At a Glance
- Tasks: Analyse credit proposals and assess applicants' creditworthiness for SMEs.
- Company: Fast-growing fintech scale-up reshaping the future of SMEs with AI.
- Benefits: Competitive salary, flexible working hours, and opportunities for professional growth.
- Other info: Dynamic work environment with a focus on innovation and career advancement.
- Why this job: Join a mission-driven team and make a real impact in the fintech landscape.
- Qualifications: 2-3 years of B2B risk analysis experience and strong analytical skills.
The predicted salary is between 60000 - 80000 £ per year.
Location: London
Experience: 2+ years of experience
What about us?
Launched in 2023, INFINIT is a fast-growing fintech scale-up operating in multiple countries across Europe and Americas. At INFINIT we are on a mission to reshape the future of SMEs with AI at the forefront. Our all-in-one operating system has banking at its core, and empowers small business owners and their teams to seamlessly manage and optimize every aspect of their business with AI agents. By focussing on specific industries, INFINIT delivers tailored, high-value solutions, while building innovative AI products to further unlock significant growth opportunities for our customers. INFINIT operates globally, with ambitions to further expand its footprint to redefine the fintech landscape for SMEs worldwide. Join us on the INFINIT journey as we revolutionise the SME economy and drive meaningful impact through innovation.
The role
As the Credit Risk Analyst at INFINIT, you will join the Banking Operations team. Your objective will be to analyze credit proposals and assess the applicants' creditworthiness through financial, business and management analysis.
What do we want to achieve together?
- Analyze credit applications from SMEs in the Automotive sector and make recommendations to the senior management / Risk Committee based on this analysis.
- Ensure all recommendations comply with INFINIT requirements and risk appetite.
- Support the Sales, Operations and Customer Success teams from a credit and risk perspective.
- Communicate with both internal stakeholders (including senior management) and directly with customers.
- Help in building new risk processes, establish risk actions and monitoring ALM/KYB and underwriting alerts from internal and external credit bureau sources.
- Automatize risk processes and manual inputs so as to fully dedicate time in risk assessment.
What do you need to be successful in this role?
You have at least 2-3 years of experience in B2B risk analysis in a corporate environment.
Credit Risk Analyst in London employer: Medium
At INFINIT, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters innovation and collaboration. Our London office is at the heart of our mission to revolutionise the SME economy, providing employees with unique opportunities for professional growth and development in the fast-paced fintech sector. With a focus on employee well-being and a commitment to leveraging cutting-edge AI technology, we empower our team members to make a meaningful impact while enjoying a supportive and inclusive environment.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Analyst in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Medium. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Risk Analyst in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Medium.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Medium's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Medium
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Medium.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Medium will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Medium employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
