Wordings Technician - 12 month FTC

• Conduct Second Pair of Eyes (SPOE) reviews of wordings drafted by junior Wordings Technicians.
• Review and validate Terrorism, Political Violence and Crisis Management / Active Assailant wordings.
• Assist with drafting renewal wordings, endorsements and amendments for International Property (Rest of World) and North American Property teams.
• Draft bespoke clauses and extensions on an as-needed basis to address client, broker or underwriter requirements.
• Review Property ROW and NAP wordings against drafted Market Reform Contracts (MRCs) to ensure the wording and MRC are fully aligned, including limits, sublimits, deductibles, conditions, exclusions, extensions and endorsements.
• Your Responsibilities
• Conduct Second Pair of Eyes (SPOE) reviews of wordings drafted by junior Wordings Technicians.
• Review and validate Terrorism, Political Violence and Crisis Management / Active Assailant wordings.
• Assist with drafting renewal wordings, endorsements and amendments for International Property (Rest of World) and North American Property teams.
• Draft bespoke clauses and extensions on an as-needed basis to address client, broker or underwriter requirements.
• Review Property ROW and NAP wordings against drafted Market Reform Contracts (MRCs) to ensure the wording and MRC are fully aligned, including limits, sublimits, deductibles, conditions, exclusions, extensions and endorsements.
• Coverage Analysis & Comparisons
• Conduct technical wording reviews for the UK Retail Team.
• Prepare wording comparisons where a client is considering moving from one market wording to another.
• Identify differences in coverage, definitions, exclusions, extensions, deductibles, sublimits and policy triggers.
• Provide clear, practical summaries of coverage enhancements, restrictions and points requiring broker or underwriter clarification.
• Quality Assurance, Tracking & Reporting
• Maintain and update the manual wording tracker spreadsheet, including wordings drafted, issued, returned and outstanding.
• Produce weekly reports for Property ROW and NAP teams showing overdue wordings and documentation not yet returned to the Wordings Team.
• Escalate overdue or unresolved items where required to maintain workflow discipline and audit trail integrity.
• Support good file governance by ensuring wording activity and status updates are accurately recorded.
• Market, Team & Technical Support
• Attend weekly NAP and Terrorism meetings.
• Report back to the relevant teams on wording issues, underwriter queries, new clauses, emerging market practice and significant Lloyd's / LMA clause developments.
• Assist with ad hoc wording reviews for new Property ROW and NAP accounts.
• Act as a technical wording resource to brokers and producers, providing concise and commercially practical feedback.

Qualifications

• Strong understanding of commercial property insurance, business interruption, Terrorism, Political Violence and Crisis Management / Active Assailant wordings; familiarity with London Market and Lloyd's structures; ability to interpret MRCs and policy documentation.
• Experience reviewing, drafting or amending policy wordings, endorsements, extensions, exclusions and manuscript clauses with a high level of accuracy.
• Ability to identify gaps, inconsistencies and ambiguity between wording, MRC and placement intent, and to propose practical solutions.
• Strong attention to detail and confidence conducting SPOE reviews of junior team members' work.
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