At a Glance
- Tasks: Lead motor insurance pricing and connect actuarial work with real business outcomes.
- Company: Join a rapidly growing fintech aiming to revolutionise financial services.
- Benefits: Flexible working hours, competitive bonuses, and personal development budgets.
- Other info: Collaborative office environment with strong focus on mental wellbeing and career growth.
- Why this job: Shape actuarial practices and make a real impact in a scaling company.
- Qualifications: Part or nearly qualified actuary with experience in general insurance.
The predicted salary is between 56700 - 69300 £ per year.
We started building Marshmallow in 2017.
Since then, we've grown from 3 to 700+ people, gained unicorn status, raised ~140M over three funding rounds, turned profitable, insured millions of drivers and lent millions in car loans.
Our goal is to become one of the largest financial services providers in the world.
Over the next 10 years we'll grow exponentially, not only by scaling our existing products, but also by building new ones.
As our Motor Pricing Actuary, you'll lead pricing for our core motor insurance product while also contributing to reserving, capital modelling and key external actuarial relationships.
This is an opportunity to play a central role in how Marshmallow sharpens pricing, strengthens actuarial governance and supports sustainable growth.
You'll act as the Pricing Function Holder for Marshmallow Insurance Ltd, taking accountability for the integrity and adequacy of the pricing framework and ensuring it meets relevant regulatory requirements for a Gibraltar-domiciled insurer.
You'll work closely with teams across the business to connect technical actuarial work with real commercial outcomes.
Whether you're improving pricing models, reviewing reserve movements or supporting capital assessments, your work will help ensure Marshmallow continues to make smart, fair and data-driven decisions.
What you'll be doing Own the Pricing Function Holder role for Marshmallow Insurance Ltd, taking accountability for pricing model integrity and regulatory compliance with GFSC requirements.
Lead motor insurance pricing model development using claims analysis and market intelligence, partnering with data science and underwriting to identify rating opportunities and drive competitive improvements.
Deliver monthly reserving analysis and Loss Ratio Forum reporting, translating complex data into clear insights that support reserve adequacy and drive methodology improvements.
Serve as primary liaison with external actuaries and the Independent Actuarial Function Holder, coordinating regulatory oversight and ensuring recommendations are understood and actioned.
You're a self-starter with strong ownership and clear accountability, comfortable operating in a fast-paced, scaling environment with technical and regulatory responsibility.
You think commercially and analytically, connecting actuarial decisions to business outcomes, and move confidently between deep technical work and strategic thinking.
You communicate clearly to both actuarial and non-technical audiences, build effective cross-functional relationships, and thrive on variety across pricing, reserving and capital.
You're excited by the opportunity to shape actuarial practice and help drive impact in a scaling fintech What you'll bring?
Part or nearly qualified actuary (IFo A or equivalent) with a background in general insurance.
Confident with large datasets and technical tools including Python, R or SQL, with strong ability to build and assess actuarial models.
Perks of the job Spend one day a week with your team in our collaborative London office, and own your own working hours.
The rest is up to you Competitive discretionary bonus scheme - designed to reward and recognise high performance Flexible benefits budget - 50 per month to spend on a Ben Mastercard meaning you get your own benefits budget to spend on things you want.
Mental wellbeing support – Access therapy and mental health sessions through Oliva Learning and development – Personal budgets for books and training courses to help you grow in your role.
to further your skillset Private health care - Enjoy all the benefits Vitality has to offer, including reduced gym memberships and discounts on smartwatches Medical cash plan - To help you with the costs of dental, optical and physio (plus more!)Initial call with a member of our Talent Acquisition team (45 mins)A past-experience interview & competency interview (60 mins)A technical interview onsite, delving into the technical aspects of the role (2 hours)A culture interview to check that your work style fits our processes and values (60 mins)We'll let you know if you're invited to an interview or not.
Analista Attuariale in London employer: Marshmallow
Marshmallow is an exceptional employer, offering a dynamic work environment where innovation and growth are at the forefront. With a strong focus on employee development, you will have access to personal budgets for training and resources, alongside flexible working arrangements that promote a healthy work-life balance. Our collaborative London office fosters a supportive culture, ensuring that every team member can thrive while contributing to our mission of becoming a leading financial services provider.
