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- Tasks: Evaluate and process credit applications while ensuring compliance and fostering client relationships.
- Company: Join MAN Financial Services, part of the TRATON Group, leading in electric vehicle funding.
- Benefits: Enjoy a great benefits package including pension schemes, life insurance, and retail discounts.
- Why this job: Be part of a supportive culture that values diversity, inclusion, and career development.
- Qualifications: Strong analytical skills, attention to detail, and a customer service orientation are essential.
- Other info: Flexible working options and a commitment to personal growth await you!
The predicted salary is between 36000 - 60000 £ per year.
A Quote from Faye Tincombe our Head of Business Operations
\”An exciting opportunity to join MAN Financial Services as Credit Manager, leading a team of passionate and dedicated Underwriters. You will be joining at the start of a new chapter in MAN Financial Services\’ history (as part of the TRATON Group) and with the growth of electric vehicle funding, this is an excellent opportunity to work alongside our Business Improvement team to shape the way we do business, optimising systems and technologies to achieve the best outcomes, both in terms of our customers and processes.\”
In this role you will:
Evaluate and process retail and corporate credit applications in a timely, accurate manner, ensuring compliance with internal mandates, credit policies, and risk appetite frameworks.
Prepare comprehensive credit line reviews for new and existing corporate clients, including in-depth account analysis, internal credit rating assessments, and review of documentation.
Conduct scheduled and ad hoc credit reviews, ensuring timely renewal of credit lines in accordance with internal guidelines.
Monitor ongoing customer performance, identifying variances from agreed credit terms or risk thresholds, and recommending appropriate credit actions or escalations.
Foster strong working relationships with MAN Financial Service Business Development Managers to support both new business development and existing client renewals.
Contribute to operational excellence by identifying areas for process improvement and supporting strategic initiatives and projects led by the Head of Operations.
Manage and resolve credit-related queries, ensuring efficient communication and resolution.
About you:
Data Interpretation: Drawing conclusions from large sets of credit and market data.
Analytical Review and analyse financial statements, credit reports, and risk factors to assess creditworthiness effectively.
Customer Service Orientation: Communicating underwriting decisions in a respectful, professional manner.
Attention to Detail: Spotting discrepancies in applications or financial documentation.
Teamwork: the ability to work well within a team as well as individually.
If you’re interested in this role we’d love to hear from you.
Next steps:
1. If you like the sound of this position, please apply today.
2. A member of the MAN Financial Services Recruitment team will contact you to discuss your application.
3. If you are successful at that stage, you will be invited to have a conversation with the hiring manager.
We understand that every candidate is unique, and we strive to accommodate your needs. If you require any adjustments during the application process, please reach out to our Recruitment Team, we’ll be happy to discuss these with you.
As a company, we are committed to protecting the privacy and security of your personal information. Our recruitment privacy notice details how information is collected, processed and how long it is retained for. For more information, please visit the MAN Financial Services UK website and head to the recruitment privacy statement, found at the bottom of our homepage.
Working for MAN Financial Services is not just about the job. It’s about you too, and this is where the company goes the extra mile and provides an excellent benefits package which includes a pension scheme, complementary life insurance, financial incentive schemes and discounts on major retail outlets including groceries.
At MAN Financial Services we invest considerably in colleague development, and you can expect to receive comprehensive training and career progression not only in the UK but throughout our Global organisation.
We have a strong and supportive culture, where each individual is seen, respected and has the potential to contribute. We trust each other to act and make decisions, and we believe in a more flexible future workplace based on individual needs. For us, diversity and inclusion is a strategic necessity. By having colleagues with the widest possible range of skills, knowledge, backgrounds, and experiences, we ensure we have the right people and together with an inclusive corporate culture, this drives our business forward. We want our colleagues to feel proud and happy to work for us, no matter where they are from or who they are, and we strive to achieve an inclusive and family-friendly environment for everyone.
MAN Financial Services is dedicated to delivering exceptional products and services to our customers and the successful candidate will reflect our core values; CUSTOMER FIRST, RESPECT, ELIMINATION OF WASTE, RESPONSIBILITY and TEAM SPIRIT in all we do.
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Credit Underwriter employer: Man Truck & Bus UK
Contact Detail:
Man Truck & Bus UK Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends in credit underwriting, especially in relation to electric vehicle funding. This knowledge will not only help you understand the role better but also demonstrate your enthusiasm and commitment to the industry during discussions.
✨Tip Number 2
Network with professionals in the financial services sector, particularly those involved in credit management. Engaging with others in the field can provide valuable insights and may even lead to referrals that could strengthen your application.
✨Tip Number 3
Prepare to discuss your analytical skills in detail. Be ready to share examples of how you've successfully interpreted data or assessed creditworthiness in previous roles, as this will be crucial for the interview process.
✨Tip Number 4
Showcase your customer service orientation by thinking of ways to communicate complex underwriting decisions clearly and respectfully. This will highlight your ability to maintain strong relationships with clients, which is essential for the role.
We think you need these skills to ace Credit Underwriter
Some tips for your application 🫡
Understand the Role: Read the job description thoroughly to understand the key responsibilities and skills required for the Credit Underwriter position. Tailor your application to highlight how your experience aligns with these requirements.
Highlight Relevant Experience: In your CV and cover letter, emphasise your experience in evaluating credit applications, conducting financial analysis, and managing customer relationships. Use specific examples to demonstrate your analytical skills and attention to detail.
Showcase Teamwork and Communication Skills: Since the role involves working closely with Business Development Managers, illustrate your ability to collaborate effectively. Mention any past experiences where you successfully communicated complex information or resolved queries in a professional manner.
Craft a Strong Cover Letter: Write a compelling cover letter that not only outlines your qualifications but also expresses your enthusiasm for the role and the company. Mention your interest in contributing to operational excellence and process improvement within MAN Financial Services.
How to prepare for a job interview at Man Truck & Bus UK
✨Understand the Role
Make sure you thoroughly understand the responsibilities of a Credit Underwriter. Familiarise yourself with credit policies, risk appetite frameworks, and the importance of compliance in evaluating credit applications.
✨Showcase Analytical Skills
Prepare to discuss your experience with data interpretation and financial analysis. Be ready to provide examples of how you've assessed creditworthiness and made informed decisions based on financial statements and credit reports.
✨Emphasise Teamwork
Highlight your ability to work collaboratively with others, especially in supporting Business Development Managers. Share examples of how you've contributed to team success and fostered strong working relationships in previous roles.
✨Demonstrate Customer Service Orientation
Be prepared to discuss how you communicate underwriting decisions professionally and respectfully. Show that you understand the importance of customer service in the credit process and how it impacts client relationships.
