At a Glance
- Tasks: Evaluate credit applications and monitor portfolio performance in a dynamic banking environment.
- Company: Join an international financial institution based in the heart of London.
- Benefits: Enjoy a flexible hybrid work model and a collaborative team culture.
- Why this job: Make a direct impact on client outcomes and enhance your career in corporate banking.
- Qualifications: Degree in Finance or related field; 3-4 years experience in corporate banking preferred.
- Other info: Opportunity to work with cutting-edge risk tools and develop your skills in a supportive environment.
The predicted salary is between 58000 - 70000 £ per year.
Corporate Credit Analyst
LMA London, United Kingdom Apply now Posted 1 day ago Hybrid Job Permanent GBP68000.00 – GBP70000.00 per annum
Corporate Credit Analyst
LMA London, United Kingdom Apply now
Are you an experienced Credit Analyst with a passion for corporate banking? This is an exciting opportunity to join a dynamic and growing Corporate & Commercial Banking team within an international financial institution based in the heart of London. This newly created position will play a key role in supporting Relationship Managers and Associate Directors with corporate credit analysis and portfolio management across a broad spectrum of clients and sectors.
Job Title: Corporate Credit Analyst
Location: London (Hybrid: 3 days in office, 2 days remote)
Division: Corporate & Commercial Banking
Grade: Executive Officer
Reports to: Associate Director / Head of Corporate & Commercial Banking
Are you an experienced Credit Analyst with a passion for corporate banking? This is an exciting opportunity to join a dynamic and growing Corporate & Commercial Banking team within an international financial institution based in the heart of London. This newly created position will play a key role in supporting Relationship Managers and Associate Directors with corporate credit analysis and portfolio management across a broad spectrum of clients and sectors.
Job Title: Corporate Credit Analyst
Location: London (Hybrid: 3 days in office, 2 days remote)
Division: Corporate & Commercial Banking
Grade: Executive Officer
Reports to: Associate Director / Head of Corporate & Commercial Banking
Are you an experienced Credit Analyst with a passion for corporate banking? This is an exciting opportunity to join a dynamic and growing Corporate & Commercial Banking team within an international financial institution based in the heart of London. This newly created position will play a key role in supporting Relationship Managers and Associate Directors with corporate credit analysis and portfolio management across a broad spectrum of clients and sectors.
About the Role
As a Corporate Credit Analyst , you will be responsible for evaluating new and existing credit applications, monitoring portfolio performance, and acting as a critical part of the first line of defence for credit risk. You\’ll collaborate closely with Relationship Managers and other internal teams (including Risk and Compliance) to structure credit proposals, monitor exposures, and ensure risk alignment with internal policies and regulatory expectations.
This is an ideal role for a proactive professional who thrives in a small-team environment and wants to make a direct impact on client outcomes and the Bank\’s overall performance.
Key Responsibilities
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Perform detailed credit analysis including financial statement reviews, sector and macroeconomic risk assessment, and credit scoring.
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Prepare high-quality credit reports and recommendations for internal approval.
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Monitor credit exposures, limits, and concentrations across portfolios.
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Work with legal and compliance to structure credit terms that mitigate risk.
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Conduct annual reviews and manage the timely renewal of credit facilities.
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Monitor daily excesses and ensure timely reporting and resolution.
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Support Relationship Managers with client due diligence, KYC updates, and product development.
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Act as a key contact for internal stakeholders across Risk, Compliance and Audit.
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Ensure full adherence to the firm\’s credit risk policies, procedures, and regulatory obligations (FCA, PRA, Basel III, IFRS 9, Consumer Duty, etc.).
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Identify opportunities to enhance credit processes, customer service, and internal controls.
Key Requirements
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A good academic background with a degree in Finance, Economics, Accounting or a related discipline. A Master\’s degree, CFA, ACCA, or ICMA qualification is a strong advantage.
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3-4 years of relevant experience in corporate/commercial banking or trade finance, ideally within a small banking environment.
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Solid understanding of financial analysis, credit metrics, risk modelling and KYC/AML procedures.
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Proficient in Excel; experience with Moody\’s, S&P, Bloomberg or similar risk tools is beneficial.
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Strong presentation, communication, and interpersonal skills.
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Excellent organisational skills and ability to manage multiple priorities under pressure.
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Familiarity with trade finance instruments (e.g. letters of credit), UK mortgage markets, and data analytics tools (Python, SQL, Power BI) is desirable.
Why Join Us?
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Join a small but impactful Corporate & Commercial Banking team with clear visibility and responsibility.
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Be part of a culture that values integrity, client-first service, and continuous improvement.
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Flexible hybrid working arrangement (3 days in the office, 2 days from home).
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A collaborative environment where your voice and input are truly valued.
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Corporate Credit Analyst | London, UK | Hybrid employer: LMA
Contact Detail:
LMA Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Corporate Credit Analyst | London, UK | Hybrid
✨Tip Number 1
Network with professionals in the corporate banking sector. Attend industry events or webinars where you can meet potential colleagues and learn more about the company culture at StudySmarter.
✨Tip Number 2
Familiarise yourself with the latest trends in credit analysis and risk management. This will not only help you in interviews but also show your genuine interest in the role and the industry.
✨Tip Number 3
Prepare to discuss specific examples from your past experience that demonstrate your analytical skills and ability to manage credit risk. Tailoring your stories to align with the responsibilities of the Corporate Credit Analyst role will make a strong impression.
✨Tip Number 4
Research StudySmarter's values and mission. Understanding our culture and how we operate will allow you to articulate why you're a great fit for the team during your discussions.
We think you need these skills to ace Corporate Credit Analyst | London, UK | Hybrid
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in corporate banking and credit analysis. Use keywords from the job description to demonstrate that you meet the key requirements.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for corporate banking and your understanding of the role. Mention specific experiences that align with the responsibilities outlined in the job description.
Highlight Relevant Skills: Emphasise your skills in financial analysis, risk modelling, and familiarity with credit metrics. If you have experience with tools like Excel, Moody's, or Bloomberg, make sure to mention these as they are beneficial for the role.
Proofread Your Application: Before submitting, carefully proofread your application for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial for a Corporate Credit Analyst.
How to prepare for a job interview at LMA
✨Showcase Your Analytical Skills
As a Corporate Credit Analyst, your ability to perform detailed credit analysis is crucial. Be prepared to discuss specific examples of how you've evaluated credit applications and the methodologies you used. Highlight your experience with financial statement reviews and risk assessments.
✨Demonstrate Knowledge of Regulatory Frameworks
Familiarity with regulations such as FCA, PRA, and Basel III is essential for this role. Make sure to brush up on these topics and be ready to explain how you've adhered to these regulations in your previous roles. This will show that you understand the importance of compliance in credit risk management.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your problem-solving skills and decision-making process. Think about past experiences where you had to structure credit proposals or manage credit exposures, and be ready to articulate your thought process and outcomes.
✨Highlight Your Team Collaboration Experience
This role involves working closely with Relationship Managers and other internal teams. Share examples of how you've successfully collaborated in a team environment, particularly in high-pressure situations. Emphasising your interpersonal skills will demonstrate your fit for the collaborative culture they value.