At a Glance
- Tasks: Lead treasury operations, optimise fund flows, and automate processes for seamless money movement.
- Company: Join Lorum, a fintech innovating cross-border payments with a collaborative culture.
- Benefits: Enjoy flexible vacation, private healthcare, employee stock ownership, and wellness days.
- Other info: Dynamic role with opportunities to work across global teams and enhance your career.
- Why this job: Make a real impact in the financial sector by revolutionising how money moves globally.
- Qualifications: 5+ years in treasury operations, strong automation skills, and experience with AI tools.
The predicted salary is between 60000 - 80000 £ per year.
This is an on-site role, 4 days a week in our London office (in Fitzrovia).
About Lorum
Every international payment passes through a chain of banks before it arrives. Most of those banks were not built for this. They were built for lending, and moving money is a side function, not a priority. That is why cross-border payments are slow, uncertain, and hard to track. Lorum is building what is missing. We sit between banks and the local payment systems of each country, handling movement, settlement, and bookkeeping in one controlled system. When a client wants to operate in a new market, they connect to us once rather than building out dozens of local banking relationships from scratch.
Why join
The problem is fundamental and the clients are demanding. You will build systems that financial institutions depend on for precision and regulatory compliance, at volumes and standards that leave little room for shortcuts.
Role purpose
We are looking for a Treasury Operations Lead to own the operational backbone of how money moves - both inside Lorum and across the external ecosystem of banks, brokers, and financial infrastructure partners we rely on. This is not a traditional ops role. You will map, implement, and continuously automate the flow of funds for Lorum's own treasury and for the treasury products we offer clients. You will go deep on how each product actually works - tracing every transfer, every settlement leg, every reconciliation touchpoint - and then work with engineering to automate as much of it as possible. The best fit is someone who has lived in treasury or trading operations, thinks in flows and settlement timelines, and reaches for automation before reaching for a spreadsheet.
Key Responsibilities
- Flow ownership: Map, implement, and continuously optimise fund flows for each Lorum product - tracing how cash moves from client receipt through internal processing to external settlement and back. Own the operational design across all banking, brokerage, FX, and custody partners from first principles.
- Cash management: Actively manage Lorum's multi-currency cash inventory, prepositioning funds across accounts and jurisdictions to ensure on-time settlement of all external obligations. Monitor intraday liquidity positions and flag shortfalls before they become problems.
- Execution and monitoring: Own day-to-day execution of treasury transfers - initiating, monitoring, and confirming settlement across multiple currencies (AED, EUR, USD) and time zones. Maintain a clear escalation framework for failed or delayed transactions.
- Provider management: Own the operational relationship with FX and banking providers such as StoneX and OpenFX. Respond to settlement confirmations within cutoff windows, manage onboarding of new providers by mapping end-to-end flows, and elevate and troubleshoot directly with external partners.
- Automate everything: Treat automation as a first principle. Partner with engineering to build automated workflows, reconciliation pipelines, and exception handlers. Use AI tools actively for monitoring, anomaly detection, and analysis. The goal is to make yourself redundant in every manual task you touch.
- Dashboards and visibility: Build and maintain real-time dashboards covering cash balances, settlement queues, and liquidity positions across all accounts and currencies.
- Cross-functional delivery: Partner with Product, Engineering, Finance, and Compliance across the full product lifecycle - contributing to operational flow design before a line of code is written, and ensuring all flows meet regulatory requirements across Lorum's jurisdictions.
Ideal candidate
Must-haves
- At least 5 years in treasury operations, trading operations, or a closely related function - you have lived inside the mechanics of how money moves and settles across currencies and time zones.
- Background in financial services or fintech - you understand what it means to operate under regulatory scrutiny and with real settlement risk.
- Demonstrated use of AI tools in your current role - integrated into how you work daily, not just experimented with.
- A track record of successfully automating operational tasks - with concrete examples of what you built, how it worked, and what it replaced.
- A bias to execution: you move quickly, close loops, and do not let perfect be the enemy of delivered.
Nice-to-haves
- Payments background - familiarity with SWIFT, wire instructions, FX execution, and correspondent banking structures.
- Python or SQL skills - the ability to query data directly and prototype lightweight automations without waiting for engineering.
- Experience working across time zones in a global team.
Benefits
- Flexible vacation policy.
- Private healthcare.
- Employee stock ownership (ESOP).
- Pay it forward days - 2 per year to volunteer for a cause that matters to you.
- Wellness days - 3 per quarter to recharge.
Treasury Ops Lead employer: Lorum
At Lorum, we pride ourselves on being an innovative leader in the fintech space, offering a dynamic work environment in our vibrant Fitzrovia office. As a Treasury Ops Lead, you'll not only play a crucial role in optimising financial operations but also benefit from a flexible vacation policy, private healthcare, and opportunities for employee stock ownership. Our culture fosters collaboration and continuous learning, ensuring that you have the resources and support to grow your career while making a meaningful impact in the world of cross-border payments.
StudySmarter Expert Advice🤫
We think this is how you could land Treasury Ops Lead
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Lorum. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Treasury Ops Lead
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Lorum.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Lorum's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Lorum
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Lorum.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Lorum will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Lorum employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
