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For Companies At a Glance
- Tasks: Assess credit applications and make lending decisions in a fast-paced environment.
- Company: Join a dynamic financial services client launching a new Consumer Asset Finance team.
- Benefits: Enjoy 30 days holiday, private medical cover, and a 10% pension contribution.
- Why this job: Make a real impact from day one while shaping innovative processes and products.
- Qualifications: Experience in consumer asset finance underwriting and strong judgement skills required.
- Other info: Hybrid working model with opportunities for personal and professional growth.
The predicted salary is between 28800 - 48000 £ per year.
Maxwell Bond are working with a financial services client who are building out a brand-new Consumer Asset Finance team and looking to bring an experienced Underwriter on board. This is a great opportunity to join at an early stage, get stuck into shaping the product, and make a real impact from day one.
You’ll be assessing credit applications for Hire Purchase agreements across a range of assets. The role comes with a delegated lending mandate, and you’ll be expected to work within agreed SLAs while balancing risk with commercial thinking.
They’re after someone with solid experience in consumer asset finance who’s confident making credit decisions, detail-oriented, and able to work effectively as part of a team. It’s a fast-paced environment, and the team’s working hard to launch something new - so if you’re proactive and enjoy helping to build things from the ground up, this could be a great fit.
Key responsibilities:- Underwrite credit proposals within mandate, working to agreed SLAs
- Assess financial information and make sound, commercial lending decisions
- Work closely with other underwriters and stakeholders to gather the right information for decisions
- Help shape processes and continuously improve how things are done
- Support efforts to automate and streamline decisioning where possible
- Contribute to a strong customer journey and overall lending strategy
- Keep up to date with changes in the market and relevant regulation
- Proven experience in consumer asset finance underwriting
- Strong judgement when it comes to balancing risk and commerciality
- Good understanding of financial documents and credit analysis
- Clear communication skills and a collaborative mindset
- Comfortable working in a fast-moving environment and building from scratch
- 10% employer pension contribution
- 30 days holiday + bank holidays
- Private medical cover (includes partner)
- Discretionary bonus and share scheme
- Free gym membership
- Life assurance and income protection
- EV and cycle-to-work schemes
- 4 days paid volunteering leave
- Manchester city centre office
If you’re an experienced underwriter looking for something new and hands-on, where you can help shape how things are done from the outset, feel free to drop me a message for a chat.
Contact Detail:
Maxwell Bond Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends in consumer asset finance. Understanding current market conditions and regulatory changes will not only help you in interviews but also demonstrate your proactive approach to the role.
✨Tip Number 2
Network with professionals in the financial services sector, especially those involved in underwriting. Engaging with industry peers can provide valuable insights and potentially lead to referrals that could enhance your application.
✨Tip Number 3
Prepare to discuss specific examples of how you've balanced risk and commerciality in past roles. Being able to articulate your decision-making process will showcase your expertise and confidence in underwriting.
✨Tip Number 4
Demonstrate your collaborative mindset by thinking about how you would work with other stakeholders in the role. Be ready to share ideas on improving processes and enhancing the customer journey during your discussions.
We think you need these skills to ace Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in consumer asset finance underwriting. Focus on specific achievements and responsibilities that align with the job description, such as assessing credit applications and making lending decisions.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the role and the company. Mention your experience with credit analysis and your ability to balance risk with commercial thinking. Be sure to express your enthusiasm for joining a new team and shaping processes.
Highlight Relevant Skills: In your application, emphasise skills that are crucial for the role, such as strong judgement, attention to detail, and clear communication. Provide examples of how you've successfully collaborated with teams in fast-paced environments.
Showcase Continuous Improvement Mindset: Demonstrate your proactive approach by mentioning any past experiences where you contributed to process improvements or automation in decision-making. This will resonate well with the company's goal of building something new and efficient.
How to prepare for a job interview at Maxwell Bond
✨Know Your Numbers
As an underwriter, you'll be dealing with financial documents and credit analysis. Brush up on your understanding of these documents and be prepared to discuss how you assess financial information and make lending decisions.
✨Showcase Your Experience
Highlight your proven experience in consumer asset finance underwriting during the interview. Be ready to share specific examples of how you've balanced risk with commerciality in past roles.
✨Emphasise Team Collaboration
This role requires working closely with other underwriters and stakeholders. Prepare to discuss how you've successfully collaborated in previous positions and how you can contribute to a strong team dynamic.
✨Stay Updated on Market Trends
Demonstrate your knowledge of current market trends and relevant regulations in the consumer asset finance sector. This shows that you're proactive and committed to staying informed, which is crucial in a fast-paced environment.