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- Tasks: Ensure credit portfolio integrity and support governance standards in a dynamic banking environment.
- Company: Join a growing international bank with a focus on risk management and operational excellence.
- Benefits: Hybrid working model, competitive salary, and opportunities for professional growth.
- Other info: Collaborative team of four, based in London, with excellent career advancement potential.
- Why this job: Make a real impact on credit operations while developing your expertise in trade finance.
- Qualifications: 7+ years in Credit Administration with strong skills in loans and securities.
The predicted salary is between 60000 - 75000 £ per year.
Are you an experienced Credit Administration professional with strong trade finance, loan operations, and risk governance expertise? We are looking for a highly capable Credit Admin Officer to join a bank's Risk Management team. Working as part of a team of four, you will play a critical role in maintaining the integrity of the credit portfolio, supporting governance standards, and ensuring operational excellence across lending and trade finance activities.
Hybrid working: 3 days office based per week
Location: London
Main Duties:
- Credit Governance & Approval Administration
- Validate approved credit terms, limits, pricing, collateral, covenants, and conditions precedent
- Maintain approval registers and delegated authority logs
- Monitor exceptions, breaches, and escalation processes
- Ensure facilities are activated only after required approvals and conditions are met
- Prepare and review facility letters and credit documentation
- Coordinate with legal counsel on security enforceability
- Manage security perfection, registrations, and document custody
- Monitor collateral valuations, expiry dates, and coverage ratios
- Administer obligor, group, sector, and country limits
- Monitor utilisation, covenant compliance, and exposure concentration
- Track early warning indicators and support watchlist reporting
- Administer: LCs and SBLCs
- Review SWIFT messaging and assignment notices
- Monitor contingent exposures, fees, maturities, and amendments
- Produce MI dashboards and end-of-day exposure reports
- Perform reconciliations and maker/checker controls
- Support internal audit, regulatory reviews, and control remediation initiatives
Minimum 7+ years’ experience in Credit Administration
Strong experience in Loans & Securities Administration
Proven Trade Finance experience (LCs / Guarantees / SBLCs)
Strong understanding of MI / EOD reporting
Advanced Excel skills
Technical Knowledge:
- Lending and trade finance operations
- Collateral and covenant monitoring
- Credit approvals and documentation review
- Core banking systems (experience with Oracle FLEXCUBE preferred)
- Understanding of risk metrics such as EAD, LGD, PD is advantageous
This is an opportunity to join a growing international bank where your expertise will directly contribute to strengthening our risk governance framework and supporting high-quality credit operations.
Credit Administration Officer employer: LMA Recruitment
Contact Detail:
LMA Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Administration Officer
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and finance sector. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by brushing up on your technical knowledge. Make sure you can confidently discuss credit governance, loan operations, and trade finance. Practise common interview questions and think of examples that showcase your experience.
✨Tip Number 3
Showcase your skills with a strong online presence. Update your LinkedIn profile to reflect your expertise in credit administration and risk governance. Share relevant articles or insights to position yourself as a knowledgeable candidate in the field.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Tailor your CV and cover letter to highlight your experience in loans, securities, and trade finance to stand out from the crowd.
We think you need these skills to ace Credit Administration Officer
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in credit administration, trade finance, and risk governance. We want to see how your skills match the job description, so don’t be shy about showcasing your relevant achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for the Credit Administration Officer role. Share specific examples of your past work that align with the duties listed in the job description.
Showcase Your Technical Skills: Since this role requires advanced Excel skills and knowledge of core banking systems, make sure to mention any relevant software or tools you’ve used. We love seeing candidates who are tech-savvy and can hit the ground running!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at LMA Recruitment
✨Know Your Stuff
Make sure you brush up on your knowledge of credit administration, especially in trade finance and loan operations. Familiarise yourself with key terms like collateral, covenants, and risk metrics such as EAD, LGD, and PD. This will show that you're not just a candidate, but someone who truly understands the role.
✨Showcase Your Experience
Prepare specific examples from your past roles that highlight your experience in credit governance and approval administration. Be ready to discuss how you've managed exceptions, breaches, and escalations in previous positions. This will demonstrate your hands-on expertise and problem-solving skills.
✨Excel at Excel
Since advanced Excel skills are crucial for this role, be prepared to discuss how you've used Excel in your previous jobs. Whether it's for producing MI dashboards or performing reconciliations, having concrete examples will help you stand out as a candidate who can hit the ground running.
✨Ask Smart Questions
At the end of the interview, don’t forget to ask insightful questions about the bank's risk governance framework and how the team collaborates on credit operations. This shows your genuine interest in the role and helps you gauge if the company culture aligns with your values.