At a Glance
- Tasks: Monitor and analyse credit risk exposures, providing insights for informed decision-making.
- Company: Join LSEG, a global leader in financial markets with a commitment to innovation and excellence.
- Benefits: Enjoy tailored benefits, including healthcare, retirement planning, and paid volunteering days.
- Other info: Be part of a diverse team that values individuality and encourages new ideas.
- Why this job: Make a real impact in the financial sector while developing your skills in a dynamic environment.
- Qualifications: Degree in a relevant field and a general knowledge of the financial services industry.
The predicted salary is between 37800 - 46200 £ per year.
LSEG (London Stock Exchange Group) is more than a diversified global financial markets infrastructure and data business. We are dedicated, open-access partners with a commitment to excellence in delivering the services our customers expect from us. With extensive experience, deep knowledge and worldwide presence across financial markets, we enable businesses and economies around the world to fund innovation, manage risk and create jobs.
The Credit Risk team ensures that credit risk exposures are adequately monitored and modelled in order to take informed action, providing analysis and oversight of counterparty risk exposure derived from clearing, settlement, custody, payment, treasury and other group activities. The team also assesses counterparties to determine risk limits, utilising internal and external information sources. The candidate will support ongoing monitoring and analysis of risks.
Key responsibilities of the role:
- Perform ongoing monitoring and analysis of risk, identifying areas of credit risk exposures and escalating changes as appropriate:
- Learn role and responsibilities of a Credit Risk Analyst and provide support to the wider Group Risk function.
- Review all checklists and procedures on an ongoing basis and take responsibility for updates where required.
- Ensure understanding of applicable Group Risk policies.
- Draft Daily Credit Monitoring Reports summarising:
- Key financial and other market data releases
- Significant changes in market data information including external ratings and share price fluctuations
- Breaches of clearing activity thresholds/limits
- Ensure appropriate escalation of any breaches and significant news stories to senior management.
- Analyse and interpret data to provide regular reports for stakeholders, identifying risks outside appetite:
- Draft and present Internal Credit Score (ICS) Assessments and any ad hoc analysis to the Credit Risk Working Group and LCH Ltd CRO covering different counterparty types such as banks, non-bank firms, sovereigns and funds:
- Assessments to include analysis of financial profile including balance sheet and income statement information, review of operational capability, rationale of the final ICS, a peer comparison, and when applicable, an exposure and limit summary.
- Complete routine risk reporting and production of management information to support decision making, ensuring escalation of applicable counterparty ad hoc news stories in a timely and accurate manner.
- Adhere to applicable risk control frameworks, policies and procedures in scope of own role:
- Ensure understanding of the KRIs and controls in place for the Credit Risk function.
- Ensure internal databases and systems are kept up to date:
- Maintain internal database systems with updated counterparty financial and ICS information, ensuring accuracy and updates are implemented in line with KRIs.
- Learn how to summarise and interpret Credit and relevant Market risk data from the Tableau dashboards.
- Support the Credit Risk and wider Group Risk team to deliver risk projects and activities.
Required Skills:
- This is an Individual Contributor role
- Degree or equivalent in a relevant field
- General knowledge of the financial services industry
Join us and be part of a team that values innovation, quality, and continuous improvement. If you're ready to take your career to the next level and make a significant impact, we'd love to hear from you.
Credit Risk Analyst in London employer: LSEG
LSEG is an exceptional employer that fosters a culture of integrity, partnership, and excellence, making it an ideal place for professionals seeking to make a meaningful impact in technology procurement. With a focus on employee growth, you will have the opportunity to lead high-value negotiations and develop a talented team while working in a dynamic environment in London, where innovation and continuous improvement are at the forefront. Join us to shape the future of Corporate Engineering technology and enjoy the benefits of a supportive workplace that values your contributions.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Analyst in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like LSEG. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Risk Analyst in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to LSEG.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on LSEG's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at LSEG
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with LSEG.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at LSEG will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former LSEG employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
