Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Join a team to manage credit portfolios and ensure operational excellence in lending and trade finance.
- Company: A growing international bank focused on risk governance and credit operations.
- Benefits: Competitive salary, hybrid working, and opportunities for professional growth.
- Other info: Collaborative team of four with excellent career advancement opportunities.
- Why this job: Make a real impact on credit governance while working in a dynamic banking environment.
- Qualifications: 7+ years in Credit Administration with strong trade finance and loan operations experience.
The predicted salary is between 60000 - 65000 £ per year.
Are you an experienced Credit Administration professional with strong trade finance, loan operations, and risk governance expertise? We are looking for a highly capable Credit Admin Officer to join a bank's Risk Management team. Working as part of a team of four, you will play a critical role in maintaining the integrity of the credit portfolio, supporting governance standards, and ensuring operational excellence across lending and trade finance activities.
Salary: £60-£65K
Hybrid working: 3 days office based per week
Location: London
Main Duties:
- Credit Governance & Approval Administration
- Validate approved credit terms, limits, pricing, collateral, covenants, and conditions precedent
- Maintain approval registers and delegated authority logs
- Monitor exceptions, breaches, and escalation processes
- Ensure facilities are activated only after required approvals and conditions are met
- Prepare and review facility letters and credit documentation
- Coordinate with legal counsel on security enforceability
- Manage security perfection, registrations, and document custody
- Monitor collateral valuations, expiry dates, and coverage ratios
- Administer obligor, group, sector, and country limits
- Monitor utilisation, covenant compliance, and exposure concentration
- Track early warning indicators and support watchlist reporting
- Administer: LCs and SBLCs
- Guarantees
- Review SWIFT messaging and assignment notices
- Monitor contingent exposures, fees, maturities, and amendments
- Produce MI dashboards and end-of-day exposure reports
- Perform reconciliations and maker/checker controls
- Support internal audit, regulatory reviews, and control remediation initiatives
Essential Experience:
- Minimum 7+ years’ experience in Credit Administration
- Strong experience in Loans & Securities Administration
- Proven Trade Finance experience (LCs / Guarantees / SBLCs)
- Experience in Credit Portfolio Management
- Strong understanding of MI / EOD reporting
- Advanced Excel skills
- Technical Knowledge:
- Lending and trade finance operations
- Collateral and covenant monitoring
- Credit approvals and documentation review
- Core banking systems (experience with Oracle FLEXCUBE preferred)
- Understanding of risk metrics such as EAD, LGD, PD is advantageous
This is an opportunity to join a growing international bank where your expertise will directly contribute to strengthening our risk governance framework and supporting high-quality credit operations.
Credit Administration Officer in City of London employer: LMA Recruitment
Contact Detail:
LMA Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Administration Officer in City of London
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and finance sector. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have a lead on that perfect Credit Administration Officer role!
✨Tip Number 2
Prepare for interviews by brushing up on your technical knowledge. Make sure you can confidently discuss trade finance, loan operations, and risk governance. We recommend practising common interview questions related to credit portfolio management to show off your expertise.
✨Tip Number 3
Showcase your skills with a strong online presence. Update your LinkedIn profile to reflect your experience in credit administration and connect with professionals in the field. Share relevant articles or insights to position yourself as a knowledgeable candidate.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search. So, get your CV ready and hit that apply button!
We think you need these skills to ace Credit Administration Officer in City of London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to highlight your experience in credit administration, trade finance, and risk governance. We want to see how your skills match the job description, so don’t be shy about showcasing your relevant achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for the Credit Administration Officer role. Share specific examples of your past experiences that align with the responsibilities listed in the job description.
Showcase Your Technical Skills: Don’t forget to mention your advanced Excel skills and any experience with core banking systems like Oracle FLEXCUBE. We’re looking for someone who can hit the ground running, so make sure we know about your technical expertise!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at StudySmarter!
How to prepare for a job interview at LMA Recruitment
✨Know Your Stuff
Make sure you brush up on your knowledge of credit administration, trade finance, and risk governance. Be ready to discuss your experience with loans, securities, and collateral monitoring in detail. The more specific examples you can provide, the better!
✨Showcase Your Analytical Skills
Since this role involves a lot of reporting and monitoring, be prepared to demonstrate your analytical skills. Bring examples of MI dashboards or end-of-day exposure reports you've worked on. Highlight your advanced Excel skills and how they've helped you in previous roles.
✨Understand the Company’s Risk Framework
Familiarise yourself with the bank's risk governance framework and how it applies to credit operations. This shows that you're not just interested in the role but also in how you can contribute to their overall strategy. Research any recent news about the bank to bring up during the interview.
✨Ask Insightful Questions
Prepare some thoughtful questions to ask at the end of your interview. Inquire about the team dynamics, the challenges they face in credit administration, or how they measure success in this role. This demonstrates your genuine interest and helps you assess if the company is the right fit for you.