At a Glance
- Tasks: Support the Portfolio Management Team with risk analysis and client reviews.
- Company: Join a leading financial firm with a focus on innovation and collaboration.
- Benefits: Market-leading salary, hybrid working, and a full range of benefits.
- Other info: Dynamic role with opportunities for professional growth and development.
- Why this job: Make an impact by enhancing financial models and managing client portfolios.
- Qualifications: 2-3 years of accounting experience; ACA or ACCA preferred.
The predicted salary is between 45000 - 55000 £ per year.
Overview
As Portfolio Analyst, you support the Portfolio Management Team with regulatory risk, rating and profitability analysis of the client portfolio.
You perform annual client reviews, repayment analysis, and assist with credit applications, while ensuring timely reporting and adherence to compliance requirements.
You work closely with Portfolio Managers to monitor risk and enhance financial modelling outputs.
This hybrid role combines hands-on analysis with cross-functional collaboration to manage risk and support business KPIs.
- Pay / Benefits
- market leading salary
- hybrid working with 3 days in office
- full range of benefits
Responsibilities
- Support regulatory risk, rating and profitability analysis for client portfolio
- Conduct Annual Client Reviews and Repayment Analysis
- Assist Portfolio Managers with credit applications/modifications
- Meet annual business KPIs and personal objectives
- Provide reporting support to Credit Risk & Portfolio Directors with client financials
- Stay updated on Policy, Regulatory and system requirements and liaise with Compliance
- Understand critical risk systems and processes (I Factor, Capital Stream/Atlas, Risk Rating Scorecards, HRCI, EV, EP)
- Analyse audited/management accounts and forecasts; maintain financial models
- Review covenant compliance and prepare leverage, EP and EV calculations
- Prepare written reports on annual financials and YTD management accounts with explanations
- Identify key financial risks and propose mitigations; determine Repayment Analysis needs
- Maintain records for reporting compliance; submit financial statements to Spreading Team
- Assist with client credit applications/modifications and quarterly portfolio reviews
- Attend calls/meetings with clients, advisors, lawyers; support Portfolio Managers
- Update in-house financial modelling tools; maintain Client Availability Dashboard
- Participate in projects to enhance risk management and processes
- Perform other duties as assigned by Line Manager
- Key requirements
- 2-3 years relevant accounting experience
- ACA or ACCA qualification preferred
- strong financial analysis and financial modelling skills
- ability to articulate P&L, balance sheet and cash flow verbally and in writing
- strong report-writing skills
- proficient in Word, Excel; Power Point preferred
- ability to communicate balanced views and consider alternatives
- proven track record of meeting tight deadlines and prioritising
- understanding of Asset Based lending/Leveraged Finance and associated risk factors
- strong communication skills
- deadline-driven
- prioritisation and organisation
- financial modelling
- financial statement analysis (P&L, Balance Sheet, Cash Flow)
- MS Excel (advanced)
Portfolio Analyst – Sussex employer: M2 Professional Recruitment Services
Join one of the UK's fastest growing Challenger Banks as a Regional Sales Director EMEA, where you will thrive in a dynamic work culture that values innovation and collaboration. With a competitive salary of up to £90,000, a bonus scheme, and an excellent benefits package, this role offers significant opportunities for professional growth and development within a supportive environment. Located in the vibrant regions of Hampshire, Surrey, and Sussex, you'll benefit from a strong network of industry professionals, making it an ideal place for ambitious individuals looking to make a meaningful impact in the finance sector.
Contact Details:
M2 Professional Recruitment Services Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Portfolio Analyst – Sussex
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like M2 Professional Recruitment Services. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Portfolio Analyst – Sussex
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to M2 Professional Recruitment Services.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on M2 Professional Recruitment Services's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at M2 Professional Recruitment Services
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with M2 Professional Recruitment Services.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at M2 Professional Recruitment Services will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former M2 Professional Recruitment Services employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
