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- Tasks: Lead the strategy for decision systems to enhance customer experiences and drive positive outcomes.
- Company: Dynamic company focused on innovative decision-making solutions.
- Benefits: Competitive salary, flexible work location, and opportunities for professional growth.
- Why this job: Make a real impact by optimising decision systems in a fast-paced environment.
- Qualifications: Experience with decisioning platforms and strong analytical skills required.
- Other info: Collaborative culture with excellent career advancement opportunities.
The predicted salary is between 43200 - 72000 £ per year.
Job Description
Decision Systems Lead
Up to £60K
Once a week in Manchester/ London
The Decision Systems Lead will be responsible for oversight and delivery of decision systems strategy configuration used within the business to drive and achieve positive outcomes for customers, partners, and the company. This role involves working in a dynamic, fast-paced environment, delivering significant change and book of work.
Key Responsibilities:
- Lead the credit decisioning strategy deliveries to optimize customer, product, credit risk management, fraud prevention, customer acquisition, and retention.
- In-depth knowledge and hands-on experience with decisioning platforms, overseeing end to end change/delivery lifecycle i.e. the design, testing, and deployment of decision rules, scorecards, and strategies.
- Collaborate with wider technical teams to optimize the customer experience as part of new and existing customer decisioning.
- Develop monitoring and tracking for decisioning platform i.e. key risk indicators (KRIs) to reduce latency and ensure decisioning aligns with the company's risk appetite.
- Engage with key stakeholders to present insights and drive strategic decisions.
- Facilitate the delivery of new business and existing customer strategies, incorporating long-term aspirations within the decision system designs.
- Design decision waterfalls to capture exceptions and leaks within logic and create monitoring of decision flows.
Key Requirements:
- Proven experience maintaining and configuring decisioning systems/platforms in credit cards or consumer finance.
- Strong understanding of credit risk, fraud prevention, KYC compliance and underwriting.
- Experience with Zoral or similar platforms (Powercurve, TRIAD, Pega, etc.).
- Familiarity with APIs (TransUnion, Experian, CIFAS, etc.) and credit processing platforms (TSYS/TS2).
- Ability to lead decision systems change with cross-functional teams and influence senior stakeholders.
- SQL or Python skills for data interrogation and prototyping.
- Able to code to a high standard/level – JavaScript strongly preferred.
- Strong analytical skills and comfort with data-driven decisioning.
- Experience in strategy deployment via CI/CD pipelines and governance.
Send your CV to
Applicants must be located and eligible to work in the UK without sponsorship. Please note, should feedback not be received within 28 days, unfortunately your application has been unsuccessful. In applying for this role, you may be registered on our database so we can contact you about suitable opportunities in future. Your data will be managed in accordance with our Privacy Policy, which can be found on our website. If you would like this job advertisement in an alternative format, please contact MERJE directly.
Decision Systems Lead employer: MERJE Ltd
Contact Detail:
MERJE Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Decision Systems Lead
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by practising common questions and scenarios related to decision systems. We recommend doing mock interviews with friends or using online platforms to get comfortable with your responses.
✨Tip Number 3
Showcase your skills! Create a portfolio or case studies that highlight your experience with decisioning platforms and strategies. This will give you an edge and demonstrate your hands-on expertise.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we’re always looking for talented individuals like you to join our team.
We think you need these skills to ace Decision Systems Lead
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Decision Systems Lead role. Highlight your experience with decisioning systems and any relevant projects you've led. We want to see how your skills align with our needs!
Showcase Your Skills: Don’t just list your skills; demonstrate them! Use specific examples of how you've used SQL, Python, or JavaScript in past roles. This helps us understand your hands-on experience and how you can contribute to our team.
Be Clear and Concise: Keep your application clear and to the point. We appreciate straightforward communication, so avoid jargon unless it’s necessary. Make it easy for us to see why you’re a great fit for the role!
Apply Through Our Website: We encourage you to apply through our website for the best chance of being noticed. It’s the easiest way for us to keep track of your application and get back to you quickly!
How to prepare for a job interview at MERJE Ltd
✨Know Your Decision Systems
Make sure you brush up on your knowledge of decisioning platforms like Zoral, Powercurve, or TRIAD. Be ready to discuss your hands-on experience with these systems and how you've optimised decision rules in the past.
✨Showcase Your Analytical Skills
Prepare to demonstrate your analytical prowess. Bring examples of how you've used SQL or Python for data interrogation and how that has influenced decision-making in previous roles. This will show your comfort with data-driven strategies.
✨Engage with Stakeholders
Think about times when you've collaborated with cross-functional teams or engaged with senior stakeholders. Be ready to share specific examples of how you presented insights that drove strategic decisions, as this role requires strong communication skills.
✨Understand Risk Management
Familiarise yourself with key risk indicators (KRIs) and how they align with a company's risk appetite. Be prepared to discuss how you've monitored and tracked decisioning platforms in the past to reduce latency and improve outcomes.
