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- Tasks: Verify and prepare loan applications for underwriting with precision and attention to detail.
- Company: Join mcl, a dynamic company reshaping SME finance with a human touch.
- Benefits: Enjoy competitive pay, personal growth opportunities, and a supportive team environment.
- Why this job: Make a real impact by helping businesses access the funding they need to thrive.
- Qualifications: Detail-oriented with strong analytical skills and a passion for supporting SMEs.
- Other info: Fast-paced role with opportunities for personal and professional development.
The predicted salary is between 28800 - 48000 £ per year.
Who are we? At mcl, we help small and medium-sized businesses access the capital they need to grow – quickly, clearly, and with care. Since 2018, we’ve supported over 2,000 SMEs across the UK, and we’re not slowing down. We believe finance should work better for the people building our economy. That means fewer hurdles, faster answers, and support that feels human, not transactional. We back ambition with real funding, smart tools, and a team that gets what running a business really takes. Our model puts people over paperwork. We work with brokers and with business owners to deliver funding that fits – without the faff. As we grow, we’re expanding our reach, recently launching mcl UAE and tools like LendPair, helping even more businesses find the right path to finance.
Our mission is to reshape SME finance and level the playing field – funding that’s fast, fair, and fits for the businesses of the future.
Our G.E.M.S values:
- Growth: Not just business growth – personal growth, team growth, process growth. We level up.
- Enthusiasm: No fake hype. Just energy, urgency, and actually giving a toss.
- Maintaining Accountability: Own your actions and interactions. If it’s off, say it. If it’s broken, fix it.
- Seeing Strategically: Eyes on the big picture. Help us make smarter long-term moves.
The Role: The Loan Application Analyst plays a critical role in maintaining the speed and quality mcl is known for. You will be responsible for preparing files for underwriting, going through and "scrubbing" applications so that bank statements are clean, understood and ready for underwriting, to ensure submitted deals meet our internal quality standards before progressing to underwriting. The role is fast-paced, precise, and requires a sharp eye for detail.
Key Responsibilities:
- Work through and verify loan application bank statements for accuracy, clarity and completeness.
- Identify errors, missing information, and inconsistencies in application packs.
- Liaise with underwriters, brokers and internal teams to clarify and correct submissions.
- Maintain a daily log of scrubbing activity and recurring issues to drive process improvements.
- Support the operations and credit teams to ensure only clean files move to decisioning.
Key Skills:
Loan Analyst employer: mcl finance
Contact Detail:
mcl finance Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Loan Analyst
✨Tip Number 1
Network like a pro! Reach out to people in the finance industry, especially those who work with SMEs. Attend events or webinars where you can meet potential employers and show them your enthusiasm for the Loan Analyst role.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of loan applications and underwriting processes. We want to see that you understand the ins and outs of the role, so practice answering common questions and think about how your skills align with our G.E.M.S values.
✨Tip Number 3
Showcase your attention to detail! During interviews, share examples of how you've maintained accuracy in previous roles. This is crucial for a Loan Analyst, so let us know how you scrubbed applications or improved processes in the past.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows us you're genuinely interested in joining our team at mcl and helping reshape SME finance.
We think you need these skills to ace Loan Analyst
Some tips for your application 🫡
Show Your Enthusiasm: When writing your application, let your passion for helping SMEs shine through. We want to see that you genuinely care about making finance work better for businesses, so don’t hold back on expressing your enthusiasm for the role!
Be Precise and Detail-Oriented: As a Loan Analyst, attention to detail is key. Make sure your application is free from errors and clearly structured. Double-check your bank statements and any other documents you include to demonstrate your ability to maintain high standards.
Tailor Your Application: Don’t just send a generic application! Take the time to tailor your CV and cover letter to reflect our G.E.M.S values. Show us how your personal growth, accountability, and strategic thinking align with what we’re all about at mcl.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re proactive and ready to take the first step in joining our team!
How to prepare for a job interview at mcl finance
✨Know Your Numbers
As a Loan Analyst, you'll be dealing with bank statements and financial data. Brush up on your numerical skills and be ready to discuss how you would verify accuracy and clarity in loan applications. Show them you can spot inconsistencies like a hawk!
✨Understand the Company Culture
mcl values growth, enthusiasm, accountability, and strategic thinking. Familiarise yourself with these G.E.M.S values and think of examples from your past experiences that demonstrate how you embody these traits. This will show you're not just a fit for the role, but for the company too.
✨Prepare for Scenario Questions
Expect questions about how you'd handle specific situations, like identifying errors in an application or liaising with underwriters. Prepare some scenarios from your previous work where you successfully navigated similar challenges. This will highlight your problem-solving skills and attention to detail.
✨Ask Insightful Questions
At the end of the interview, don’t shy away from asking questions! Inquire about their process improvements or how they measure success in the Loan Analyst role. This shows your genuine interest in the position and helps you gauge if mcl is the right fit for you.
