At a Glance
- Tasks: Prepare credit reviews and assess client creditworthiness with detailed analysis.
- Company: Join a leading financial services firm with a focus on innovation.
- Benefits: Attractive salary, health benefits, and opportunities for professional growth.
- Other info: Collaborative environment with strong career advancement potential.
- Why this job: Make an impact by managing credit risk and supporting key financial decisions.
- Qualifications: 2-3 years in credit analysis and advanced Excel skills required.
The predicted salary is between 35000 - 45000 £ per year.
Responsibilities
- Preparing annual credit reviews for margin finance clients, including detailed financial and credit analysis
- Assessing the creditworthiness of existing and new counterparties, recommending appropriate credit limits
- Producing monthly and quarterly Management Information reports for Senior Management and Desk Heads
- Monitoring daily credit risk exposure, margin calls, and client performance, escalating risks where appropriate
- Liaising with Credit teams and attending weekly committee meetings to support renewals and new counterparty reviews
Qualifications
- 2–3 years’ experience in credit analysis within financial services
- Advanced Microsoft Excel skills
- Strong fundamental and in-depth credit analysis expertise
- Solid understanding of accounting principles and financial data analysis
- Knowledge of credit management and mitigation tools
Credit Analyst employer: Marlin Selection Ltd
Contact Detail:
Marlin Selection Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst
✨Tip Number 1
Network like a pro! Reach out to folks in the financial services sector, especially those who work as Credit Analysts. A friendly chat can lead to insider info about job openings and even referrals.
✨Tip Number 2
Prepare for interviews by brushing up on your credit analysis skills. Be ready to discuss your experience with financial data and how you've assessed creditworthiness in the past. We want to see your expertise shine!
✨Tip Number 3
Showcase your Excel skills! During interviews, be prepared to demonstrate how you use Excel for financial analysis. We love seeing candidates who can handle data like a champ!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we’re always on the lookout for talented individuals like you to join our team.
We think you need these skills to ace Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in credit analysis and financial services. We want to see how your skills match the job description, so don’t be shy about showcasing your advanced Excel skills and credit management knowledge!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for the Credit Analyst role. Share specific examples of your past work that relate to preparing credit reviews and assessing creditworthiness.
Showcase Your Analytical Skills: Since this role involves detailed financial analysis, make sure to highlight any relevant projects or experiences where you’ve successfully analysed financial data. We love seeing how you’ve used your analytical skills in real-world situations!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re keen on joining the StudySmarter team!
How to prepare for a job interview at Marlin Selection Ltd
✨Know Your Numbers
Brush up on your financial analysis skills before the interview. Be ready to discuss specific examples of credit reviews you've prepared and how you assessed creditworthiness. This will show that you have the hands-on experience they’re looking for.
✨Excel Like a Pro
Since advanced Microsoft Excel skills are crucial for this role, make sure you can confidently talk about your proficiency. Prepare to demonstrate your knowledge of functions, pivot tables, and data analysis techniques that you’ve used in past roles.
✨Understand the Risks
Familiarise yourself with common credit risks and mitigation strategies. Be prepared to discuss how you’ve monitored credit risk exposure in previous positions and how you escalated issues when necessary. This shows you can think critically about risk management.
✨Engage with the Team
Since liaising with Credit teams and attending committee meetings is part of the job, be ready to talk about your teamwork experiences. Share examples of how you’ve collaborated with others to support credit renewals or new counterparty reviews, highlighting your communication skills.