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- Tasks: Ensure credit portfolio integrity and support governance standards in a dynamic banking environment.
- Company: Join a growing international bank with a focus on risk management and operational excellence.
- Benefits: Competitive salary, hybrid working, and opportunities for professional growth.
- Other info: Work in London with a supportive team and excellent career advancement opportunities.
- Why this job: Make a real impact on credit operations and governance in a collaborative team.
- Qualifications: 7+ years in Credit Administration with strong trade finance and loan operations experience.
The predicted salary is between 60000 - 65000 £ per year.
Are you an experienced Credit Administration professional with strong trade finance, loan operations, and risk governance expertise? We are looking for a highly capable Credit Admin Officer to join a bank's Risk Management team. Working as part of a team of four, you will play a critical role in maintaining the integrity of the credit portfolio, supporting governance standards, and ensuring operational excellence across lending and trade finance activities.
Main Duties:
- Credit Governance & Approval Administration
- Validate approved credit terms, limits, pricing, collateral, covenants, and conditions precedent
- Maintain approval registers and delegated authority logs
- Monitor exceptions, breaches, and escalation processes
- Ensure facilities are activated only after required approvals and conditions are met
- Loan Documentation & Security Administration
- Prepare and review facility letters and credit documentation
- Coordinate with legal counsel on security enforceability
- Manage security perfection, registrations, and document custody
- Monitor collateral valuations, expiry dates, and coverage ratios
- Exposure & Portfolio Monitoring
- Administer obligor, group, sector, and country limits
- Monitor utilisation, covenant compliance, and exposure concentration
- Track early warning indicators and support watchlist reporting
- Trade Finance & Contingent Risk
- Administer: LCs and SBLCs
- Guarantees
- Review SWIFT messaging and assignment notices
- Monitor contingent exposures, fees, maturities, and amendments
- Reporting, Controls & Audit
- Produce MI dashboards and end-of-day exposure reports
- Perform reconciliations and maker/checker controls
- Support internal audit, regulatory reviews, and control remediation initiatives
Essential Experience:
- Minimum 7+ years’ experience in Credit Administration
- Strong experience in Loans & Securities Administration
- Proven Trade Finance experience (LCs / Guarantees / SBLCs)
- Experience in Credit Portfolio Management
- Strong understanding of MI / EOD reporting
- Advanced Excel skills
- Technical Knowledge:
- Lending and trade finance operations
- Collateral and covenant monitoring
- Credit approvals and documentation review
- Core banking systems (experience with Oracle FLEXCUBE preferred)
- Understanding of risk metrics such as EAD, LGD, PD is advantageous
This is an opportunity to join a growing international bank where your expertise will directly contribute to strengthening our risk governance framework and supporting high-quality credit operations.
Credit Administration Officer in London employer: LMA Recruitment
Contact Detail:
LMA Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Administration Officer in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and finance sector. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have a lead on that perfect Credit Administration Officer role!
✨Tip Number 2
Prepare for interviews by brushing up on your technical knowledge. Make sure you can confidently discuss trade finance, loan operations, and risk governance. We recommend practising common interview questions related to credit portfolio management to show off your expertise.
✨Tip Number 3
Showcase your skills with a strong online presence. Update your LinkedIn profile to reflect your experience in credit administration and connect with professionals in the field. Don’t forget to follow companies you’re interested in, including us at StudySmarter!
✨Tip Number 4
Apply directly through our website! It’s the best way to ensure your application gets noticed. Tailor your CV and cover letter to highlight your relevant experience in credit governance and loan documentation, making it clear why you’re the ideal fit for the role.
We think you need these skills to ace Credit Administration Officer in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to highlight your experience in credit administration, trade finance, and risk governance. We want to see how your skills align with the role, so don’t be shy about showcasing your relevant achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for our Credit Administration Officer role. Share specific examples of your past experiences that relate to the job description and show us your passion for the industry.
Be Clear and Concise: When filling out your application, keep your language clear and concise. We appreciate straightforward communication, so avoid jargon unless it’s relevant to the role. This will help us understand your qualifications better!
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application directly and ensures you don’t miss any important updates from our team!
How to prepare for a job interview at LMA Recruitment
✨Know Your Stuff
Make sure you brush up on your knowledge of credit administration, trade finance, and risk governance. Be ready to discuss specific examples from your 7+ years of experience that highlight your expertise in loan operations and collateral monitoring.
✨Showcase Your Technical Skills
Since advanced Excel skills are essential for this role, prepare to demonstrate your proficiency. Bring along examples of MI dashboards or end-of-day exposure reports you've created, and be ready to explain how you used them to support decision-making.
✨Understand the Company’s Needs
Research the bank's risk management framework and recent developments in their credit portfolio. Tailor your answers to show how your experience aligns with their goals, especially in maintaining operational excellence across lending and trade finance activities.
✨Ask Insightful Questions
Prepare thoughtful questions about the team dynamics, governance standards, and the bank's approach to risk management. This shows your genuine interest in the role and helps you assess if the company is the right fit for you.