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- Tasks: Join a team to manage credit portfolios and ensure operational excellence in lending.
- Company: Dynamic international bank focused on risk governance and credit operations.
- Benefits: Competitive salary, hybrid working, and opportunities for professional growth.
- Other info: Collaborative environment with a focus on innovation and career development.
- Why this job: Make a real impact in risk management and enhance your career in finance.
- Qualifications: 7+ years in Credit Administration with strong trade finance and loan operations experience.
The predicted salary is between 60000 - 65000 £ per year.
Are you an experienced Credit Administration professional with strong trade finance, loan operations, and risk governance expertise? We are looking for a highly capable Credit Admin Officer to join a bank's Risk Management team. Working as part of a team of four, you will play a critical role in maintaining the integrity of the credit portfolio, supporting governance standards, and ensuring operational excellence across lending and trade finance activities.
Salary: £60-£65K
Hybrid working: 3 days office based per week
Location: London
Main Duties:
- Credit Governance & Approval Administration
- Validate approved credit terms, limits, pricing, collateral, covenants, and conditions precedent
- Maintain approval registers and delegated authority logs
- Monitor exceptions, breaches, and escalation processes
- Ensure facilities are activated only after required approvals and conditions are met
- Prepare and review facility letters and credit documentation
- Coordinate with legal counsel on security enforceability
- Manage security perfection, registrations, and document custody
- Monitor collateral valuations, expiry dates, and coverage ratios
- Administer obligor, group, sector, and country limits
- Monitor utilisation, covenant compliance, and exposure concentration
- Track early warning indicators and support watchlist reporting
- Administer LCs and SBLCs
- Guarantees
- Review SWIFT messaging and assignment notices
- Monitor contingent exposures, fees, maturities, and amendments
- Produce MI dashboards and end-of-day exposure reports
- Perform reconciliations and maker/checker controls
- Support internal audit, regulatory reviews, and control remediation initiatives
Essential Experience:
- Minimum 7+ years’ experience in Credit Administration
- Strong experience in Loans & Securities Administration
- Proven Trade Finance experience (LCs / Guarantees / SBLCs)
- Experience in Credit Portfolio Management
- Strong understanding of MI / EOD reporting
- Advanced Excel skills
Technical Knowledge:
- Lending and trade finance operations
- Collateral and covenant monitoring
- Credit approvals and documentation review
- Core banking systems (experience with Oracle FLEXCUBE preferred)
- Understanding of risk metrics such as EAD, LGD, PD is advantageous
This is an opportunity to join a growing international bank where your expertise will directly contribute to strengthening our risk governance framework and supporting high-quality credit operations.
Credit Risk Administration Officer in City of London employer: LMA Recruitment
Contact Detail:
LMA Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Administration Officer in City of London
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and finance sector. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by brushing up on your technical knowledge. Make sure you can confidently discuss credit governance, loan operations, and trade finance. We recommend practising common interview questions related to these areas to show off your expertise.
✨Tip Number 3
Showcase your skills with a strong online presence. Update your LinkedIn profile to reflect your experience in credit administration and risk management. Share relevant articles or insights to position yourself as a knowledgeable candidate in the field.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive and engaged with our company. So, get that application in and let’s get you on board!
We think you need these skills to ace Credit Risk Administration Officer in City of London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in credit administration, trade finance, and risk governance. We want to see how your skills match the job description, so don’t be shy about showcasing your relevant achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for the Credit Risk Administration Officer role. Share specific examples of your past work that align with the responsibilities listed in the job description.
Showcase Your Technical Skills: Since advanced Excel skills and knowledge of core banking systems are essential, make sure to mention these in your application. We love seeing candidates who can demonstrate their technical prowess, especially with tools like Oracle FLEXCUBE!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at LMA Recruitment
✨Know Your Stuff
Make sure you brush up on your knowledge of credit administration, trade finance, and risk governance. Be ready to discuss specific examples from your past experience that demonstrate your expertise in these areas.
✨Excel at Excel
Since advanced Excel skills are a must for this role, practice using functions, pivot tables, and data analysis tools. You might be asked to solve a problem or analyse data during the interview, so being comfortable with Excel will give you an edge.
✨Understand the Role
Familiarise yourself with the main duties listed in the job description. Be prepared to explain how your previous roles have equipped you to handle tasks like monitoring exceptions and preparing facility letters. Tailor your answers to show you’re a perfect fit.
✨Ask Smart Questions
Prepare insightful questions about the bank's risk governance framework and how the team collaborates. This shows your genuine interest in the role and helps you assess if the company culture aligns with your values.