Life Underwriter (Equity Release) in Bournemouth

About The Role

Due to expansion, we have a fantastic opportunity for two professional, highly-organised individuals to join our Equity Release Underwriting Team on a permanent basis.

This role can be based at either our Hitchin or Bournemouth offices, with a minimum of one day required in an office per week (you will be required to attend the office more regularly until you are fully trained).

Within this fast-paced, interesting role, you will review valuations and make risk-based decisions in line with the LV= Equity Release Lending Policy.

Key Accountabilities

• Carefully and confidently reviewing and actioning underwriting applications, making balanced business decisions.
• Providing support to the Sales and Operational teams, clearly articulating underwriting rationale and outcomes.
• Liaising with surveyors and advisers to gather important information that is relevant to the case.
• Understanding how individual underwriting decisions impact both customer outcomes and business risk appetite, and consistently applying this knowledge to your daily work.
• Providing updates to customers and relevant third parties in a timely and professional manner.
• Managing your workload effectively and independently, while providing support to the wider team where possible.

About You

• Have previous experience of working in equity release underwriting (desirable).
• Be an independent thinker, able to take initiative and manage workload competently.
• Have a keen eye for detail, with the ability to ask questions and think laterally.
• Have experience of working to meet deadlines and KPIs.
• Be a fantastic communicator, with the ability to build trust and rapport, listen to important information and provide accurate and relevant updates to customers and relevant third parties.
• Contribute to our culture of continuous improvement, bringing your ideas and contributions forward in a clear and respectful manner.
• Focus on consistently creating a positive and smooth customer experience.

Rewards & Benefits

This role is a Band B in the LV= Structure. At LV= Life and Pensions, you’ll go above and beyond to do the right thing for our customers. We’ll reward your hard work with an attractive, competitive salary and benefits package, which includes:

• 26 days’ holiday – increasing after two years of service to 28 days
• The opportunity to buy or sell up to five days of holiday
• An annual bonus scheme based on company and personal performance
• Flexible benefits, including a cycle to work scheme, personal accident insurance, critical illness cover, private medical insurance, and dental insurance
• Competitive pension scheme – LV= Life and Pensions will double-match the amount you pay, up to 14% (subject to National Minimum Wage requirements)
• Group Life Assurance of four times your basic pay to your dependents (you’ll have the option to increase this to 8x cover)
• Group Income Protection, if you enrol into the pension scheme and reach 5 years of service
• Employee Assistance Programme (EAP) service for support when you need it
• Virtual GP service
• Shared parental leave
• Up to 20% discount on our life products for you and your immediate family.

About Us

We’re proud of our inclusive culture at LV and, as an equal-opportunity employer, we continually work to remove unconscious bias from our recruitment process. We value our colleagues for what they bring to our team regardless of any protected status or characteristics they may have. Talk to us about flexible working as part of your application; if it’s right for you, our members and customers, and our business, then we’ll do everything we can to make it happen.