At a Glance
- Tasks: Lead credit risk monitoring and oversee the lifecycle of diverse portfolios.
- Company: Well-capitalised international bank based in London.
- Benefits: High-visibility role with strong interaction across teams and career growth opportunities.
- Other info: Fast-paced environment with no hybrid working policy.
- Why this job: Shape credit risk practices and engage with senior stakeholders in a dynamic environment.
- Qualifications: Experience in Credit Risk and strong knowledge of corporate lending and portfolio management.
The predicted salary is between 70000 - 90000 £ per year.
Key 2LOD role within a well-capitalised international bank’s London platform. Broad exposure across Corporate, FI and Sovereign credit portfolios. Partner closely with Front Office while maintaining independent risk oversight.
Core Responsibilities:
- Lead ongoing credit risk monitoring across a diverse wholesale portfolio (corporates, FIs, sovereigns).
- Oversee post-approval lifecycle: drawdowns, covenant tracking, conditions precedent and limit utilisation.
- Ensure timely credit reviews, internal ratings and portfolio classification in line with policy.
- Identify emerging risks through market intelligence, financial performance and sector trends.
- Monitor breaches, KRIs and portfolio developments, ensuring appropriate escalation.
- Support and challenge the 1LOD to maintain robust credit discipline and data integrity.
- Contribute to the enhancement of credit risk frameworks, policies and controls.
- Act as a key contact for credit risk guidance across the business.
- Support governance processes, including Credit Committee coordination.
Candidate Profile:
- Proven experience in Credit Risk within an international wholesale / corporate banking environment.
- Strong technical knowledge of corporate lending, FI exposures and treasury products.
- Deep understanding of credit lifecycle management and portfolio monitoring.
- Familiarity with UK regulatory expectations and risk governance frameworks.
- Confident stakeholder manager, able to engage and challenge senior front office colleagues.
- Detail-oriented, analytical and comfortable operating in a fast-paced environment.
- Additional language skills (e.g. Mandarin) beneficial but not essential.
Why Apply:
- High-visibility role with broad portfolio exposure.
- Strong interaction with senior stakeholders across Risk and Front Office.
- Opportunity to shape and enhance credit risk practices within a growing platform.
Please note, this business does not operate a hybrid working policy.
Credit Risk Manager in London employer: Lutine Bell
As a Credit Risk Manager at our well-capitalised international bank in London, you will thrive in a dynamic work culture that values collaboration and innovation. We offer competitive benefits, a commitment to employee growth through continuous learning opportunities, and the chance to make a significant impact on our credit risk practices. Join us to be part of a forward-thinking team where your expertise will be recognised and rewarded.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Manager in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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Don’t shy away from reaching out directly to firms like Lutine Bell. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Risk Manager in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Lutine Bell.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Lutine Bell's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Lutine Bell
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Lutine Bell.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Lutine Bell will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Lutine Bell employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
