At a Glance
- Tasks: Manage ABS loan portfolios, monitor performance, and develop risk management strategies.
- Company: Leading asset management and investment advisory firm with a dynamic culture.
- Benefits: Competitive salary, professional development, and opportunities for career growth.
- Other info: Ideal for motivated individuals eager to learn and excel in finance.
- Why this job: Join a fast-paced environment and make impactful decisions in structured finance.
- Qualifications: Bachelor’s degree in Finance or related field; 3-7 years of relevant experience.
The predicted salary is between 54000 - 66000 £ per year.
About the Company
Leading asset management and investment advisory firm.
About the Role
Managing a loan book of Asset-Backed Security (ABS) loans backed by various types of underlying assets across different sectors. Sectors could include equipment loans and consumer loans including car loans, credit cards etc. Monitor portfolio performance and key metrics, identifying trends, risks, and areas of concern. Conduct regular credit reviews and assessments to evaluate the quality and performance of underlying assets. Develop and implement risk management strategies to mitigate potential losses and ensure the stability of the ABS loan portfolio. Lead the development and refinement of financial models, analytics, and data reports for loan performance tracking and forecasting. Provide insights into portfolio trends and deliver actionable data-driven recommendations to senior management.
Responsibilities
- Managing a loan book of Asset-Backed Security (ABS) loans backed by various types of underlying assets across different sectors.
- Monitor portfolio performance and key metrics, identifying trends, risks, and areas of concern.
- Conduct regular credit reviews and assessments to evaluate the quality and performance of underlying assets.
- Develop and implement risk management strategies to mitigate potential losses and ensure the stability of the ABS loan portfolio.
- Lead the development and refinement of financial models, analytics, and data reports for loan performance tracking and forecasting.
- Provide insights into portfolio trends and deliver actionable data-driven recommendations to senior management.
Qualifications
- Bachelor’s degree in Finance, Economics, Business, or a related field (MBA, CFA, or related certifications preferred).
Required Skills
- Candidates would ideally have between at least 3-7 years’ relevant experience in ABS loan management, structured finance, or a related role within a financial institution, loan servicer, or asset manager.
- This position requires in-depth knowledge of ABS products, structured finance, risk management, and client relationship management.
- Demonstrated experience working with a variety of ABS asset classes (e.g., equipment loans, consumer loans including car loans, credit card loans etc).
- Proficiency in financial analysis, loan performance modelling, and data management, with advanced skills in Excel.
- This is a client/counterparty facing role so we would expect candidates to show an excellent level of written and spoken English.
- Strong client management and communication skills.
- Ability to roll up their sleeves and cover full risk management spectrum.
- Ability to think analytically and present solutions in a clear way.
- Will suit candidates who can work independently and are motivated to learn in a fast-paced environment.
- Advanced competence with PowerPoint, Excel, and Word.
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