At a Glance
- Tasks: Lead the development of innovative credit decisioning models for SME lending.
- Company: Join Lovey, a fast-growing fintech with a focus on innovation and customer impact.
- Benefits: Competitive salary up to £80,000, collaborative culture, and career growth opportunities.
- Other info: Be part of a talented team in a dynamic fintech environment.
- Why this job: Shape the future of lending with cutting-edge technology and impactful models.
- Qualifications: Strong machine learning experience in lending, proficiency in Python & SQL.
The predicted salary is between 80000 - 80000 £ per year.
Location: Central Birmingham - Office Based
Salary: Up to £80,000 - Depending on experience
About Lovey
Lovey is a fast-growing fintech helping UK businesses access the funding they need to grow. Since 2016, we've supported thousands of companies through smarter, faster, and more transparent lending. We're proud to be a Top 15 fastest-growing finance company, a Great Place to Work, and to hold a 4.9 Trustpilot rating, driven by our focus on innovation, trust, and real customer impact.
The Role
We're looking for a Senior Decision Scientist to lead the development of cutting-edge credit decisioning models across SME lending. You'll own the end-to-end model lifecycle, from problem framing through to deployment and monitoring, while working at the intersection of data, risk, and product to shape the future of our lending strategy.
What You'll Do as Senior Decision Scientist
- Build and deploy ML and statistical models for credit risk, affordability, and pricing
- Own the full model lifecycle (data, features, modelling, validation, deployment, monitoring)
- Develop monitoring frameworks and performance dashboards
- Drive innovation through new data sources, challenger models, and experimentation (A/B testing)
- Translate complex models into clear, actionable business insights
Requirements
- Strong experience in machine learning within lending (SME essential)
- Proficiency in Python & SQL
- Proven end-to-end model development experience
- Background in fintech and automated decisioning environments
- Solid understanding of UK credit risk & regulation
- Ability to communicate effectively with both technical and business stakeholders
- Consumer lending experience
- Experience with model governance & monitoring frameworks
- Strong commercial mindset and ownership attitude
Why Join Lovey?
- Be part of a high-growth fintech shaping the future of SME lending
- Work on high-impact models used in real underwriting decisions
- Collaborate with a talented, cross functional team
- Join a company that truly values innovation, trust, and people
Please note: All applications will be reviewed week commencing 20th July.
Senior Decision Scientist in Birmingham employer: Lovefinance
Lovey is an exceptional employer, offering a dynamic work environment in Central Birmingham where you can truly make an impact as a Legal Counsel in Recoveries & Collections. With a strong focus on employee growth and a culture that values innovation and collaboration, you'll have the opportunity to shape critical functions within a rapidly growing finance company, all while enjoying competitive compensation and the recognition of being part of a Great Place to Work.
