At a Glance
- Tasks: Provide expert mortgage advice and build your own client base in London.
- Company: Join a supportive network with established systems and leads.
- Benefits: Enjoy flexible working, competitive commission, and uncapped earning potential.
- Other info: Opportunity to grow your own mortgage business with full support.
- Why this job: Perfect for ambitious advisers seeking independence and high rewards.
- Qualifications: Must be fully CeMAP qualified with experience in the UK market.
The predicted salary is between 36000 - 60000 £ per year.
We are seeking an experienced, motivated Self-Employed Mortgage Adviser to provide high-quality, compliant mortgage and protection advice to clients across London. This is an excellent opportunity for a driven adviser who wants flexibility, strong earning potential, and the autonomy to grow their own client base while benefiting from established support, systems, and leads (if applicable).
Key Responsibilities
- Provide whole-of-market (or panel-based, if applicable) mortgage advice to residential and buy-to-let clients
- Conduct thorough fact-finds to assess client needs, affordability, and suitability
- Advise on a range of mortgage products including first-time buyer, remortgage, home mover, and specialist lending
- Recommend associated protection products such as life insurance, critical illness, income protection, and home insurance
- Manage client relationships from initial enquiry through to mortgage completion
- Maintain accurate records in line with FCA compliance and GDPR requirements
- Liaise with lenders, solicitors, estate agents, and other third parties
- Keep up to date with lender criteria, market trends, and regulatory changes
- Generate new business through referrals, networking, and introducer relationships (depending on setup)
Skills & Experience Required
- Fully CeMAP qualified (or equivalent)
- Proven experience as a mortgage adviser in the UK market
- Strong knowledge of the London property and mortgage landscape
- Excellent communication and interpersonal skills
- Ability to work independently and manage your own pipeline
- High level of professionalism, integrity, and attention to detail
- Confident using CRM systems and lender portals
Self-Employed Requirements
- Registered as self-employed (sole trader or limited company)
- Own PI insurance (or willingness to be covered under a network, if applicable)
- Ability to meet FCA compliance standards
- Right to work in the UK
What’s On Offer
- Competitive commission splits with uncapped earning potential
- Flexible working arrangements
- Access to leads and introducer relationships (if applicable)
- Full compliance, admin, and back-office support
- Marketing and brand support
- Opportunity to build and grow your own mortgage business within a supportive framework
Ideal Candidate
This role is ideal for an ambitious mortgage adviser who values independence, flexibility, and high earning potential, and who takes pride in delivering excellent client outcomes in a fast-moving London market.
Self-Employed Mortgage Adviser employer: mbi Staffing
Join a dynamic team of Mortgage Brokers in the heart of London, where we prioritise your professional growth and success. Our supportive work culture fosters collaboration and innovation, offering you the chance to thrive in a rewarding environment with competitive benefits and flexible working arrangements. With ample opportunities for career advancement and a commitment to employee development, we are dedicated to helping you achieve your goals while making a meaningful impact in the lives of our clients.
StudySmarter Expert Advice🤫
We think this is how you could land Self-Employed Mortgage Adviser
✨Network Like a Pro
Get out there and meet people! Attend industry events, join local networking groups, and connect with other professionals in the mortgage and property sectors. Building relationships can lead to referrals and new clients, so don’t be shy!
✨Leverage Social Media
Use platforms like LinkedIn to showcase your expertise and connect with potential clients. Share valuable content related to mortgages and the property market to position yourself as a go-to adviser. Remember, it’s all about visibility!
✨Follow Up, Follow Up, Follow Up
After meeting potential clients or leads, make sure to follow up with them. A simple message or call can keep you top of mind and show that you’re genuinely interested in helping them with their mortgage needs.
✨Apply Through Our Website
If you’re ready to take the plunge, apply through our website! We’ve got a supportive framework in place to help you grow your client base and succeed as a self-employed mortgage adviser. Let’s get started on this journey together!
We think you need these skills to ace Self-Employed Mortgage Adviser
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your CeMAP qualifications and any relevant mortgage advising experience, especially in the London market.
Craft a Compelling Cover Letter:Use your cover letter to showcase your passion for helping clients and your understanding of the mortgage landscape. Mention how you can bring value to our team and your approach to client relationships.
Showcase Your Independence:Since this role is self-employed, emphasise your ability to work independently and manage your own pipeline. Share examples of how you've successfully generated new business or built client relationships in the past.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team.
How to prepare for a job interview at mbi Staffing
✨Know Your Stuff
Make sure you brush up on the latest mortgage products and market trends, especially in London. Being able to discuss specific products and how they fit different client needs will show your expertise and confidence.
✨Showcase Your Experience
Prepare to share examples from your past work as a mortgage adviser. Highlight your successes in managing client relationships and closing deals, as well as any challenges you've overcome. This will demonstrate your capability and reliability.
✨Be Client-Focused
During the interview, emphasise your approach to understanding client needs through thorough fact-finds. Discuss how you tailor your advice to ensure clients feel valued and understood, which is crucial in this role.
✨Ask Smart Questions
Prepare insightful questions about the company's support systems and lead generation processes. This shows your interest in the role and helps you gauge if the company aligns with your goals for independence and growth.
