Risk and Compliance Manager

Lumon is a leading fintech company specialising in foreign exchange and international payments. We’re passionate about empowering individuals and businesses to effortlessly manage their overseas transactions, but our mission goes far beyond moving money – we enable our clients’ success through innovative risk management solutions that unite people, technology, and expertise.

The Risk and Compliance Manager will manage Lumon’s Risk function and sit in the second line of defence, reporting to the Head of Risk and Compliance.

Responsibilities:

• Day to day management of the Enterprise Risk Management Framework
• Provide effective second line oversight of the ERM framework through ongoing engagement and providing effective challenging to first line stakeholders
• Overseeing maintenance of risk registers maintained by the first line and supporting the development of these
• Tracking and reporting of Key Risk Indicators, preparation of papers to governance forums
• Ownership of operational risk incident management, including triaging and ensuring timely resolution of remedial actions
• Overseeing the timely implementation of actions arising from 2nd and 3rd line assurance
• Undertaking operational/control assurance across various activities within Lumon
• Working with the CRO to produce high quality reports to governance committees
• Overseeing outsourcing and third party supplier arrangements, including undertaking initial and periodic reviews on new parties
• Maintenance of outsourcing registers and preparation of regulatory returns
• Ownership of Lumon’s policy framework, including ensuring that all policies are appropriately reviewed and updated in a timely manner by policy owners
• Making updates to Lumon’s Risk and Compliance policies as required
• Development and delivery of Risk and Compliance training across a range of subjects (e.g. conduct risk)
• Supporting the Risk & Compliance function with regulatory compliance matters

Experience:

• A minimum of 3 years’ experience operating in an enterprise / operational risk role within financial services
• An understanding of FCA regulatory compliance matters relevant to an e‑money institution or a non‑SNI investment firm dealing in foreign exchange derivatives
• Working knowledge of regulations such as the EMRs 2011, PSRs 2017, MiFID II
• Strong verbal and written communication skills with stakeholders at all levels
• Able to get stuff done – we’re a fast growing company and you will need an entrepreneurial mindset to thrive
• Can work independently and flexibly within a fast‑moving environment

What can we offer you?

• Competitive base salary
• 25 days of annual leave, with a chance to purchase up to 5 more
• Birthday off
• 2 additional days off for ‘Moments that Matter’
• Monthly lunch and social events
• Medicash health scheme
• Cycle to work scheme
• Season ticket loan
• Employee Assistance Programme
• Salary Sacrifice Pension
• 4x Life Assurance
• Enhanced maternity and paternity leave
• Access to gym discounts as well as a wide range of other benefits and discounts through our online portal

Lumon is proud to be an Equal Opportunity Employer. We are committed to equal employment opportunity regardless of race, colour, ancestry, religion, sex, sexual orientation, age, marital status, disability, or gender identity. If you consider yourself to have a disability or require any reasonable adjustment during the recruitment process or within the workplace, please highlight this at the earliest opportunity, we will provide appropriate support to you throughout the process.