Financial Controller

Financial Controller

Full-Time 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Oversee daily finance operations and ensure accurate reporting in a fast-paced fintech environment.
  • Company: Join Lumen Cards, an innovative fintech launching a next-gen credit card for UK consumers.
  • Benefits: Competitive salary, flexible working hours, and opportunities for professional growth.
  • Why this job: Shape the future of consumer payments while ensuring financial integrity and compliance.
  • Qualifications: Experience in finance, strong attention to detail, and risk management skills.
  • Other info: Be part of a dynamic team in a rapidly evolving market with significant career potential.

The predicted salary is between 36000 - 60000 £ per year.

Lumen Cards is an ambitious fintech preparing to launch a next-generation credit card for UK consumers in Q1 2026. We are entering a rapidly expanding market where over 65% of UK adults use credit cards, and payment volumes continue to grow, driven by demand for innovative, secure, and flexible credit solutions. Our mission is to combine cutting‑edge technology with rigorous compliance and responsible lending to help customers manage their finances confidently as the UK embraces new payment trends and credit options. If you are excited to help build a high‑integrity, scalable challenger brand at the heart of consumer payments, Lumen Cards offers a unique opportunity to shape both the product and the company in a market that evolves every day.

About Role

The Financial Controller acts as the key operational lead in finance, supporting the Head Director of Finance and ensuring robust financial operations as the business scales. In a credit card issuing environment, this role is hands‑on—overseeing daily cash settlements, building resilient processes, and implementing tight controls. The Controller ensures timely and accurate reporting and compliance, understanding that even minor errors in settlement can have major consequences. This is a high‑impact position demanding precision, strong risk awareness, and an ability to evolve processes that safeguard the business in a complex, regulated space.

Key Responsibilities

  • Manage day‑to‑day accounting operations, including general ledger maintenance, reconciliations, and journal entries.
  • Prepare monthly management accounts, statutory financial statements, and ad hoc financial reports.
  • Lead month‑end, quarter‑end, and year‑end close processes to ensure timely and accurate reporting.
  • Continuously review and enhance internal control frameworks and accounting policies.
  • Regulatory Compliance

Financial Controller employer: Lumen Cards

Lumen Cards is an exceptional employer that fosters a dynamic and innovative work culture, perfect for those looking to make a significant impact in the fintech sector. With a strong focus on employee growth and development, we offer unique opportunities to shape the future of consumer payments while working alongside a passionate team dedicated to responsible lending and compliance. Located in the heart of the UK’s financial landscape, our employees benefit from a collaborative environment that encourages creativity and forward-thinking, making it an ideal place for ambitious professionals to thrive.
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Contact Detail:

Lumen Cards Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Financial Controller

✨Tip Number 1

Network like a pro! Reach out to people in the fintech space, especially those who work at Lumen Cards or similar companies. A friendly chat can open doors and give you insights that might just land you an interview.

✨Tip Number 2

Show off your skills! Prepare a portfolio or case studies that highlight your experience in financial operations and compliance. When you get the chance to chat with hiring managers, having tangible examples will make you stand out.

✨Tip Number 3

Stay updated on industry trends! Read up on the latest in fintech and credit solutions. Being knowledgeable about the market will not only impress interviewers but also help you tailor your conversations to what matters most to them.

✨Tip Number 4

Apply through our website! We love seeing applications directly from candidates who are genuinely interested in joining us. It shows initiative and enthusiasm, which are key traits we look for in potential team members.

We think you need these skills to ace Financial Controller

Financial Reporting
Accounting Operations
General Ledger Maintenance
Reconciliations
Journal Entries
Management Accounts Preparation
Statutory Financial Statements
Internal Control Frameworks
Regulatory Compliance
Risk Awareness
Process Improvement
Attention to Detail
Timeliness
Analytical Skills

Some tips for your application 🫡

Tailor Your CV: Make sure your CV speaks directly to the Financial Controller role. Highlight your experience in managing accounting operations and any relevant compliance work. We want to see how your skills align with our mission at Lumen Cards!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Share your passion for fintech and how you can contribute to our ambitious goals. Let us know why you're excited about the opportunity to shape a challenger brand in consumer payments.

Showcase Your Attention to Detail: In finance, precision is key! Use specific examples in your application that demonstrate your ability to manage complex financial processes and maintain accuracy. We need someone who understands the importance of getting it right!

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. Don’t miss out on being part of our journey at Lumen Cards!

How to prepare for a job interview at Lumen Cards

✨Know Your Numbers

As a Financial Controller, you'll need to demonstrate your financial acumen. Brush up on key financial metrics and be ready to discuss how you've managed accounting operations in the past. Be prepared to share specific examples of how you’ve handled reconciliations or month-end processes.

✨Understand the Regulatory Landscape

Lumen Cards operates in a highly regulated environment, so it’s crucial to show that you understand compliance requirements. Familiarise yourself with relevant regulations in the fintech space and be ready to discuss how you’ve ensured compliance in previous roles.

✨Showcase Your Process Improvement Skills

This role requires someone who can evolve processes. Think of instances where you’ve improved internal controls or accounting policies. Be ready to explain your thought process and the impact of these changes on the business.

✨Ask Insightful Questions

Interviews are a two-way street! Prepare thoughtful questions about Lumen Cards’ approach to financial operations and their vision for the future. This shows your genuine interest in the company and helps you assess if it’s the right fit for you.

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