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- Tasks: Lead credit strategy design and optimisation for vehicle finance, driving performance through data insights.
- Company: Join a growing company focused on innovative vehicle finance solutions in a dynamic market.
- Benefits: Enjoy hybrid working with 3 days from home and opportunities for professional development.
- Why this job: Shape the credit journey for customers while collaborating with teams to drive innovation and improvement.
- Qualifications: Experience in consumer credit risk, strong analytical skills, and proven leadership abilities required.
- Other info: Open to candidates across England; embrace a culture of continuous improvement and responsible lending.
The predicted salary is between 48000 - 72000 £ per year.
A fantastic opportunity has opened up for a Credit Risk Strategy Manager to lead the design and optimisation of credit strategies for a growing Vehicle Finance product. You’ll drive performance through experimentation, data-led insight, and smart decisioning—helping shape the credit journey for customers new to our brand.
Key Responsibilities:
- Define and embed a robust credit risk framework across the lending lifecycle
- Run test-and-learn experiments to evolve acquisition strategies
- Introduce and evaluate new data sources for decision-making
- Communicate insights and influence senior stakeholders
- Balance commercial goals with responsible lending and portfolio quality
- Coach and develop analysts to reach their full potential
- Use data to produce clear recommendations and shape policy
- Collaborate across teams to improve customer and business outcomes
- Support innovation and continuous improvement in credit strategy
Requirements:
- Experience in consumer credit risk—ideally in Vehicle Finance
- Strong analytical and commercial problem-solving skills
- A clear communicator with the ability to influence decisions at all levels
- A proven people manager with the ability to lead and develop a high-performing team
- Awareness of regulatory trends and macroeconomic drivers
Credit Risk Manager - Car Finance employer: Marks Sattin
Contact Detail:
Marks Sattin Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager - Car Finance
✨Tip Number 1
Familiarise yourself with the latest trends in vehicle finance and credit risk management. Understanding the current market landscape will help you speak confidently about how you can contribute to our strategies.
✨Tip Number 2
Prepare to discuss specific examples of how you've used data to drive decision-making in previous roles. We value candidates who can demonstrate their analytical skills and how they’ve influenced outcomes through data-led insights.
✨Tip Number 3
Think about how you would approach coaching and developing a team. Be ready to share your leadership philosophy and any successful strategies you've implemented to enhance team performance.
✨Tip Number 4
Showcase your ability to communicate complex ideas clearly. Prepare to explain how you've influenced senior stakeholders in the past, as this role requires strong communication skills to balance commercial goals with responsible lending.
We think you need these skills to ace Credit Risk Manager - Car Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in consumer credit risk, particularly in Vehicle Finance. Use specific examples that demonstrate your analytical skills and problem-solving abilities.
Craft a Compelling Cover Letter: Write a cover letter that clearly outlines your understanding of the role and how your background aligns with the key responsibilities. Mention your experience with data-led insights and your ability to influence stakeholders.
Showcase Leadership Skills: In your application, emphasise your experience in coaching and developing teams. Provide examples of how you've led high-performing teams and contributed to their success.
Highlight Regulatory Awareness: Demonstrate your awareness of regulatory trends and macroeconomic drivers in your application. This shows that you understand the broader context of credit risk management and can navigate challenges effectively.
How to prepare for a job interview at Marks Sattin
✨Showcase Your Analytical Skills
As a Credit Risk Manager, your analytical abilities are crucial. Be prepared to discuss specific examples of how you've used data to drive decision-making and improve credit strategies in your previous roles.
✨Understand the Vehicle Finance Landscape
Familiarise yourself with the current trends and challenges in vehicle finance. This knowledge will help you demonstrate your expertise and show that you're well-prepared to tackle the responsibilities of the role.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving skills in real-world scenarios. Think about past experiences where you've had to balance commercial goals with responsible lending, and be ready to share those stories.
✨Communicate Clearly and Confidently
Since influencing senior stakeholders is part of the job, practice articulating your thoughts clearly. Use concise language and structure your responses to ensure your insights are easily understood.
