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- Tasks: Analyse financial information and make informed loan decisions.
- Company: Join Loans 2 Go, a leader in affordable personal loans.
- Benefits: Competitive salary up to £36,890, full-time, permanent role.
- Why this job: Make a real difference by helping those overlooked by mainstream lenders.
- Qualifications: Strong analytical skills and attention to detail required.
- Other info: Dynamic work environment with opportunities for growth and development.
The predicted salary is between 22000 - 41000 £ per year.
Salary: up to £36,890.00 per annum, dependent on experience and skills
Start Date: March 2026 (TBC)
Contract: Full time, Permanent
Location: London SW15
Company Overview
Loans 2 Go Limited (L2G) is an industry leader in providing alternative, affordable personal loans; we aim to give lines of credit to those who mainstream lenders have neglected. We are growing and adapting fast; with over 20 years of operation nationwide, we have helped hundreds of thousands of customers and the business has transformed from a traditional high‑street lender to a multi‑channel, online loan provider. We are regulated by the Financial Conduct Authority and fully compliant with our obligations under Consumer Duty. We understand the importance of providing fair and transparent products and services as the key to unlocking a prosperous future for the business. We will continue to adapt, improve, and implement changes where required to improve our people, the business, and the overall quality of our customer experience.
The Role
The primary responsibility of this role is to underwrite and decision consumer loans in a sound, consistent and compliant manner and in accordance with the company’s loan policy and procedures.
Responsibilities
- Analysing and evaluating borrower's financial information
- Recommending final loan decisions by evaluating proprietary decisioning tool outcome
- Collecting and interpreting documents such as borrower’s income and expenditure declaration
Underwriter in London employer: Loans 2 Go Limited
Contact Detail:
Loans 2 Go Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by practising common questions and scenarios related to underwriting. We recommend role-playing with a friend or using online resources to boost your confidence and refine your answers.
✨Tip Number 3
Showcase your skills! Bring along examples of your work or case studies that highlight your analytical abilities and decision-making process. This will help you stand out and demonstrate your expertise.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Underwriter in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Underwriter role. Highlight relevant experience and skills that match the job description. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your background aligns with our mission at Loans 2 Go. Keep it engaging and personal.
Showcase Your Analytical Skills: As an Underwriter, analytical skills are key. In your application, provide examples of how you've successfully evaluated financial information or made data-driven decisions in the past. We love seeing those skills in action!
Apply Through Our Website: We encourage you to apply directly through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Loans 2 Go Limited
✨Know Your Numbers
As an underwriter, you'll be dealing with financial information all day. Brush up on your understanding of financial statements and key metrics. Be prepared to discuss how you would analyse a borrower's financial situation and make decisions based on that data.
✨Understand the Company’s Values
Loans 2 Go Limited prides itself on providing fair and transparent products. Familiarise yourself with their mission and values. During the interview, demonstrate how your personal values align with theirs and how you can contribute to their commitment to customer experience.
✨Prepare for Scenario Questions
Expect to face scenario-based questions where you'll need to showcase your decision-making skills. Think of examples from your past experiences where you had to evaluate financial information or make tough calls. Use the STAR method (Situation, Task, Action, Result) to structure your answers.
✨Ask Insightful Questions
Interviews are a two-way street! Prepare thoughtful questions about the company’s underwriting processes, team dynamics, or future goals. This shows your genuine interest in the role and helps you assess if the company is the right fit for you.