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- Tasks: Create top-notch credit documentation and collaborate with various stakeholders in the banking sector.
- Company: Prestigious UK banking brand with nearly 50 years of experience.
- Benefits: Competitive salary, professional growth, and a dynamic work environment in the City of London.
- Why this job: Join a leading bank and play a key role in real estate lending and financial services.
- Qualifications: Experience in credit or mortgage administration is a plus, along with strong communication skills.
- Other info: Onsite role with opportunities for career advancement and involvement in exciting projects.
The predicted salary is between 36000 - 60000 £ per year.
Our client, a prestigious banking brand who has been situated in the UK for nearly 50 years, is seeking a new Credit Administration / Mortgage Administration individual. This excellent commercial banking brand has strong business lines into residential mortgages, BTL and commercial real estate lending. The bank is located in the City of London and would ideally see you onsite 5 days per week.
The role entails producing exemplary documentation based on in-house templates, collaborating with internal and external stakeholders/counterparties (Business, Credit, Remedial, Monitoring, Operations, Treasury, panel solicitors and valuers) as needed to ensure each stage is timely managed for a range of lending products which is chiefly made up of real estate loans but also includes a small amount of SME working capital and trade finance facilities.
- Pre-disbursement: Prepare in house term sheet, facility letter, addendum, etridge, borrower consent, lien on deposit authorisation in a timely manner following credit approval. Solicit fee quotes from valuers and solicitors on panel. Pro-actively follow up with business the return of signed term sheet, facility letter, addendum etc and the required commitment fee. Coordinate and instruct the appointment of solicitors and valuers as chosen by client. Review valuation report. Follow up with solicitors until the legal conveyancing is completed and required documentation are executed in order as per bank’s prevailing requirement. Ensuring all Condition Presidents are satisfied. Oversee queries raised by panel solicitors and valuers, resolving issues and/or referring them to the Head of Credit Administration or, where relevant, the Head of Credit Approval, Head of Credit in accordance with delegated authorities. Keep Business updated on the progress.
- Disbursement: Review and assess Report on title and valuation report, identifying key risks, recommending possible mitigants. Carry out the disbursement processes and booking of loan limit and collateral in system. Liaison with solicitors, valuers, Business, Operations, Credit Approval, Monitoring and Remedial as appropriate.
- Post completion: Follow up with bank solicitors for full set of dated and signed pdf copies of credit documents. Follow up with bank solicitors for perfection of bank’s executed charge documents and thereafter the return of full set of signed and dated original. Follow up on any condition subsequent. Maintain proper filing system.
- Others: Timely maintenance of all data base used by the team. Update of data associated with business pipeline, limits and collateral (e.g. limit, review date, insurance, valuation, tenancy, solicitors and valuers etc). Deliver on service level agreements (SLAs) where applicable. Follow up on revaluation – Instructing Bank’s valuers to conduct valuation reviews on properties that are to be revalued and reviewing all reports and raising issues with relevant RM’s and Credit approval unit. Participate in any project involving credit administration and its improvement. Contribute to UAT and any other adhoc assignments.
Credit Documentation Officer - Banking in London employer: MARKET TALENT
Contact Detail:
MARKET TALENT Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Documentation Officer - Banking in London
✨Tip Number 1
Network like a pro! Get out there and connect with people in the banking sector. Attend industry events, join relevant LinkedIn groups, and don’t be shy to reach out to professionals for a chat. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their products, especially in credit documentation and real estate lending. This will help you tailor your answers and show that you're genuinely interested in the role.
✨Tip Number 3
Practice makes perfect! Conduct mock interviews with friends or family. Focus on common questions related to credit administration and be ready to discuss your experience with documentation and stakeholder collaboration.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of opportunities waiting for you. Plus, it’s a great way to ensure your application gets seen by the right people. Let’s get you that dream job in banking!
We think you need these skills to ace Credit Documentation Officer - Banking in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Documentation Officer role. Highlight relevant experience in credit administration and any specific skills that match the job description, like documentation preparation and stakeholder collaboration.
Craft a Compelling Cover Letter: Your cover letter should tell us why you're the perfect fit for this role. Use it to showcase your understanding of the banking sector and your enthusiasm for working with real estate loans and SME facilities.
Showcase Your Attention to Detail: Since the role involves producing exemplary documentation, make sure to demonstrate your attention to detail in your application. Mention any past experiences where you’ve successfully managed complex documentation processes.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and get you on our radar quickly!
How to prepare for a job interview at MARKET TALENT
✨Know Your Documentation Inside Out
Make sure you’re familiar with the types of documentation you'll be handling, like term sheets and facility letters. Brush up on the bank's templates and processes so you can confidently discuss how you would manage these tasks during the interview.
✨Understand Stakeholder Collaboration
Since the role involves working with various stakeholders, think about your past experiences collaborating with different teams. Prepare examples that showcase your ability to communicate effectively and resolve issues, as this will demonstrate your fit for the role.
✨Be Ready for Technical Questions
Expect questions related to credit administration and real estate loans. Review key concepts and be prepared to discuss risk assessment and disbursement processes. This will show that you have the technical knowledge needed for the position.
✨Show Your Organisational Skills
The role requires maintaining a proper filing system and managing databases. Be ready to share how you stay organised and ensure timely follow-ups. Highlight any tools or methods you use to keep track of multiple tasks and deadlines.
