Overview
As Portfolio Analyst, you support the Portfolio Management Team with regulatory risk, rating and profitability analysis of the client portfolio. You perform annual client reviews, repayment analysis, and assist with credit applications, while ensuring timely reporting and adherence to compliance requirements. You work closely with Portfolio Managers to monitor risk and enhance financial modelling outputs. This hybrid role combines hands-on analysis with cross-functional collaboration to manage risk and support business KPIs.
Pay / Benefits
- market leading salary
- hybrid working with 3 days in office
- full range of benefits
Responsibilities
- Support regulatory risk, rating and profitability analysis for client portfolio
- Conduct Annual Client Reviews and Repayment Analysis
- Assist Portfolio Managers with credit applications/modifications
- Meet annual business KPIs and personal objectives
- Provide reporting support to Credit Risk & Portfolio Directors with client financials
- Stay updated on Policy, Regulatory and system requirements and liaise with Compliance
- Understand critical risk systems and processes (I Factor, Capital Stream/Atlas, Risk Rating Scorecards, HRCI, EV, EP)
- Analyse audited/management accounts and forecasts; maintain financial models
- Review covenant compliance and prepare leverage, EP and EV calculations
- Prepare written reports on annual financials and YTD management accounts with explanations
- Identify key financial risks and propose mitigations; determine Repayment Analysis needs
- Maintain records for reporting compliance; submit financial statements to Spreading Team
- Assist with client credit applications/modifications and quarterly portfolio reviews
- Attend calls/meetings with clients, advisors, lawyers; support Portfolio Managers
- Update in-house financial modelling tools; maintain Client Availability Dashboard
- Participate in projects to enhance risk management and processes
- Perform other duties as assigned by Line Manager
Key requirements
- 2-3 years relevant accounting experience
- ACA or ACCA qualification preferred
- strong financial analysis and financial modelling skills
- ability to articulate P&L, balance sheet and cash flow verbally and in writing
- strong report-writing skills
- proficient in Word, Excel; PowerPoint preferred
- ability to communicate balanced views and consider alternatives
- proven track record of meeting tight deadlines and prioritising
- understanding of Asset Based lending/Leveraged Finance and associated risk factors
- strong communication skills
- deadline-driven
- prioritisation and organisation
- financial modelling
- financial statement analysis (P&L, Balance Sheet, Cash Flow)
- MS Excel (advanced)
Portfolio Analyst – Sussex employer: M2 Professional Recruitment Services
Join one of the UK's fastest growing Challenger Banks as a Regional Sales Director EMEA, where you will thrive in a dynamic work culture that values innovation and collaboration. With a competitive salary of up to £90,000, a bonus scheme, and an excellent benefits package, this role offers significant opportunities for professional growth and development within a supportive environment. Located in the vibrant regions of Hampshire, Surrey, and Sussex, you'll benefit from a strong network of industry professionals, making it an ideal place for ambitious individuals looking to make a meaningful impact in the finance sector.
Contact Details:
M2 Professional Recruitment Services Recruitment Team
