Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Lead the development of credit risk strategies and manage governance processes.
- Company: Join a dynamic team focused on innovative financial solutions in London.
- Benefits: Enjoy a hybrid work model with a competitive salary up to £80K!
- Why this job: Make a real impact by optimizing credit strategies and enhancing customer outcomes.
- Qualifications: 2+ years in credit card strategies; strong analytical skills; SQL/Python proficiency required.
- Other info: This role requires self-motivation and independent work; no sponsorship available.
The predicted salary is between 48000 - 64000 £ per year.
Credit Risk Strategy Specialist
London (Hybrid)
Up to £80K!
Our Client is looking for a Credit Risk Strategy Specialist to join the team and assist in analysing and delivering credit risk acquisition strategies, from initial idea to implementation, as well as managing controls and governance processes.
Key Responsibilities:
- Strategy Development: Leading in developing credit risk underwriting strategies that align with company objectives and regulatory requirements, ensuring positive customer outcomes.
- Monitoring and Identifying Opportunities: Proactively monitoring and assessing credit quality, identifying key insights and opportunities for optimisation.
- Governance and Control: Ensuring all processes, incident management, and strategic implementations are carried out in a controlled manner and meet the audit standards.
- Credit Forecasting: Developing charge-off curves to support budgets as well as performance and score-cut reviews.
- Stakeholder Management: Maintaining positive relationships with internal partners to ensure an effective feedback loop and execution of strategies and controls.
Key Requirements:
- Experience: A minimum of 2 years’ experience in credit card strategies or highly analytical roles within the UK financial service industry.
- Knowledge: Knowledge of unsecured lending, preferably from work experience.
- Problem Solving: A strategic problem solver; highly intellectual with commercial competence. A logical and methodical thought process.
- Coding: Proficiency in SQL and/or Python.
- Policy Implementation: A working knowledge of implementing and maintaining policies and controls.
- Independence: Ability to work unsupervised with a high level of self-motivation to the highest standard within agreed timelines.
If interested, send your CV to (url removed).
Sponsorship cannot be provided.
Applicants must be located and eligible to work in the UK without sponsorship. Please note, should feedback not be received within 28 days, unfortunately your application has been unsuccessful. In applying for this role, you may be registered on our database so we can contact you about suitable opportunities in future. Your data will be managed in accordance with our Privacy Policy, which can be found on our website. If you would like this job advertisement in an alternative format, please contact MERJE directly.
#J-18808-Ljbffr
Credit Risk Strategy Specialist employer: MERJE
Contact Detail:
MERJE Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Strategy Specialist
✨Tip Number 1
Make sure to highlight your experience in credit card strategies or analytical roles during your conversations. This will show that you understand the industry and can bring valuable insights to the team.
✨Tip Number 2
Brush up on your SQL and Python skills before the interview. Being able to demonstrate your coding proficiency will set you apart from other candidates and show that you're ready to tackle the technical aspects of the role.
✨Tip Number 3
Prepare examples of how you've successfully developed and implemented credit risk strategies in the past. This will help you illustrate your problem-solving abilities and strategic thinking during discussions.
✨Tip Number 4
Foster a mindset of collaboration by thinking about how you can maintain positive relationships with internal partners. Be ready to discuss how you've effectively managed stakeholder relationships in previous roles.
We think you need these skills to ace Credit Risk Strategy Specialist
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk strategies and analytical roles. Emphasize your knowledge of unsecured lending and any specific achievements that align with the job requirements.
Craft a Strong Cover Letter: Write a cover letter that showcases your problem-solving skills and strategic thinking. Mention your proficiency in SQL and/or Python, and how these skills can contribute to developing effective credit risk strategies.
Highlight Stakeholder Management Experience: In your application, provide examples of how you've maintained positive relationships with internal partners in previous roles. This will demonstrate your ability to manage stakeholder expectations effectively.
Showcase Your Analytical Skills: Include specific instances where you proactively monitored credit quality or identified opportunities for optimization. Use metrics or outcomes to illustrate your impact in previous positions.
How to prepare for a job interview at MERJE
✨Showcase Your Analytical Skills
As a Credit Risk Strategy Specialist, you'll need to demonstrate your analytical prowess. Prepare examples from your past experience where you've successfully developed or implemented credit risk strategies, highlighting the impact of your work.
✨Understand Regulatory Requirements
Familiarize yourself with the regulatory landscape surrounding credit risk in the UK. Be ready to discuss how you have ensured compliance in previous roles and how you would approach this in the new position.
✨Demonstrate Stakeholder Management
Since maintaining positive relationships with internal partners is crucial, prepare to discuss how you've effectively collaborated with different teams in the past. Share specific instances where your communication skills led to successful outcomes.
✨Highlight Your Technical Proficiency
Proficiency in SQL and/or Python is essential for this role. Be prepared to discuss your experience with these tools, including any projects where you've utilized them to analyze data or develop strategies.
