At a Glance
- Tasks: Own month-end reporting and manage finance operations in a growing lending business.
- Company: Join MCL Finance, reshaping SME finance with a human touch.
- Benefits: Competitive salary, private health insurance, generous leave, and free snacks.
- Other info: Dynamic hybrid work environment with opportunities for professional growth.
- Why this job: Make a real impact on how finance supports ambitious businesses.
- Qualifications: ACCA or CIMA qualified, with experience in management accounts and treasury activities.
The predicted salary is between 40000 - 50000 £ per year.
About MCL Finance
Since 2018, we've helped over 2,000 SMEs across the UK and UAE access the capital they need to grow - fast, clear, and with care. We believe finance should work better for the people building our economy: fewer hurdles, faster answers, and support that actually feels human. We back ambition with real funding and smart tools, backed by a team that gets what running a business takes. Our model puts people over paperwork - we work with brokers and business owners to deliver funding that fits, without the faff.
Our Mission
To reshape SME finance and level the playing field for good - giving ambitious businesses the fast, fair funding they need to build what's next.
The Role
As Senior Management Accountant, you'll take ownership of core reporting and control activity while helping us build a robust, scalable finance function. The role offers broad exposure across management reporting, finance operations, treasury support, payroll and process improvement, with the chance to shape how finance supports a growing lending business.
Key Responsibilities
- Own month-end close and monthly management reporting, including accruals, prepayments, journals, accounts payable and receivable, reconciliations, and variance analysis against budget, prior month and prior year.
- Manage finance operations across the lending lifecycle, including reconciliations, payment flows and settlements.
- Support treasury activities through weekly cash forecasting, funding-line management and lender reporting.
- Prepare UK payroll and HMRC submissions.
- Support finance systems, process improvement and automation, and help scale finance processes as the business grows.
What We're Looking For
- ACCA or CIMA qualified, finalist or part-qualified.
- Experience preparing monthly management accounts and delivering detailed variance analysis against budget, month on month and year on year.
- Hands-on ownership of month-end activities, including accruals, prepayments, journals, accounts payable and receivable, and reconciliations.
- Practical experience applying IFRS 15 and IFRS 9 in a financial services environment (lender, fintech, bank, specialist finance, or audit/advisory work with financial services clients), including hands-on IFRS 9 expected credit loss provisioning for a loan book.
- Experience supporting treasury activities (cash forecasting, funding-line management or lender reporting) and preparing UK payroll and HMRC submissions.
- Advanced proficiency with Excel.
- Eligible to work in the United Kingdom.
Bonus Experience
- Scaling finance processes in a growing business.
- Background in SME lending, commercial finance or alternative lending.
- Experience with finance systems improvement or automation.
Our Offer
- Salary: £40,000 - £50,000 + bonus.
- 25 days annual leave (plus bank holidays).
- Private health insurance with AXA.
- Income protection.
- Life assurance.
- Statutory pension.
- Fully stocked snacks, drinks, and coffee machine.
- Monday lunch on us!
Senior Management Accountant in London employer: mcl finance
MCL Finance is an exceptional employer located in the vibrant city of London, offering a dynamic work culture that prioritises collaboration and innovation. Employees benefit from comprehensive training and development opportunities, fostering personal and professional growth while working on impactful projects in the finance sector. With a strong emphasis on data accuracy and compliance, MCL Finance provides a rewarding environment for those looking to advance their careers in a supportive and engaging atmosphere.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Management Accountant in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like mcl finance. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Management Accountant in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to mcl finance.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on mcl finance's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at mcl finance
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with mcl finance.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at mcl finance will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former mcl finance employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
