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For Companies At a Glance
- Tasks: Evaluate credit applications and monitor portfolio performance in corporate banking.
- Company: Join a dynamic international financial institution based in London.
- Benefits: Enjoy flexible hybrid working and a culture that values your input.
- Why this job: Make a direct impact on client outcomes in a small, collaborative team.
- Qualifications: Degree in Finance or related field; 3-4 years of relevant experience required.
- Other info: Familiarity with trade finance instruments and data analytics tools is a plus.
The predicted salary is between 36000 - 60000 £ per year.
Job Description
Job Title: Corporate Credit Analyst
Location: London (Hybrid: 3 days in office, 2 days remote)
Division: Corporate & Commercial Banking
Grade: Executive Officer
Reports to: Associate Director / Head of Corporate & Commercial Banking
Are you an experienced Credit Analyst with a passion for corporate banking? This is an exciting opportunity to join a dynamic and growing Corporate & Commercial Banking team within an international financial institution based in the heart of London. This newly created position will play a key role in supporting Relationship Managers and Associate Directors with corporate credit analysis and portfolio management across a broad spectrum of clients and sectors.
About the Role
As a Corporate Credit Analyst, you will be responsible for evaluating new and existing credit applications, monitoring portfolio performance, and acting as a critical part of the first line of defence for credit risk. You'll collaborate closely with Relationship Managers and other internal teams (including Risk and Compliance) to structure credit proposals, monitor exposures, and ensure risk alignment with internal policies and regulatory expectations.
This is an ideal role for a proactive professional who thrives in a small-team environment and wants to make a direct impact on client outcomes and the Bank's overall performance.
Key Responsibilities
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Perform detailed credit analysis including financial statement reviews, sector and macroeconomic risk assessment, and credit scoring.
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Prepare high-quality credit reports and recommendations for internal approval.
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Monitor credit exposures, limits, and concentrations across portfolios.
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Work with legal and compliance to structure credit terms that mitigate risk.
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Conduct annual reviews and manage the timely renewal of credit facilities.
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Monitor daily excesses and ensure timely reporting and resolution.
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Support Relationship Managers with client due diligence, KYC updates, and product development.
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Act as a key contact for internal stakeholders across Risk, Compliance and Audit.
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Ensure full adherence to the firm's credit risk policies, procedures, and regulatory obligations (FCA, PRA, Basel III, IFRS 9, Consumer Duty, etc.).
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Identify opportunities to enhance credit processes, customer service, and internal controls.
Key Requirements
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A good academic background with a degree in Finance, Economics, Accounting or a related discipline. A Master's degree, CFA, ACCA, or ICMA qualification is a strong advantage.
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3-4 years of relevant experience in corporate/commercial banking or trade finance, ideally within a small banking environment.
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Solid understanding of financial analysis, credit metrics, risk modelling and KYC/AML procedures.
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Proficient in Excel; experience with Moody's, S&P, Bloomberg or similar risk tools is beneficial.
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Strong presentation, communication, and interpersonal skills.
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Excellent organisational skills and ability to manage multiple priorities under pressure.
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Familiarity with trade finance instruments (e.g. letters of credit), UK mortgage markets, and data analytics tools (Python, SQL, Power BI) is desirable.
Why Join Us?
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Join a small but impactful Corporate & Commercial Banking team with clear visibility and responsibility.
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Be part of a culture that values integrity, client-first service, and continuous improvement.
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Flexible hybrid working arrangement (3 days in the office, 2 days from home).
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A collaborative environment where your voice and input are truly valued.
Corporate Credit Analyst - LMA employer: LMA
Contact Detail:
LMA Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Corporate Credit Analyst - LMA
✨Tip Number 1
Familiarise yourself with the latest trends in corporate banking and credit analysis. Understanding current market conditions and regulatory changes can give you an edge during interviews, as it shows your proactive approach and industry knowledge.
✨Tip Number 2
Network with professionals in the corporate banking sector. Attend industry events or join relevant online forums to connect with people who work in similar roles. This can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Brush up on your financial analysis skills, particularly in Excel and risk assessment tools like Moody's or Bloomberg. Being able to demonstrate your proficiency in these areas during discussions can significantly boost your candidacy.
✨Tip Number 4
Prepare to discuss specific examples of how you've managed credit risks or improved processes in previous roles. Having concrete stories ready will help you illustrate your experience and problem-solving abilities effectively.
We think you need these skills to ace Corporate Credit Analyst - LMA
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in corporate banking and credit analysis. Emphasise your skills in financial analysis, risk assessment, and any specific tools you've used, such as Excel or Bloomberg.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for corporate banking and your understanding of the role. Mention specific experiences that demonstrate your ability to perform detailed credit analysis and collaborate with internal teams.
Highlight Relevant Qualifications: If you have a degree in Finance, Economics, or Accounting, or any additional qualifications like CFA or ACCA, make sure these are prominently featured in your application. This will help you stand out as a qualified candidate.
Showcase Soft Skills: In your application, highlight your strong communication, organisational, and interpersonal skills. Provide examples of how you've managed multiple priorities under pressure, as this is crucial for the role.
How to prepare for a job interview at LMA
✨Showcase Your Analytical Skills
As a Corporate Credit Analyst, your ability to perform detailed credit analysis is crucial. Be prepared to discuss specific examples of how you've evaluated credit applications or conducted financial statement reviews in your previous roles.
✨Understand the Regulatory Landscape
Familiarise yourself with relevant regulations such as FCA, PRA, and Basel III. During the interview, demonstrate your understanding of how these regulations impact credit risk management and compliance within corporate banking.
✨Highlight Team Collaboration
This role involves working closely with Relationship Managers and other internal teams. Share experiences where you successfully collaborated with others to achieve a common goal, particularly in structuring credit proposals or managing client due diligence.
✨Prepare for Technical Questions
Expect questions related to financial analysis, credit metrics, and risk modelling. Brush up on your knowledge of tools like Excel, Moody's, and Bloomberg, and be ready to discuss how you've used them in your previous work.
