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- Tasks: Analyze credit risks in commercial real estate and make recommendations to the Credit Committee.
- Company: Join Marks Sattin, a leading financial services firm in London.
- Benefits: Enjoy a competitive salary, bonuses, and hybrid work options.
- Why this job: Be part of a dynamic team that shapes financial decisions and mitigates risks.
- Qualifications: Experience in credit analysis and a strong understanding of financial risk management required.
- Other info: Opportunity for professional growth and exposure to diverse sectors.
The predicted salary is between 90000 - 120000 £ per year.
Credit Analyst – Commercial Real Estate
Marks Sattin FS London, United Kingdom
Job Type: Hybrid Job Permanent
Salary: GBP90000.00 – GBP120000.00 per annum + Bonus + Benefits
- Minimise the Bank’s credit-related losses by identifying and reasonably measuring the credit risks and mitigants in proposals, reviews etc.
- Make clear and unambiguous recommendations to Credit Committee, in accordance with the Bank’s credit policies, regarding the acceptability of particular business deals from a credit perspective whilst simultaneously maintaining an independent and objective view within the credit process.
- Effectively monitoring, identifying and reasonably measuring credit risk within the Bank’s asset portfolio.
- Complete credit evaluation report which provides overview of transactions, financial and non-financial risk analysis, key risks identified with the associated mitigation if any as well as credit recommendation (including suggested credit enhancement as well as management conditions). Assisting with the implementation of credit risk appetite, credit policies and procedures and management processes once they are established. Make sure the credit transactions are compliant with credit policies.
- This position mainly focuses on Commercial Real Estate business and may also cover some other sector’s credit business based on the types of proposal from front office.
- Provide effective challenges as well as guidance to the proposals from Front Office; Draft and present credit opinions to Credit Committee, by maintaining an objective and independent view within the credit process, in accordance with the Bank’s credit policies. Achieve timely turnaround of credit proposals and reviews, in accordance with pre-agreed Departmental objectives.
- Provide Head of CRD and DGM (credit) as well as credit committee with the professional risk analysis and appropriate risk mitigation measure in a timely manner.
- Conduct post lending management work including but not limited to 1) monitor the credit ceilings and credit exposures carefully to ensure loan performing well with all covenants well maintained, 2) monitor the financial performance of the borrower regularly associated with market and industry dynamics, 3) monitor the conditions subsequent and ensure all conditions are met at any time through the loan life.
- Perform credit review and research of industry / customer-related information for all new proposals and (on at least an annual basis) for existing customers.
- Proactively monitor industry and sector trends as well as counterparty risks for early warning signals.
- Other functions and tasks as maybe required to assist the Head/Deputy Head of Credit Risk.
For application and accessibility support, please contact your local Marks Sattin office. We’re committed to protecting the privacy of all our candidates and clients, please visit for our privacy policy.
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Credit Analyst - Commercial Real Estate | London, UK | Hybrid employer: Marks Sattin FS
Contact Detail:
Marks Sattin FS Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst - Commercial Real Estate | London, UK | Hybrid
✨Tip Number 1
Familiarize yourself with the latest trends in commercial real estate and credit risk management. This knowledge will not only help you during interviews but also demonstrate your commitment to staying updated in the field.
✨Tip Number 2
Network with professionals in the commercial real estate sector. Attend industry events or join relevant online forums to connect with potential colleagues and learn more about the challenges they face, which can give you an edge in discussions.
✨Tip Number 3
Prepare to discuss specific credit evaluation methodologies and risk assessment techniques. Being able to articulate your approach to identifying and mitigating credit risks will showcase your expertise and suitability for the role.
✨Tip Number 4
Be ready to provide examples of how you've successfully managed credit transactions in the past. Highlighting your experience with compliance and monitoring will reinforce your capability to meet the expectations outlined in the job description.
We think you need these skills to ace Credit Analyst - Commercial Real Estate | London, UK | Hybrid
Some tips for your application 🫡
Understand the Role: Make sure you fully understand the responsibilities of a Credit Analyst in Commercial Real Estate. Highlight your relevant experience and skills that align with the job description.
Tailor Your CV: Customize your CV to emphasize your experience in credit risk analysis, particularly in commercial real estate. Use specific examples that demonstrate your ability to identify and mitigate credit risks.
Craft a Strong Cover Letter: Write a compelling cover letter that outlines your motivation for applying and how your background makes you a perfect fit for the role. Be sure to mention your understanding of credit policies and your analytical skills.
Proofread Your Application: Before submitting, carefully proofread your application materials. Ensure there are no grammatical errors or typos, as attention to detail is crucial in this role.
How to prepare for a job interview at Marks Sattin FS
✨Understand Credit Risk Fundamentals
Make sure you have a solid grasp of credit risk concepts, especially in the context of commercial real estate. Be prepared to discuss how you would identify and measure credit risks in various proposals.
✨Prepare for Scenario-Based Questions
Expect to face scenario-based questions where you will need to demonstrate your analytical skills. Think about past experiences where you successfully identified risks and made recommendations, and be ready to share those examples.
✨Familiarize Yourself with Credit Policies
Review the bank's credit policies and procedures before the interview. Being able to discuss how you would ensure compliance with these policies in your role will show that you are detail-oriented and knowledgeable.
✨Showcase Your Communication Skills
Since you'll be drafting and presenting credit opinions, it's crucial to demonstrate strong communication skills. Practice explaining complex financial concepts clearly and concisely, as this will be key in your interactions with the Credit Committee.
