Credit Analyst

Overview

Take ownership of the credit analysis for a proportion of the Marex client base, in conjunction with other credit analysts, to ensure a thorough understanding of each client\\\’s business model & financials as well as the impact of macroeconomic events on each client. Produce well-researched and articulated recommendations for credit facilities submitted to the Head of Credit, Head of Risk, CRO & Credit Committee.

Responsibilities

• Qualitative and quantitative analysis of current and potential clients & counterparties including corporates, financial institutions, individuals, CCPs & state owned (or pseudo state owned) enterprises.
• Continual focus on the global macro-economic environment with understanding of country factors and the impact on credit risk assessment for clients & counterparties operating in those countries.
• Form well-researched and credible recommendations to the CRO & Credit Committee for new credit facilities and renewals.
• High levels of interaction with clients, domestically and internationally as required.
• Management information reporting on a periodic and ad hoc basis where relevant.
• Act as an advisor and subject matter expert to guide the business on all credit related items and manage the credit facility application/review process for the allocated client base.
• Form enduring and effective working relationships across internal departments to reinforce the firm\\\’s client service model.
• Contribute to enhancing existing and/ or implementing new credit risk policies, procedures and processes to drive the department forward and ensure adherence to best practice.
• Communicate & escalate all relevant items to the Credit Manager, Head of Risk and the CRO as appropriate. Ability to communicate with confidence to audiences from junior colleagues to C-Suite executives and a diverse external client base.
• Effective report writing skills with the ability to distill complex information into a key risks summary to enable management decision making.
• Strong presentation technique and experience communicating to senior management forums.
• A collaborative team player, approachable, self-efficient and able to influence a positive work environment.
• Demonstrates curiosity and resilience in a challenging, fast-paced environment.
• Ability to take a high level of responsibility and excel at building relationships, networking and influencing others.
• Strategic collaborator with insight and agility, able to anticipate future challenges and ensure operational effectiveness.

Skills and Experience

• Strong and demonstrable understanding of corporate financial statement analysis, ideally gained through an investment banking or institutional brokerage background.
• Track record in forming well-researched conclusions on credit assessments, including internally modelled credit ratings and recovery potential in the event of default.
• Understanding of credit risk inherent in granting credit facilities to cover margin requirements (initial and variation) of futures and options.
• University graduate (or equivalent) or sufficient relevant work experience.
• Good knowledge of MS Excel and Word; Bloomberg is advantageous.
• Experience of reviewing clients that operate in the commodities sector.
• Additional language skills other than English are desirable.
• Experience working in a regulated environment and knowledge of the risk and compliance requirements associated with this.

About Marex

Marex is a diversified global financial services platform, providing essential liquidity, market access and infrastructure services to clients in the energy, commodities and financial markets. The Group provides comprehensive breadth and depth of coverage across four core services: Market Making, Clearing, Hedging and Investment Solutions and Agency and Execution. It has a leading franchise in major metals, energy and agricultural products, executing around 50 million trades and clearing 205 million contracts in 2022. The Group provides access to the world\’s major commodity markets, covering a broad range of clients that include some of the largest commodity producers, consumers and traders, banks, hedge funds and asset managers. Marex was established in 2005 but can trace its roots in the commodity markets back almost 100 years. Headquartered in London with 36 offices worldwide, the Group has over 1,800 employees across Europe, Asia and America. You will take ownership of the credit analysis for a proportion of the Marex client base, in conjunction with other credit analysts, to ensure a thorough understanding of each client\\\’s business model & financials as well as the impact of macroeconomic events on each client. You will also produce well-researched and articulated recommendations for credit facilities submitted to the Head of Credit, Head of Risk, CRO & Credit Committee.