At a Glance
- Tasks: Develop and monitor Credit Risk models while coaching and mentoring analysts.
- Company: Join a dynamic team at MERJE, focused on innovation in financial services.
- Benefits: Competitive salary, hybrid working, and opportunities for professional growth.
- Why this job: Make a real impact by improving model performance and driving business goals.
- Qualifications: Experience in credit risk modelling and strong SQL/Python skills required.
- Other info: Collaborative environment with excellent career advancement opportunities.
The predicted salary is between 36000 - 60000 Β£ per year.
An exciting and rewarding opportunity for an experienced Senior Credit Risk Analyst to develop and monitor Credit Risk and Impairment models, coach and mentor analysts, identify and maximise opportunities to improve model performance, and contribute to the delivery of business goals and objectives.
Key Responsibilities
- Work collaboratively to develop and monitor the Credit Risk and Impairment models
- Analyse model movements, segmenting to understand trends, and make recommendations to maximise performance
- Play a key role in providing MI and insightful commentary based on model evaluation and impact assessments to drive continuous improvement
- Communicate analysis/findings and monthly monitoring effectively to manager, team and senior stakeholders
- Display strong attention to detail
- Provide effective coaching and mentoring of Analysts, building capabilities to support objectives and ensure all areas of governance, risk and compliance standards are adhered to
- Challenge current approaches, always seeking to improve
- Adhere to all governance, risk and compliance standards, ensuring models deliver the best outcomes for customers and the business
- Identify, build and maintain key internal and external stakeholder relationships to deliver the agreed commercial performance
Key Requirements
- Experience of working within the retail, financial services sector
- Extensive experience of credit risk or impairment model development and/or monitoring
- Advanced knowledge in writing and reviewing SQL and Python/SAS code to analyse data
- Extensive experience of working and delivering in a regulated environment
- Excellent working knowledge of financial standards and guidelines e.g. FCA, TCF, Data Protection
- Experience coaching and developing the performance of others
- Delivery and customer focussed
- Ability to plan and prioritise effectively to meet changing priorities and demands
- Excellent communication and engagement skills
- Proven track record in effective facilitation and communication at multiple levels
- Commercially astute
- Ability to engage and influence stakeholders at an appropriate level
- Analytical, pragmatic and systematic approach to problem solving
- Ability to manage conflict and know when to elevate
- IT literate
Senior Credit Risk Modelling Analyst in Accrington employer: MERJE
Contact Detail:
MERJE Recruiting Team
StudySmarter Expert Advice π€«
We think this is how you could land Senior Credit Risk Modelling Analyst in Accrington
β¨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those already working at companies you're interested in. A friendly chat can open doors and give you insider info that could help you stand out.
β¨Tip Number 2
Prepare for interviews by practising common questions related to credit risk modelling. We recommend using the STAR method (Situation, Task, Action, Result) to structure your answers and showcase your experience effectively.
β¨Tip Number 3
Donβt forget to follow up after interviews! A quick thank-you email can leave a lasting impression and show your enthusiasm for the role. Plus, it keeps you on their radar.
β¨Tip Number 4
Apply through our website for the best chance of landing that Senior Credit Risk Analyst role. We love seeing candidates who take the initiative and show genuine interest in joining our team!
We think you need these skills to ace Senior Credit Risk Modelling Analyst in Accrington
Some tips for your application π«‘
Tailor Your CV: Make sure your CV is tailored to the Senior Credit Risk Analyst role. Highlight your experience in credit risk and model development, and donβt forget to showcase your skills in SQL and Python/SAS. We want to see how you can bring value to our team!
Showcase Your Achievements: When writing your application, focus on your achievements rather than just listing responsibilities. Use specific examples that demonstrate your impact in previous roles, especially in improving model performance or mentoring others. This helps us see the real you!
Be Clear and Concise: Keep your application clear and to the point. Avoid jargon and make sure your key points stand out. We appreciate a well-structured application thatβs easy to read, so use bullet points where necessary to highlight your skills and experiences.
Apply Through Our Website: We encourage you to apply through our website for the best chance of getting noticed. Itβs super easy and ensures your application goes directly to us. Donβt miss out on this exciting opportunity to join our team!
How to prepare for a job interview at MERJE
β¨Know Your Models Inside Out
Make sure youβre well-versed in the Credit Risk and Impairment models youβve worked on. Be ready to discuss specific examples of how you've developed or monitored these models, and be prepared to explain your analytical approach and any improvements you've implemented.
β¨Brush Up on Your Technical Skills
Since the role requires advanced knowledge of SQL and Python/SAS, ensure you can demonstrate your coding skills during the interview. Consider preparing a few examples of how you've used these languages to analyse data effectively, as this will show your technical prowess.
β¨Showcase Your Coaching Experience
As mentoring is a key part of the role, think of specific instances where youβve coached or developed others. Be ready to share how youβve built capabilities within your team and the impact it had on achieving business goals.
β¨Engage with Stakeholders
Prepare to discuss how youβve built and maintained relationships with internal and external stakeholders. Highlight your communication strategies and how youβve influenced decision-making at various levels, as this will demonstrate your ability to engage effectively.