Loan Analyst in London

At mcl, we help small and medium-sized businesses access the capital they need to grow – quickly, clearly, and with care. Since 2018, we\’ve supported over 2,000 SMEs across the UK, and we\’re not slowing down.

We believe finance should work better for the people building our economy. That means fewer hurdles, faster answers, and support that feels human, not transactional. We back ambition with real funding, smart tools, and a team that gets what running a business really takes.

Our missionTo reshape SME finance and level the playing field – funding that\’s fast, fair, and fits for the businesses of the future.

Our G.E.M.S valuesG – GrowthNot just business growth – personal growth, team growth, process growth. We level up.

No fake hype. Just energy, urgency, and actually giving a toss.

M – Maintaining AccountabilityOwn your actions and interactions. If it\’s off, say it. If it\’s broken, fix it.

S – Seeing StrategicallyEyes on the big picture. Help us make smarter long-term moves.

The RoleThe Loan Application Analyst plays a critical role in maintaining the speed and quality mcl is known for. You will be responsible for preparing files for underwriting, going through and \”scrubbing\” applications so that bank statements are clean, understood and ready for underwriting, to ensure submitted deals meet our internal quality standards before progressing to underwriting. The role is fast-paced, precise, and requires a sharp eye for detail.

Key Responsibilities

Work through and verify loan application bank statements for accuracy, clarity and completeness.

Identify errors, missing information, and inconsistencies in application packs.

Liaise with underwriters, brokers and internal teams to clarify and correct submissions.

Maintain a daily log of scrubbing activity and recurring issues to drive process improvements.

Support the operations and credit teams to ensure only clean files move to decisioning.

Key Skills & Experience

Excellent attention to detail.

Strong organisational skills and ability to meet tight deadlines.

Comfortable working with data, documents, and financial records.

Able to communicate clearly and efficiently with both internal teams and external brokers.

Previous experience in financial services, lending, or quality assurance is essential.

Why Join Us?

Competitive salary and path for progression

Flexible and supportive working environment

Office snacks & team socials

25 days holiday

A role with real ownership and space to grow

Seniority levelEntry level

Employment typeFull-time

Job functionAnalyst

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