Product Lead - Pricing in Milton Keynes

About Us
At Mercedes-Benz Financial Services, our employees are at the heart of our business. Our colleagues provide a range of financial solutions designed around the changing needs of our diverse customers. It doesn’t matter the colour of your skin, the beliefs you value, the people you love or the tattoos you wear, we support you for being you. Through the doors of Mercedes-Benz Financial Services, you will find a passionate team working to support our customers and our colleagues. We ensure that everyone has an equal opportunity to learn and develop. We want to celebrate your individuality, embrace your personality and welcome you into our culture. It’s the differences of our colleagues that enable us to thrive. We believe our backgrounds, skills and cultures contribute to our shared culture and help us deliver outstanding Customer Experience. Inclusion is the driving force behind our ethos. At MBFS, we are committed to being a Menopause Friendly Employer. We offer wellbeing support options and resources to assist if you are directly affected by the Menopause, or are supporting someone who is going through the Menopause.

How You’ll Play Your Part
In this role, you will lead pricing excellence across our multiple sales channels, that include retail, fleet, rental and car schemes. You will own the pricing processes, commercial frameworks and delivery. You will combine strategic pricing design with operational delivery: building robust financial models, running data‑driven experiments, ensuring pricing is auditable and compliant. In addition, you will partner with Finance, Risk, Operations, Compliance and Mercedes‑Benz Cars and Vans to hit company‑wide margin and growth targets. You will also support strategic projects from initial scope and business case through to launch and continuous improvement.

Main Accountabilities

• Pricing process ownership and delivery: own the pricing engine, calculation logic and commission structures; define the roadmap, ensuring SLAs for price publication and integrity.
• Pricing strategy and channel planning: develop and maintain channel pricing for annual planning, scenario analysis and month‑by‑month margin tracking; lead fleet channel design and deal‑by‑deal margin analysis with rebalancing for future quarters.
• Financial modelling and forecasting: build robust models to evaluate pricing scenarios, sensitivity analyses and profitability impacts; translate volumes, costs and risks into actionable pricing decisions.
• Governance, auditability and compliance: implement pricing governance frameworks, maintain audit trails for pricing logic, and ensure compliance with regulatory requirements including consumer protection standards.
• Cross‑functional partnership and representation: act as the operational partner for Finance, Risk, Operations, Compliance and Mercedes‑Benz UK; present proposals and influence stakeholders at mid to senior levels.
• Ad‑hoc pricing support and product reviews: provide expert analysis on settlements, contract extensions, product profitability, fair value and Consumer Duty reviews.
• Continuous improvement and operational excellence: run post‑release reviews, capture learnings, reduce regressions and drive automation to scale pricing operations.
• Advanced analytics, experimentation and AI: use data and controlled experiments to test pricing ideas — run A/B and multivariate tests, analyse results with SQL and analytics tools, to identify margin opportunities and validate price changes before rollout.

About You

• Technical skills: advanced Excel and BI (Power BI/Tableau); strong financial modelling and scenario planning; SQL or equivalent data querying skills; familiarity with ML/AI concepts and integration.
• Analytical mindset: experience with experimentation frameworks, causal analysis and translating data into commercial decisions.
• Product and delivery orientation: experience owning product roadmaps, working with stakeholders to deliver reliable models and maintaining operational SLAs.
• Commercial acumen: ability to balance margin, volume and customer outcomes across multiple channels.
• Stakeholder influence: excellent communication, presentation and influencing skills with experience working across Finance, Risk, Sales and Operations.

Desirable

• Accounting qualification such as ACA, ACCA or CIMA.
• Automotive captive, leasing or motor finance experience (transferable skills from other industries accepted).
• Experience with pricing engines, dynamic pricing, elasticity modelling or revenue management.
• Exposure to AI‑based pricing optimisation tools and big data platforms.

Future Skills And Development

• Embedding ML models into pricing workflows and automation.
• Leading digital transformation of pricing processes and data pipelines.
• Advanced scenario modelling on next‑generation analytics platforms.
• Continuous learning and thought leadership in pricing technology and financial services innovation.

What’s in it for you?
We’ll offer you a competitive salary and discretionary bonus structure. We also hope you’ll love our products as much as we do, with access to our colleague car schemes. On top of that, you’ll be able to join our pension scheme and you’ll get a flexible benefit pot that can be used to find the benefits that are right for you. We’re here to support you – we offer access to colleague wellbeing resources, including an Employee Assistance Programme, Mental Health First Aiders and the Inclusion Advocates as well as flexible opportunities to support work life balance. We’ll also encourage your development, with the training and knowledge you need to reach your potential.

What’s next?
Please apply online via Taleo. Remember to include a copy of your CV too. You’ll be asked a series of questions through the online application process, including one seeking confirmation that you have discussed your application for this position with your Line Manager. The Mercedes-Benz recruitment process reflects our obligations under relevant UK legislation. Whilst all applications from across Mercedes-Benz and Daimler globally are carefully considered, unless otherwise stated, we are only able to progress applications from candidates who have the right to work in the United Kingdom. Please be assured that we’re here to support you throughout the recruitment process and beyond, and reasonable adjustments are available to any candidates who need them. We’re also open to working flexibly and are happy to discuss flexible working options.