An opportunity has arisen for an experienced commercial finance professional to join a successful and established Invoice Finance provider in a new credit role.
The role will be hybrid in nature with the requirement to be in the office circa 1-2 days per week.
Main Duties, Responsibilities and Skills:
- Assess and underwrite new invoice finance proposals up to your delegated authority level
- Assess and approve proposals for existing clients up to your delegated authority level
- Analyse financial statements, management accounts, debtor books, and credit reports
- Conduct detailed risk assessments of clientsand their customers(debtors)
- Liaise with the business development team to shape deal structure and mitigate risks
- Make recommendations for deals outside of authorityto higher mandate holders
- Identify early warningsigns in existingclients being reviewed
- Good commercial awareness and knowledge of external market to adapt risk appetite accordingly
- Ensure compliance with internal policies, regulatory guidelines, and AML procedures
- Participate in process improvements where required
- Maintain familiarity with the latest fraud preventiontechniques and systems
- Help shape and refine credit strategy, policy and automation
- Strong analytical skills with a strongattention to detail
- Ability to assess financial information and make judgement on ability of a prospect/client to repay credit facilities
- Excellent verbal and written communication skills
- Ability to work underpressure to tight deadlines
- Ability to balance risk appetite with business growth objectives
- Build and maintaina good work relationship with the sales and ops team alike
- Work within company Credit Policy, ensuring consistent and robust decisions are made. Recommend any changes to policy for future improvements.
- Ensure that appropriate level of information is recorded regarding credit decisions for audit purposes
- Provide support and guidance to colleagues and other businessareas across the group
The successful candidate will be an analytical minded finance professional with a forensic approach to their work. They will be able to display a track record of success in a similar role within Invoice Finance/ABL credit and risk.
You will be rewarded with an excellent basic salary and benefits package.
Underwriter in Manchester employer: M2 Professional Recruitment Services Ltd Careers
Join a dynamic team at a leading independent commercial finance lender in Bristol, where your contributions as a Credit Controller will be valued and recognised. With a strong focus on employee development, we offer a supportive work culture that encourages growth and collaboration, alongside competitive benefits tailored to enhance your work-life balance. Experience the unique advantage of working in a vibrant city known for its rich culture and community spirit, making it an ideal place for both personal and professional fulfilment.
Contact Details:
M2 Professional Recruitment Services Ltd Careers Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Underwriter in Manchester
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Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at M2 Professional Recruitment Services Ltd Careers.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at M2 Professional Recruitment Services Ltd Careers. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at M2 Professional Recruitment Services Ltd Careers
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at M2 Professional Recruitment Services Ltd Careers to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
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✨Prepare for Behavioural Questions
As a full-timer at M2 Professional Recruitment Services Ltd Careers, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding M2 Professional Recruitment Services Ltd Careers's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
