At a Glance
- Tasks: Lead legal recoveries and collections, managing cases and driving strategy.
- Company: Lovey, a fast-growing online finance broker empowering UK SMEs.
- Benefits: Competitive salary up to £85,000, high autonomy, and direct impact on business.
- Other info: Join a Great Place to Work and enjoy excellent career growth opportunities.
- Why this job: Shape the future of recoveries in a dynamic and innovative environment.
- Qualifications: Qualified solicitor with 5+ years PQE and strong debt recovery experience.
The predicted salary is between 85000 - 85000 £ per year.
Location: Central Birmingham, Full time office based
Salary: up to £85,000, depending on experience
About Lovey
Lovey is a leading online finance broker and lender dedicated to empowering UK SMEs. Since 2016, we’ve helped thousands of businesses access vital funding through our innovative technology platform and customer-first approach. Ranked among the UK’s fastest-growing finance companies and certified as a Great Place to Work, Lovey continues to scale rapidly.
The Role
We’re hiring a qualified solicitor to take ownership of our legal recoveries and collections activity. This is a hands‑on role with real impact, you’ll manage live cases, own recovery strategy, and help develop the legal frameworks that underpin our collections work. You’ll act as the primary legal point of contact for recovery matters, working closely with a small in‑house collections team to deliver effective and compliant outcomes.
What You’ll Be Doing
- Take full ownership of Lovey’s legal recoveries function end‑to‑end
- Personally manage complex and escalated cases from pre‑legal stage through to enforcement
- Lead all litigation activity, including issuing claims, obtaining CCJs, statutory demands, and progressing insolvency actions where appropriate
- Make final decisions on recovery strategy across the book, including settlements, enforcement routes, and write‑offs
- Design and implement clear legal escalation frameworks, defining exactly when and how cases move from collections into legal action
- Build and continuously refine playbooks, templates, and standardised legal processes to drive consistency and scale
- Act as the central decision‑maker for all legal aspects of recoveries, supporting and directing the collections team on approach, positioning, and next steps
- Improve overall recovery performance by introducing faster, more effective routes to enforcement and resolution
- Manage recovery actions involving personal guarantees, including assessing enforceability and pursuing guarantors where appropriate
- Own and control legal spend across recoveries
- Ensure all recoveries activity is compliant with UK legal and regulatory requirements, while maintaining a pragmatic, commercial approach
What We’re Looking For
- Qualified solicitor in England, Scotland and Wales
- Minimum 5 years PQE
- Strong background in debt recovery, litigation, or insolvency
- Experience in a law firm recoveries team or in‑house within a lender/fintech is highly desirable
- Commercial mindset, able to balance legal risk with business outcomes
- Comfortable operating independently and owning a function end‑to‑end
- Hands‑on and pragmatic, not afraid to roll up your sleeves
Why Join Lovey
- You will own and build a critical function from the ground up
- High autonomy and direct impact on business performance
- Work closely with decision‑makers in a growing lending business
- Opportunity to shape how recoveries operates as we scale
Please note: All applications will be reviewed week commencing 20th July.
Legal Counsel - Recoveries & Collections in Birmingham employer: Lovefinance
Lovey is an exceptional employer, offering a dynamic work environment in Central Birmingham where you can truly make an impact as a Legal Counsel in Recoveries & Collections. With a strong focus on employee growth and a culture that values innovation and collaboration, you'll have the opportunity to shape critical functions within a rapidly growing finance company, all while enjoying competitive compensation and the recognition of being part of a Great Place to Work.
