Self-Employed Mortgage Adviser
Self-Employed Mortgage Adviser

Self-Employed Mortgage Adviser

Full-Time 50000 - 70000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Provide expert mortgage advice and manage client relationships across London.
  • Company: Dynamic self-employed role with strong support and growth opportunities.
  • Benefits: Flexible working, competitive commission, and uncapped earning potential.
  • Other info: Ideal for ambitious advisers seeking flexibility and high earnings.
  • Why this job: Enjoy independence while making a real impact in clients' lives.
  • Qualifications: Fully CeMAP qualified with proven experience in the UK mortgage market.

The predicted salary is between 50000 - 70000 £ per year.

We are seeking an experienced, motivated Self-Employed Mortgage Adviser to provide high-quality, compliant mortgage and protection advice to clients across London. This is an excellent opportunity for a driven adviser who wants flexibility, strong earning potential, and the autonomy to grow their own client base while benefiting from established support, systems, and leads (if applicable).

Key Responsibilities

  • Provide whole-of-market (or panel-based, if applicable) mortgage advice to residential and buy-to-let clients
  • Conduct thorough fact-finds to assess client needs, affordability, and suitability
  • Advise on a range of mortgage products including first-time buyer, remortgage, home mover, and specialist lending
  • Recommend associated protection products such as life insurance, critical illness, income protection, and home insurance
  • Manage client relationships from initial enquiry through to mortgage completion
  • Maintain accurate records in line with FCA compliance and GDPR requirements
  • Liaise with lenders, solicitors, estate agents, and other third parties
  • Keep up to date with lender criteria, market trends, and regulatory changes
  • Generate new business through referrals, networking, and introducer relationships (depending on setup)

Skills & Experience Required

  • Fully CeMAP qualified (or equivalent)
  • Proven experience as a mortgage adviser in the UK market
  • Strong knowledge of the London property and mortgage landscape
  • Excellent communication and interpersonal skills
  • Ability to work independently and manage your own pipeline
  • High level of professionalism, integrity, and attention to detail
  • Confident using CRM systems and lender portals

Self-Employed Requirements

  • Registered as self-employed (sole trader or limited company)
  • Own PI insurance (or willingness to be covered under a network, if applicable)
  • Ability to meet FCA compliance standards
  • Right to work in the UK

What’s On Offer

  • Competitive commission splits with uncapped earning potential
  • Flexible working arrangements
  • Access to leads and introducer relationships (if applicable)
  • Full compliance, admin, and back-office support
  • Marketing and brand support
  • Opportunity to build and grow your own mortgage business within a supportive framework

Ideal Candidate

This role is ideal for an ambitious mortgage adviser who values independence, flexibility, and high earning potential, and who takes pride in delivering excellent client outcomes in a fast-moving London market.

Self-Employed Mortgage Adviser employer: mbi Staffing

As a Self-Employed Mortgage Adviser, you will thrive in a dynamic and supportive environment that champions your independence while providing the tools necessary for success. With competitive commission structures, flexible working arrangements, and access to established leads, this role offers an exceptional opportunity to build your own client base in the vibrant London market. Join a culture that values professionalism and integrity, ensuring you can focus on delivering outstanding client outcomes while enjoying the autonomy of self-employment.
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Contact Detail:

mbi Staffing Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Self-Employed Mortgage Adviser

✨Network Like a Pro

Get out there and meet people! Attend industry events, join local networking groups, and connect with other professionals. Building relationships can lead to referrals and new clients, so don’t be shy!

✨Leverage Social Media

Use platforms like LinkedIn to showcase your expertise and connect with potential clients. Share valuable content related to mortgages and property advice to position yourself as the go-to adviser in London.

✨Follow Up, Follow Up, Follow Up

After meeting potential clients or leads, make sure to follow up with them. A simple message or call can keep you top of mind and show that you’re genuinely interested in helping them with their mortgage needs.

✨Apply Through Our Website

If you’re ready to take the plunge, apply through our website! We’ve got all the resources and support you need to thrive as a self-employed mortgage adviser, so let’s get started on this journey together.

We think you need these skills to ace Self-Employed Mortgage Adviser

CeMAP qualification
Mortgage Advice
Client Relationship Management
Fact-Finding Skills
Knowledge of Mortgage Products
Regulatory Compliance (FCA, GDPR)
Communication Skills
Interpersonal Skills
CRM Systems Proficiency
Networking Skills
Market Knowledge (London Property and Mortgage Landscape)
Attention to Detail
Independence
Professionalism
Integrity

Some tips for your application 🫡

Tailor Your CV: Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your CeMAP qualifications and any relevant mortgage advising experience, especially in the London market. We want to see how you can bring value to our team!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for the Self-Employed Mortgage Adviser role. Share your passion for helping clients and how you plan to grow your own client base with us.

Showcase Your Communication Skills: As a mortgage adviser, communication is key. In your application, demonstrate your excellent interpersonal skills. Whether it's through your writing style or examples of past client interactions, let us know how you connect with people.

Apply Through Our Website: We encourage you to apply directly through our website. It’s the easiest way for us to receive your application and ensures you don’t miss out on any important updates. Plus, we love seeing applications come through our platform!

How to prepare for a job interview at mbi Staffing

✨Know Your Stuff

Make sure you brush up on the latest mortgage products and market trends, especially in London. Being able to discuss specific products and how they fit different client needs will show your expertise and confidence.

✨Showcase Your Experience

Prepare examples from your past work that highlight your ability to manage client relationships and navigate the mortgage process. Use the STAR method (Situation, Task, Action, Result) to structure your responses effectively.

✨Demonstrate Compliance Knowledge

Familiarise yourself with FCA compliance standards and GDPR requirements. Be ready to discuss how you ensure compliance in your work, as this is crucial for any mortgage adviser role.

✨Ask Insightful Questions

Prepare thoughtful questions about the company's support systems, lead generation, and growth opportunities. This not only shows your interest but also helps you assess if the company aligns with your career goals.

Self-Employed Mortgage Adviser
mbi Staffing

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