At a Glance
- Tasks: Lead the strategy and execution of innovative financial products in payments and lending.
- Company: Join a prestigious FinTech client with a dynamic and inclusive culture.
- Benefits: Enjoy competitive salary, performance bonuses, hybrid work, and generous holiday allowance.
- Other info: Great career development opportunities in a fast-paced, collaborative environment.
- Why this job: Make a real impact by delivering cutting-edge digital payment solutions and lending platforms.
- Qualifications: Experience in digital financial products and strong technical understanding of payment systems.
The predicted salary is between 36000 - 60000 £ per year.
One of our prestigious clients is seeking a dynamic Product Manager – Payments Lending to lead the end-to-end strategy, development, and execution of innovative financial products. You will work with cross-functional teams to deliver cutting-edge digital payment solutions and lending platforms for our FinTech clients. As a key player in our product development team, you will be responsible for identifying market opportunities, managing product roadmaps, and ensuring high-quality delivery that meets user needs and business goals.
Key Responsibilities:
- Define and drive product strategy for payments, BNPL, embedded lending, and credit platforms.
- Own the product lifecycle from ideation to launch, including roadmap development and performance tracking.
- Collaborate with engineering, design, compliance, and commercial teams to deliver seamless and secure financial products.
- Translate market trends and customer feedback into actionable product enhancements.
- Work closely with compliance and risk to ensure products meet regulatory standards.
- Monitor and improve product KPIs including adoption, NPS, churn, and engagement.
- Prepare business cases, prioritisation frameworks, and release schedules.
Requirements
Required Skills:
- Proven experience delivering digital financial products (especially payment processing, P2P, credit or lending systems).
- Strong technical understanding of APIs, payment rails, core banking systems, or lending infrastructure.
- Excellent stakeholder management, communication, and leadership skills.
- Agile/Scrum methodology experience.
- Analytical mindset with strong data interpretation and decision-making skills.
Desired Skills:
- Experience working with PSD2, FCA regulations, or AML/KYC compliance.
- Previous exposure to Open Banking initiatives or blockchain-based financial systems.
- Prior work in startups or scaling product teams in fast-paced environments.
Job Benefits:
- Competitive salary and performance bonuses.
- Hybrid working model.
- Private health insurance.
- 25+ days holiday + bank holidays.
- Career development budget.
- Dynamic, inclusive workplace culture.
Deep knowledge of digital payment ecosystems, architectures, and technologies.
Expertise in payment gateway integration, tokenisation, and fraud detection systems.
Strong understanding of ISO 20022, EMV, NFC, and 3D Secure protocols.
Familiarity with cloud-native architecture (AWS, GCP, or Azure).
Ability to document and present technical concepts to stakeholders clearly.
Desired Skills:
- Experience with real-time payment systems and blockchain-based solutions.
- Hands-on coding experience with Java, Python, or Node.js.
- TOGAF or AWS Solution Architect certification preferred.
- Knowledge of financial data orchestration and embedded finance architectures.
Product Manager – Payments & Lending in London employer: MastarRec
Join a prestigious FinTech company as a Product Manager - Payments & Lending, where you will thrive in a dynamic and inclusive workplace culture that champions innovation and collaboration. With a competitive salary, performance bonuses, and a hybrid working model, you will have ample opportunities for career development while working on cutting-edge digital payment solutions and lending platforms. This role not only offers the chance to lead impactful projects but also to grow within a forward-thinking organisation that values your contributions and fosters professional growth.
StudySmarter Expert Advice🤫
We think this is how you could land Product Manager – Payments & Lending in London
✨Tip Number 1
Network like a pro! Reach out to people in the FinTech space, especially those who work with payments and lending. Use platforms like LinkedIn to connect and engage with industry professionals; you never know who might have the inside scoop on job openings.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of digital financial products. Be ready to discuss your experience with payment processing and lending systems, and how you've tackled challenges in previous roles. Show them you’re not just a fit on paper but also in practice!
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, send a thank-you email expressing your appreciation for the opportunity. It’s a great way to reinforce your interest in the role and keep you top of mind for the hiring team.
✨Tip Number 4
Apply through our website for the best chance at landing that Product Manager role! We love seeing applications directly from our site, and it shows you’re genuinely interested in being part of our dynamic team. Let’s make it happen together!
We think you need these skills to ace Product Manager – Payments & Lending in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Product Manager role. Highlight your experience with digital financial products and any relevant skills that match the job description. We want to see how your background aligns with our needs!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about payments and lending, and how your skills can help us deliver innovative solutions. Keep it engaging and personal – we love a good story!
Showcase Your Achievements:When detailing your experience, focus on specific achievements rather than just responsibilities. Use metrics to demonstrate your impact, like improvements in product KPIs or successful project launches. Numbers speak volumes!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen to join our team at StudySmarter!
How to prepare for a job interview at MastarRec
✨Know Your Product Inside Out
Before the interview, make sure you thoroughly understand the products and services related to payments and lending. Familiarise yourself with the latest trends in digital financial products, especially around payment processing and lending systems. This will help you speak confidently about how your experience aligns with their needs.
✨Showcase Your Technical Savvy
Given the technical nature of the role, be prepared to discuss your understanding of APIs, payment rails, and core banking systems. Bring examples of how you've successfully integrated these technologies in past projects. This will demonstrate your capability to manage the product lifecycle effectively.
✨Highlight Your Stakeholder Management Skills
Product Managers need to work closely with various teams. Prepare examples that showcase your communication and leadership skills, particularly in cross-functional settings. Discuss how you've navigated stakeholder expectations and ensured alignment on product goals.
✨Prepare for Regulatory Discussions
Since compliance is crucial in the financial sector, brush up on relevant regulations like PSD2 and FCA standards. Be ready to discuss how you've ensured that products meet regulatory requirements in your previous roles. This will show that you understand the importance of compliance in product development.
