Surety Insurance Graduate Programme

Support Associates and Senior Associates in delivering best‑in‑class insurance solutions for clients. Work with the balance sheet advisory & structuring team to advise on balance sheet and capital optimisation. Support client advisory teams in managing complex insurance requirements. Assist with negotiation to secure the best possible terms for clients. Develop business relationships and contribute to company growth. Over time, take ownership of transaction processes and client engagements.

Qualifications

• Strong quantitative analysis skills and ability to code.
• Motivated self‑starter keen to move into the insurance industry.
• Determination and willingness to learn.
• Strong written and verbal communication skills.
• Ability to work well as part of an open and collaborative team.
• Analytical, keen eye for detail.
• Articulate and personable, comfortable presenting to stakeholders at all levels.
• Full unrestricted right to work in the UK.

Benefits

• Opportunity to complete fully funded professional and technical training relevant for your role and career pathway.
• Access to discounted personal health policies and a range of insurance products.
• 25 days annual leave plus bank holidays and an extra day off for Christmas.
• Competitive salary and generous pension scheme.
• Excellent training and development schemes and accelerated career progression.
• Cycle‑to‑work loan scheme and discount on gym memberships.
• 2 days allocated to take part in volunteering schemes.

Work with private equity clients, analysing investment funds and insurance programmes. Review investment funds to analyse performance and risk profiles. Support the team with administrative tasks. Review existing insurance programmes, assessing performance and recommending improvements. Gain early exposure to client meetings and learn how experts offer strategic advice.

Qualifications

• Soon‑to‑be or recent graduates, highly motivated to work with private equity clients.
• Research skills and keen eye for detail.
• Strong interpersonal skills, building relationships with others.
• Strong written and verbal communication, comfortable speaking with senior individuals.
• Resilient, hard‑working, curious to learn and develop.
• Full unrestricted right to work in the UK.

Benefits

• Same benefits as above.

Learn about surety products and place surety bonds. Learn the end‑to‑end process for placing surety bonds. Work directly with clients, insurers and underwriters. Review contracts and financial records to identify risks. Support documentation and meeting preparation. Assist with meeting notes. Gain exposure to client and insurer meetings. Build strong relationships with internal and external stakeholders.

Qualifications

• Soon‑to‑be or recent Law and Finance graduates.
• Strong analytic skills and keen eye for detail.
• Strong interpersonal skills.
• Influence and negotiate in professional settings.
• Strong written and verbal communication, comfortable on the phone with senior individuals.
• Resilient, hard‑working, curious to learn.
• Full unrestricted right to work in the UK.

Benefits

• Same benefits as above.

Support with drafting contractual documentation for risk transfer. Assist with meeting notes and updating client files. Learn the full transaction lifecycle. Research and vet underlying borrows and contracts. Support policy management and amendments. Gain exposure to client and insurer meetings. Support client proposals and presentations.

Qualifications

• Soon‑to‑be or recent STEM, Law or Finance graduates with interest in geopolitical finance.
• Strong analytical and mathematical skills.
• Strong interpersonal skills.
• Strong written and verbal communication.
• Resilient, hard‑working, thrives under pressure.
• Curious, eager to learn quickly.
• Excel data analysis experience.
• Full unrestricted right to work in the UK.

Benefits

• Same benefits as above.

Process incoming bordereaux ensuring accuracy, completeness and compliance. Oversee end‑to‑end collection process, identify delays or risks. Communicate with internal teams (Underwriting, Claims, Finance) to resolve issues. Liaise with brokers and third‑party administrators to resolve data issues. Investigate and resolve data discrepancies, perform reconciliations. Contribute to the evolution of data processes, tools and controls. Support initiatives that enhance automation, governance and operational efficiency.

Qualifications

• Excellent Microsoft Office, especially Excel.
• Analytical, troubleshooting, problem‑solving capabilities.
• Strong communication and collaboration skills.
• High attention to detail, focus on data quality.

Benefits

• 30 days holiday per calendar year (pro‑rata).
• Day off for birthday.
• Hybrid working.
• Private Health Insurance through AXA.
• Income Protection.
• Generous pension contribution.
• Tech/Bike/EV scheme.

Support claims bordereaux management and maintenance. Assist with TPA audits – scheduling, tracking, monitoring. Support onboarding of new TPAs – documentation preparation. Assist with loss fund setup and monitoring. Prepare TPA meeting minutes. Maintain shared mailboxes and respond to queries. Assist with external experts and service providers. Support ad‑hoc projects and process improvement initiatives. Conduct diary and file reviews. Assist with internal audits and regulatory reporting (Solvency II). Monitor MI submissions.

Qualifications

• Interest in insurance, claims or financial services.
• Strong organisational and time‑management skills.
• High attention to detail and accuracy.
• Good communication and interpersonal skills.
• Confidence working with data and Microsoft Excel.
• Proactive attitude and willingness to learn.
• Ability to manage multiple tasks and priorities.

Benefits

• 45 days holiday per calendar year (pro‑rata).
• Birthday off.
• Hybrid working.
• 50% monthly gym membership contribution.
• Private Health Insurance via AXA.
• 10% pension contribution.
• Life insurance.
• Electric vehicle and cycle‑to‑work salary exchange schemes.

At Howden, we are committed to developing and maintaining a culture of equality and diversity in the workplace and welcome applications from all backgrounds.