Credit Administration Officer in Slough
Credit Administration Officer

Credit Administration Officer in Slough

Slough Full-Time 60000 - 65000 £ / year (est.) Home office (partial)
LMA Recruitment

At a Glance

  • Tasks: Join a team to manage credit portfolios and ensure operational excellence in lending.
  • Company: Dynamic international bank focused on risk governance and credit operations.
  • Benefits: Competitive salary, hybrid working, and opportunities for professional growth.
  • Other info: Collaborative environment with a focus on career development and innovation.
  • Why this job: Make a real impact in credit administration and enhance your finance expertise.
  • Qualifications: 7+ years in Credit Administration with strong trade finance and loan operations experience.

The predicted salary is between 60000 - 65000 £ per year.

Are you an experienced Credit Administration professional with strong trade finance, loan operations, and risk governance expertise? We are looking for a highly capable Credit Admin Officer to join a bank's Risk Management team. Working as part of a team of four, you will play a critical role in maintaining the integrity of the credit portfolio, supporting governance standards, and ensuring operational excellence across lending and trade finance activities.

Salary: £60-£65K

Hybrid working: 3 days office based per week

Location: London

Main Duties:

  • Credit Governance & Approval Administration
    • Validate approved credit terms, limits, pricing, collateral, covenants, and conditions precedent
    • Maintain approval registers and delegated authority logs
    • Monitor exceptions, breaches, and escalation processes
    • Ensure facilities are activated only after required approvals and conditions are met
  • Loan Documentation & Security Administration
    • Prepare and review facility letters and credit documentation
    • Coordinate with legal counsel on security enforceability
    • Manage security perfection, registrations, and document custody
    • Monitor collateral valuations, expiry dates, and coverage ratios
  • Exposure & Portfolio Monitoring
    • Administer obligor, group, sector, and country limits
    • Monitor utilisation, covenant compliance, and exposure concentration
    • Track early warning indicators and support watchlist reporting
  • Trade Finance & Contingent Risk
    • Administer LCs and SBLCs
    • Guarantees
    • Review SWIFT messaging and assignment notices
    • Monitor contingent exposures, fees, maturities, and amendments
  • Reporting, Controls & Audit
    • Produce MI dashboards and end-of-day exposure reports
    • Perform reconciliations and maker/checker controls
    • Support internal audit, regulatory reviews, and control remediation initiatives

Essential Experience:

  • Minimum 7+ years’ experience in Credit Administration
  • Strong experience in Loans & Securities Administration
  • Proven Trade Finance experience (LCs / Guarantees / SBLCs)
  • Experience in Credit Portfolio Management
  • Strong understanding of MI / EOD reporting
  • Advanced Excel skills

Technical Knowledge:

  • Lending and trade finance operations
  • Collateral and covenant monitoring
  • Credit approvals and documentation review
  • Core banking systems (experience with Oracle FLEXCUBE preferred)
  • Understanding of risk metrics such as EAD, LGD, PD is advantageous

This is an opportunity to join a growing international bank where your expertise will directly contribute to strengthening our risk governance framework and supporting high-quality credit operations.

Credit Administration Officer in Slough employer: LMA Recruitment

Join a dynamic international bank in London as a Credit Administration Officer, where you will be part of a collaborative Risk Management team dedicated to operational excellence and governance standards. With a competitive salary and hybrid working model, the bank fosters a supportive work culture that prioritises employee growth through continuous learning and development opportunities. Experience the unique advantage of contributing to a robust credit portfolio while enjoying the vibrant atmosphere of one of the world's leading financial hubs.
LMA Recruitment

Contact Detail:

LMA Recruitment Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Administration Officer in Slough

✨Tip Number 1

Network like a pro! Reach out to your connections in the banking and finance sector. Let them know you're on the lookout for a Credit Administration Officer role. You never know who might have the inside scoop on job openings or can put in a good word for you.

✨Tip Number 2

Prepare for interviews by brushing up on your technical knowledge. Make sure you can confidently discuss trade finance, loan operations, and risk governance. We want you to shine when they ask about your experience with credit approvals and documentation review!

✨Tip Number 3

Showcase your skills with a strong online presence. Update your LinkedIn profile to reflect your expertise in credit administration and risk management. Don’t forget to highlight your advanced Excel skills and any relevant certifications – it’ll make you stand out!

✨Tip Number 4

Apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to connect directly with us. So, don’t hesitate – get your application in and let’s get the conversation started!

We think you need these skills to ace Credit Administration Officer in Slough

Credit Governance
Trade Finance
Loan Operations
Risk Governance
Collateral Monitoring
Covenant Compliance
Credit Documentation Review
Core Banking Systems
Advanced Excel Skills
Exposure Monitoring
Reporting and Controls
Internal Audit Support
Regulatory Review
Credit Portfolio Management
SWIFT Messaging

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights your experience in credit administration, trade finance, and risk governance. We want to see how your skills match the job description, so don’t be shy about showcasing your relevant achievements!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for the Credit Administration Officer role. Share specific examples of your past work that align with the responsibilities listed in the job description.

Showcase Your Technical Skills: Since this role requires advanced Excel skills and knowledge of core banking systems, make sure to mention any relevant software or tools you’ve used. We love seeing candidates who are tech-savvy and can hit the ground running!

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!

How to prepare for a job interview at LMA Recruitment

✨Know Your Credit Fundamentals

Brush up on your knowledge of credit governance, loan operations, and trade finance. Be ready to discuss specific examples from your past experience that demonstrate your expertise in these areas. This will show the interviewers that you’re not just familiar with the concepts but can apply them effectively.

✨Prepare for Technical Questions

Expect questions about MI reporting, collateral monitoring, and credit approvals. Review your understanding of risk metrics like EAD, LGD, and PD. Practising how to explain these concepts clearly will help you stand out as a knowledgeable candidate.

✨Showcase Your Team Spirit

Since you'll be part of a small team, highlight your ability to collaborate effectively. Share examples of how you've worked with others to achieve common goals, especially in high-pressure situations. This will demonstrate that you can contribute positively to the team dynamic.

✨Ask Insightful Questions

Prepare thoughtful questions about the bank's risk governance framework and how the Credit Administration team fits into it. This shows your genuine interest in the role and helps you assess if the company aligns with your career goals.

Credit Administration Officer in Slough
LMA Recruitment
Location: Slough

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