Collections Officer

Collections Officer

Full-Time 29700 - 36300 Β£ / year (est.) No working from home possible
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At a Glance

  • Tasks: Manage customer accounts and recover overdue payments with empathy and professionalism.
  • Company: Global leader in financial services based in Berkshire.
  • Benefits: Competitive salary, bonus, and a range of additional perks.
  • Other info: Dynamic role with opportunities for growth in a supportive environment.
  • Why this job: Make a real difference by helping customers while achieving your career goals.
  • Qualifications: Strong communication, negotiation skills, and knowledge of regulatory frameworks.

The predicted salary is between 29700 - 36300 Β£ per year.

A fantastic opportunity has arisen for an experienced Collections Officer within a global leading provider of financial services in Berkshire. The successful candidate will be responsible for managing delinquent customer accounts, ensuring timely recovery of overdue payments, and maintaining compliance within regulatory standards.

Key Responsibilities

  • Proactively manage late-paying customers through telephone and written communication
  • Negotiate repayment arrangements and forbearance solutions where appropriate
  • Operate within Consumer Credit Act (CCA) and FCA guidelines
  • Ensure all actions adhere to internal policies and regulatory requirements
  • Handle sensitive conversations with empathy, balancing customer needs and business objectives
  • Provide clear explanations of terms and consequences of non-payment
  • Maintain accurate records of all interactions and agreements
  • Prepare reports on collections performance and escalate high-risk cases
  • Work closely with Recoveries, Risk, and Client Services teams to resolve complex cases

Key Requirements

  • Strong communication and negotiation skills
  • Ability to build and maintain strong relationships and communicate with key interfaces
  • Analytical skills
  • Client focus
  • Negotiation and decision making
  • Knowledge of asset finance products and collections processes
  • Familiarity with regulatory frameworks (CCA, FCA)
  • Ability to manage high-volume workloads under pressure
  • Proficiency in MS Office and collections systems
  • Technical knowledge
  • Regulatory Knowledge as applicable to role
  • Understanding of lease and asset finance
  • Knowledge of Consumer Credit Act and other regulatory requirements
  • AML / KYC requirements
  • To act with integrity at all times and embrace the philosophy of treating our customers fairly

In return you can expect a competitive basic salary, plus bonus and a good range of additional benefits.

Collections Officer employer: M2 Professional Recruitment Services

As a Collections Officer at our globally recognised financial services firm in Berkshire, you will thrive in a supportive work culture that prioritises employee growth and development. We offer competitive salaries, performance bonuses, and a comprehensive benefits package, all while fostering an environment that values integrity and customer care. Join us to make a meaningful impact in the financial sector while enjoying the unique advantages of working in a dynamic and collaborative team.

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Contact Details:

M2 Professional Recruitment Services Recruitment Team

We think you need these skills to ace Collections Officer

Communication Skills
Negotiation Skills
Analytical Skills
Client Focus
Decision Making
Knowledge of Asset Finance Products
Collections Processes