At a Glance
- Tasks: Lead the KYB and Ongoing Due Diligence lifecycle for financial institutions.
- Company: Join Lorum, a pioneer in rebuilding global payment infrastructure.
- Benefits: Flexible vacation, private healthcare, employee stock ownership, and wellness days.
- Other info: Opportunity for travel and impactful volunteer days.
- Why this job: Shape the future of finance with innovative compliance solutions.
- Qualifications: Deep regulatory knowledge and experience with risk methodology.
The predicted salary is between 60000 - 80000 € per year.
About Lorum Global payments are not broken. Incentives are. Clearing has been deprioritised inside balance‐sheet driven institutions whose models rely on lending and interest. When liquidity takes priority over settlement, payments slow and certainty drops. The same financial institutions that distort clearing as providers are disadvantaged as users. They are forced into fragmented setups, inconsistent rails, duplicated compliance, and unpredictable timelines. Stablecoin shortcuts and treasury pooling treat symptoms at the surface, but almost no one is rebuilding the underlying infrastructure in each market.
Rebuilding clearing from the ground up We are rebuilding clearing as its own specialist function. We act as a clearing and transaction banking partner for regulated institutions, with treasury built into the core so liquidity, settlement, and reconciliation sit in one controlled system. Our platform unifies global and local licenses, direct central bank clearing, and domestic rails. We allow clients to open named customer accounts in every market we operate, collecting funds and paying out through a single network while retaining full ownership of their customer relationships. Market expansion becomes as simple as one correspondent relationship, not hundreds.
Why Lorum Joining Lorum means contributing to one of the most ambitious clearing infrastructure projects in global finance. You will help shape settlement systems that perform under real regulatory standards and institutional volumes. You will build for regulated institutions that rely on precision, predictable timelines, and regulatory integrity. It is about working across currencies, markets, and supervisory frameworks to deliver reliable, final settlement.
About The Role To manage and execute the KYB and Ongoing Due Diligence (ODD) lifecycle for Financial Institutions (FIs) and MSBs. The role is responsible for the operational implementation of the Global Compliance Policy through automated systems, ensuring that inherent risks identified in the EWRA are mitigated to target residual levels.
- Key Responsibilities
- Operational Execution (KYB/ODD) End‐to‐end processing of high‐complexity KYB files for FIs, MSBs, and Correspondent Banks. Managing the ODD pipeline through trigger‐based events rather than periodic cycles. Acting as the primary escalation point for the KYB team on risk‐based decision‐making.
- Systems & Process Automation Configuration and maintenance of the onboarding stack (Dotfile or similar). Management of AI‐driven document extraction (Prompt Engineering) and data validation. Designing and maintaining Salesforce Flow logic to ensure data integrity and audit trails. Orchestrating the data handshake between onboarding (KYB) and monitoring (Flagright).
- Risk & Governance (1LoD) Translating the Enterprise‐Wide Risk Assessment (EWRA) into technical system triggers and risk scoring rules. Ownership of the Rule Lifecycle Policy: Drafting, implementation testing (UAT), and decommissioning of automated rules. Conducting regular implementation testing to ensure system logic matches written policy (Policy vs. Logic Audit).
Key Performance Indicators (KPIs)
- Throughput: Maintenance of personal case volume during high‐growth periods.
- Automation Rate: Reduction of manual touchpoints in the ODD process through trigger‐based logic.
- Audit Readiness: Zero material findings in regulatory examinations regarding the execution of 1LoD controls.
Ideal candidate Must‐Haves
- Regulatory Knowledge: Deep understanding of FCA, FinCEN, and DFSA requirements for Financial Institutions.
- Risk Methodology: Proven ability to map Inherent Risk to Residual Risk through technical controls.
- Technical Stack: Salesforce Service Cloud (Flows, Mapping, Reporting). Automated KYB/Case Management Platforms. Risk/Transaction Monitoring Engines.
- Data Literacy: Ability to interpret transaction patterns and entity data to inform automated risk‐rule tuning.
Benefits
- Opportunity to travel (if applicable)
- Flexible vacation policy
- Private Healthcare
- Employee stock ownership (ESOP)
- Flexible working and autonomy
- Pay it forward days – we offer 2 annual pay it forward days where you can take time to volunteer for a charitable cause that is important to you.
- Wellness days – we believe you can only work your best when you feel your best, and we know working at Lorum is intense, so we offer 3 wellness days every quarter where you can take time to re‐energise.
KYB Operations Lead in London employer: Lorum
Lorum is an exceptional employer that offers a unique opportunity to be part of a transformative project in global finance, focusing on rebuilding clearing infrastructure. With a strong emphasis on employee well-being, we provide flexible working arrangements, generous vacation policies, and wellness days to ensure our team thrives both personally and professionally. Our commitment to growth is evident through opportunities for travel, private healthcare, and employee stock ownership, making Lorum a rewarding place to advance your career while contributing to meaningful change in the financial sector.
StudySmarter Expert Advice🤫
We think this is how you could land KYB Operations Lead in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that KYB Operations Lead role.
✨Tip Number 2
Prepare for interviews by understanding the company’s mission and values. Dive deep into Lorum's approach to rebuilding clearing infrastructure and think about how your skills align with their goals. We want to see your passion for the role!
✨Tip Number 3
Showcase your expertise in regulatory knowledge and risk methodology during interviews. Be ready to discuss how you’ve tackled similar challenges in the past. We love candidates who can demonstrate their problem-solving skills!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we’re always looking for talent that fits our culture and vision, so make sure you stand out!
We think you need these skills to ace KYB Operations Lead in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the KYB Operations Lead role. Highlight your experience with regulatory knowledge and risk methodology, as these are key for us at Lorum. Use specific examples that showcase your skills in managing complex processes.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Share why you're passionate about rebuilding clearing infrastructure and how your background aligns with our mission. Keep it concise but impactful, and don’t forget to mention your understanding of FCA and FinCEN requirements.
Showcase Your Technical Skills:Since we’re all about automation and systems, make sure to highlight your experience with Salesforce and any automated KYB platforms. Mention specific projects where you’ve improved processes or reduced manual touchpoints, as this will resonate with us.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re proactive and genuinely interested in joining our team!
How to prepare for a job interview at Lorum
✨Know Your Regulatory Stuff
Make sure you brush up on your knowledge of FCA, FinCEN, and DFSA requirements. Being able to discuss these regulations confidently will show that you understand the landscape in which Lorum operates.
✨Demonstrate Your Risk Methodology Skills
Prepare to explain how you map inherent risk to residual risk using technical controls. Have examples ready that showcase your experience with risk assessment and decision-making in previous roles.
✨Familiarise Yourself with the Tech Stack
Get comfortable with Salesforce Service Cloud and any automated KYB or case management platforms mentioned in the job description. Being able to talk about your experience with these tools will set you apart from other candidates.
✨Showcase Your Data Literacy
Be ready to discuss how you've interpreted transaction patterns and entity data in the past. Highlight any instances where your insights led to improved risk-rule tuning or process automation.
