At a Glance
- Tasks: Lead credit risk monitoring and oversee the lifecycle of diverse portfolios.
- Company: Well-capitalised international bank based in London.
- Benefits: High-visibility role with strong interaction across teams.
- Other info: Fast-paced environment with opportunities for professional growth.
- Why this job: Shape credit risk practices and make a real impact in a growing platform.
- Qualifications: Experience in Credit Risk within corporate banking and strong analytical skills.
The predicted salary is between 70000 - 90000 £ per year.
Key 2LOD role within a well-capitalised international bank’s London platform.
Broad exposure across Corporate, FI and Sovereign credit portfolios.
Partner closely with Front Office while maintaining independent risk oversight.
Core Responsibilities:
- Lead ongoing credit risk monitoring across a diverse wholesale portfolio (corporates, FIs, sovereigns).
- Oversee post-approval lifecycle: drawdowns, covenant tracking, conditions precedent and limit utilisation.
- Ensure timely credit reviews, internal ratings and portfolio classification in line with policy.
- Identify emerging risks through market intelligence, financial performance and sector trends.
- Monitor breaches, KRIs and portfolio developments, ensuring appropriate escalation.
- Support and challenge the 1LOD to maintain robust credit discipline and data integrity.
- Contribute to the enhancement of credit risk frameworks, policies and controls.
- Act as a key contact for credit risk guidance across the business.
- Support governance processes, including Credit Committee coordination.
Candidate Profile:
- Proven experience in Credit Risk within an international wholesale / corporate banking environment.
- Strong technical knowledge of corporate lending, FI exposures and treasury products.
- Deep understanding of credit lifecycle management and portfolio monitoring.
- Familiarity with UK regulatory expectations and risk governance frameworks.
- Confident stakeholder manager, able to engage and challenge senior front office colleagues.
- Detail-oriented, analytical and comfortable operating in a fast-paced environment.
- Additional language skills (e.g. Mandarin) beneficial but not essential.
Why Apply:
- High-visibility role with broad portfolio exposure.
- Strong interaction with senior stakeholders across Risk and Front Office.
- Opportunity to shape and enhance credit risk practices within a growing platform.
Please note, this business does not operate a hybrid working policy.
Credit Risk Manager employer: Lutine Bell
As a Credit Risk Manager at our well-capitalised international bank in London, you will thrive in a dynamic work culture that values collaboration and innovation. We offer extensive opportunities for professional growth, allowing you to shape credit risk practices while engaging with senior stakeholders across diverse portfolios. Our commitment to excellence ensures that you will be part of a team that prioritises robust risk management and fosters a supportive environment for your career development.
