong experience in data visualisation (Power BI ideal).
- Minimum two years' experience in a role involving practical, in-depth utilisation of the technologies listed above (beyond introductory or theoretical exposure).
Credit Risk and Data Analyst in Manchester employer: MERJE
Contact Detail:
MERJE Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk and Data Analyst in Manchester
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend meetups, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can refer you directly.
✨Tip Number 2
Show off your skills! Create a portfolio showcasing your data analysis projects, especially those using SQL, SAS, or Power BI. This gives potential employers a taste of what you can do beyond just a CV.
✨Tip Number 3
Prepare for interviews by brushing up on common credit risk scenarios and data analysis questions. Practice explaining your thought process clearly, as communication is key in translating complex data insights.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we’re always looking for talented individuals like you to join our team!
We think you need these skills to ace Credit Risk and Data Analyst in Manchester
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the role of Credit Risk and Data Analyst. Highlight your experience with SQL, SAS, and Power BI, and showcase any relevant projects that demonstrate your data manipulation skills.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk analysis and how your skills align with our needs. Keep it concise but impactful!
Showcase Your Analytical Skills: In your application, don’t just list your skills—show us how you've used them in real-world scenarios. Share examples of how you've conducted analysis or produced reports that influenced decision-making.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you’re considered for future opportunities as well!
How to prepare for a job interview at MERJE
✨Know Your Data Tools
Make sure you brush up on your SQL, SAS, and Power BI skills before the interview. Be ready to discuss specific projects where you've used these tools to extract and manipulate data. This will show that you not only understand the technical side but can also apply it in real-world scenarios.
✨Prepare for Portfolio Insights
Think about recent trends in credit risk and be prepared to share your insights. Have examples ready where you've identified risks or opportunities in a portfolio. This demonstrates your analytical skills and ability to translate data into actionable recommendations.
✨Understand Regulatory Requirements
Familiarise yourself with the internal policies and regulatory requirements related to credit risk. Being able to discuss how you ensure compliance while still meeting business demands will impress the interviewers and show that you take your responsibilities seriously.
✨Showcase Your Reporting Skills
Be ready to talk about your experience in producing Management Information reports. Highlight any specific metrics you've monitored, like delinquencies or default rates, and how your reports have influenced decision-making. This will illustrate your ability to balance short-term needs with long-term strategies.
