At a Glance
- Tasks: Lead compliance efforts as MLRO in a fast-paced FinTech startup.
- Company: Dynamic B2B payments business with a focus on growth and innovation.
- Benefits: Opportunity for career advancement and influence at the Board level.
- Other info: Confidential search; ideal for those ready to make an impact.
- Why this job: Join a pioneering team and shape the future of cross-border payments.
- Qualifications: Experience in AML/CTF, payments, and readiness for senior compliance role.
The predicted salary is between 70000 - 90000 £ per year.
We are exclusively retained on a confidential search for a Money Laundering Reporting Officer (MLRO) on behalf of a fast-growing, FCA-authorised B2B payments business operating across the UK and MENA region. This is a rare opportunity to step into a standalone, senior compliance leadership role at a company building enterprise-grade cross-border payment infrastructure — serving businesses from mass payroll to global transfers. This is going to be a demanding role, ideal for someone who has worked in startup or high growth environments, understanding what it takes to make a success in a small, growth business. It's going to be full on, working directly with the CEO to build the business from the ground upward, offering long term reward as the business grows.
The Role
As MLRO, you will be the nominated officer responsible for the firm's AML/CTF framework, taking personal accountability for financial crime compliance and acting as the key point of contact with the FCA. You'll work closely with senior leadership to embed a strong compliance culture as the business scales.
Key Responsibilities
- Oversight and development of the AML/CTF programme, policies and procedures
- SAR submission and liaison with the National Crime Agency (NCA)
- FCA relationship management and regulatory reporting
- MLRO reporting to the Board
- Transaction monitoring oversight and escalation
- Managing financial crime risk across UK and international corridors
- Training and awareness across the business
You Will Have
- Previous SMF17 (MLRO) approval, or demonstrable readiness to be approved
- Strong background in payments, e-money, or FX — ideally within an FCA-regulated firm
- Deep knowledge of UK AML regulations, JMLSG guidance, and the Proceeds of Crime Act
- Experience with cross-border payments and MENA corridors would be a distinct advantage
- The gravitas to operate at Board level and influence at pace
This is a business moving quickly — the right candidate will be ready to hit the ground running. This search is being conducted on a strictly confidential basis.
MLRO - FinTech Startup - London employer: LP Recruitment
Join a dynamic FinTech startup in London that offers an exceptional work environment characterised by innovation and collaboration. As a Money Laundering Reporting Officer, you will play a pivotal role in shaping the compliance culture of a rapidly growing business, with opportunities for personal and professional growth as the company expands its cross-border payment solutions. Enjoy the unique advantage of working closely with senior leadership, including the CEO, in a fast-paced setting that rewards initiative and dedication.
StudySmarter Expert Advice🤫
We think this is how you could land MLRO - FinTech Startup - London
✨Tip Number 1
Network like a pro! Reach out to people in the FinTech space, especially those who have experience with compliance roles. Use LinkedIn to connect and engage with industry professionals; you never know who might have a lead on that perfect MLRO position.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of UK AML regulations and the Proceeds of Crime Act. Be ready to discuss how you've tackled compliance challenges in previous roles, especially in high-growth environments. Show them you can hit the ground running!
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and expertise. We recommend checking out our website for tailored job listings that suit your skills. It’s all about finding the right fit for both you and the company!
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. Mention something specific from your conversation to show your genuine interest in the role and the company. Let them know you’re excited about the opportunity!
We think you need these skills to ace MLRO - FinTech Startup - London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the MLRO role. Highlight your experience in AML/CTF frameworks and any relevant regulatory knowledge. We want to see how your background aligns with the fast-paced environment of a startup.
Craft a Compelling Cover Letter:Your cover letter should tell us why you're the perfect fit for this role. Share specific examples of your previous work in compliance and how you've contributed to building a strong compliance culture in past roles.
Showcase Your Leadership Skills:As this is a senior role, we’re looking for evidence of your leadership capabilities. Mention any experience you have working directly with senior management or influencing decision-making at a high level.
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates!
How to prepare for a job interview at LP Recruitment
✨Know Your AML/CTF Inside Out
Make sure you have a solid grasp of the AML/CTF framework and UK regulations. Brush up on the Proceeds of Crime Act and JMLSG guidance, as these will likely come up in conversation. Being able to discuss specific examples of how you've implemented compliance measures in previous roles will show your expertise.
✨Showcase Your Startup Experience
Since this role is in a fast-growing FinTech startup, highlight your experience in similar environments. Be ready to share stories about how you've navigated challenges in high-pressure situations and contributed to building a compliance culture from the ground up.
✨Prepare for Board-Level Discussions
As you'll be reporting to the Board, practice articulating complex compliance issues in a clear and concise manner. Think about how you can influence decision-making at a senior level and prepare to discuss how you would approach compliance strategy in a rapidly scaling business.
✨Engage with the CEO's Vision
Understand the company's mission and how compliance fits into their growth strategy. Be prepared to discuss how you can align the AML/CTF programme with the overall business goals. Showing that you’re not just a compliance officer but a strategic partner will set you apart.
