At a Glance
- Tasks: Shape impactful credit decisions in global commodities markets and analyse complex financial data.
- Company: Join a forward-thinking company committed to diversity and innovation.
- Benefits: Enjoy 25+ days of leave, paid parental leave, and wellness support.
- Other info: Flexible working arrangements and excellent career development opportunities await you.
- Why this job: Make a real difference in sustainable business growth while developing your skills.
- Qualifications: Strong analytical skills and experience in assessing creditworthiness are essential.
The predicted salary is between 60000 - 80000 € per year.
Shape high impact credit decisions that support innovative financing across global commodities markets. This role sits at the centre of complex, structured transactions, helping the business grow sustainably while strengthening a strong and forward looking risk culture. You join the Credit Risk team within the Commodities and Global Markets group, where you manage credit risk across a diverse portfolio of clients involved in lending, leasing and equity transactions with a global footprint.
You analyse complex financial information and market dynamics to form clear, well reasoned credit views, translating quantitative and qualitative insights into robust written recommendations, internal ratings and proposed credit limits. Working closely with front office stakeholders, you assess new and evolving transaction structures, participate in portfolio reviews, and help ensure that informed risk decisions directly support business growth. You report into the Credit Risk team leadership and contribute judgement, curiosity and commercial awareness to a collaborative, high impact environment.
What you offer:
- Strong ability to communicate clear, concise and well reasoned credit recommendations to a range of stakeholders.
- Experience analysing company financial statements and assessing creditworthiness across different business models.
- Capability to identify and evaluate key risks within structured transactions and complex financing arrangements.
- Familiarity with financial forecasting in a lending or structured finance context, with a willingness to deepen this expertise.
- Strong organisation, attention to detail and resilience when managing multiple priorities in a fast paced capital markets environment.
What we offer:
- 1 wellbeing leave day per year and a minimum of 25 days of annual leave.
- 26 weeks' paid parental leave for primary caregivers along with 12 days of paid transition leave upon return to work and 6 weeks' paid leave for secondary caregivers.
- Paid fertility leave for those undergoing or supporting fertility treatment.
- 2 days of paid volunteer leave and donation matching.
- Access to a wide range of salary sacrificing options.
- Benefits and initiatives to support your physical, mental and financial wellbeing including comprehensive medical and life insurance cover.
- Access to our Employee Assistance Program, a robust behavioural health network with counselling and coaching services.
- Access to a wide range of learning and development opportunities, including reimbursement for professional membership or subscription.
- Access to company funded emergency and backup dependent care services.
- Recognition and service awards.
- Hybrid and flexible working arrangements, dependent on role.
- Reimbursement for work from home equipment.
About the Risk Management Group:
Our Risk Management Group works as an independent, and centralised function, responsible for independent and objective review and challenge, oversight, monitoring and reporting in relation to Macquarie's material risks. We are a global team that aims to manage the risks of today and anticipate the risks of tomorrow. Our divisions include compliance, credit, financial crime risk, market risk, operational risk, aggregate risk and prudential, and central.
Our commitment to diversity, equity and inclusion:
We are committed to providing a working environment that embraces diversity, equity, and inclusion. We encourage people from all backgrounds to apply regardless of their identity, including age, disability, neurodiversity, gender (including gender identity or expression), sexual orientation, marriage or civil partnership, pregnancy, parental status, race (including ethnic or national origin), religion or belief, or socio-economic background. We welcome further discussions on how you can feel included and belong at Macquarie as you progress through our recruitment process. Our aim is to provide reasonable adjustments to individuals as required during the recruitment process and in the course of employment. If you require additional assistance, please let us know during the application process.
Senior Credit Risk Analyst employer: Macquarie
At Macquarie, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters collaboration and innovation within the Credit Risk team. With generous benefits such as 25 days of annual leave, paid parental and fertility leave, and a strong commitment to employee wellbeing, we empower our staff to thrive both personally and professionally. Our focus on diversity, equity, and inclusion ensures that every voice is valued, making this an ideal environment for those looking to make impactful contributions in the global commodities markets.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Risk Analyst
✨Tip Number 1
Network like a pro! Reach out to folks in the industry, especially those already working in credit risk or commodities. A friendly chat can lead to insider info about job openings and even referrals.
✨Tip Number 2
Prepare for interviews by diving deep into the company’s recent projects and market trends. Show us you’re not just another candidate; demonstrate your understanding of how credit decisions impact business growth.
✨Tip Number 3
Practice your communication skills! You’ll need to convey complex financial insights clearly. Try explaining your analysis to a friend or family member who isn’t in finance – if they get it, you’re on the right track!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who take that extra step to connect with us directly.
We think you need these skills to ace Senior Credit Risk Analyst
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Senior Credit Risk Analyst role. Highlight your experience with credit recommendations and financial analysis, as this will show us you understand what we're looking for.
Showcase Your Analytical Skills:We want to see how you analyse complex financial information. Include specific examples of how you've assessed creditworthiness or identified risks in previous roles. This will help us gauge your ability to translate insights into robust recommendations.
Be Clear and Concise:When writing your application, keep it clear and to the point. We appreciate well-structured documents that communicate your thoughts effectively. Remember, clarity is key when making credit decisions!
Apply Through Our Website:Don't forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at Macquarie
✨Know Your Numbers
As a Senior Credit Risk Analyst, you'll need to demonstrate your ability to analyse complex financial information. Brush up on key financial metrics and be ready to discuss how you assess creditworthiness across different business models. Prepare examples of past analyses you've conducted and the outcomes.
✨Communicate Clearly
This role requires you to communicate well-reasoned credit recommendations to various stakeholders. Practice articulating your thoughts clearly and concisely. Consider doing mock interviews with friends or colleagues to refine your communication style and ensure you can convey complex ideas simply.
✨Understand the Market Dynamics
Familiarise yourself with current trends in global commodities markets and how they impact credit risk. Be prepared to discuss recent market developments and their implications for credit decisions. Showing that you’re informed will demonstrate your curiosity and commercial awareness.
✨Showcase Your Organisational Skills
In a fast-paced capital markets environment, strong organisation and attention to detail are crucial. Think of specific instances where you successfully managed multiple priorities. Highlight your strategies for staying organised and how you ensure accuracy in your work, especially when under pressure.