At a Glance
- Tasks: Manage customer accounts and build relationships with brokers and borrowers.
- Company: A growing specialist bank with a focus on property finance.
- Benefits: Competitive salary, hybrid working, and opportunities for professional growth.
- Other info: Fast-paced environment with strong potential for career advancement.
- Why this job: Join a dynamic team and make a real impact in the property finance sector.
- Qualifications: Experience in portfolio management or financial services is preferred.
The predicted salary is between 45000 - 55000 £ per year.
Location: London
Salary: Competitive, dependent on experience
Working Pattern: Hybrid – 50% office / 50% home
Hours: Monday to Friday, 9.00am – 5.30pm
The Opportunity: An exciting opportunity has arisen for a Portfolio Manager to join a growing specialist bank within its Bridging Finance and Specialist Mortgages divisions. This is a varied, relationship-led role where you will take ownership of an allocated portfolio of customer accounts, acting as the key point of contact for brokers, borrowers and internal stakeholders. You will play an important role in managing the ongoing servicing of facilities, assessing requests for changes to existing lending arrangements and ensuring accounts are effectively monitored throughout their lifecycle. Working closely with Underwriting, Credit and Risk teams, you will help deliver commercially sound decisions while maintaining excellent customer service and strong risk management standards.
Key Responsibilities
- Manage an allocated portfolio of customer accounts, acting as the primary contact for brokers, borrowers and internal stakeholders.
- Handle requests for variations to existing lending facilities, including loan extensions, consents to lease and partial releases of security.
- Assess customer requests, review supporting information and prepare credit proposals for consideration and approval.
- Manage a pipeline of enquiries, ensuring requests are progressed efficiently and customers are kept updated throughout.
- Monitor account performance, identify early warning indicators and escalate potential risks where appropriate.
- Review facilities approaching maturity, proactively managing repayment plans and considering short-term extensions where appropriate.
- Liaise with Underwriting, Credit, Risk and Compliance to ensure decisions are made in line with lending policies and procedures.
- Produce customer documentation, including redemption statements, and maintain accurate records across internal systems.
- Work towards developing and maintaining an appropriate decision-making mandate.
What We're Looking For:
- Experience in portfolio management, loan servicing or relationship management within financial services.
- Ideally, exposure to bridging finance, specialist mortgages, buy-to-let or property lending.
- An understanding of credit risk, lending criteria and the management of secured lending facilities.
- Experience reviewing customer information and preparing credit papers or proposals.
- Strong analytical skills, with the ability to assess information, identify potential risks and make recommendations.
- Excellent communication and relationship-building skills, with the confidence to liaise with brokers, customers and internal stakeholders.
- Highly organised, detail-oriented and comfortable managing multiple priorities in a fast-paced environment.
- A proactive approach, with a strong sense of ownership and a commitment to delivering excellent customer outcomes.
Why Join?
You'll be joining a specialist banking environment with an established presence in the property finance market and ambitious growth plans. The business prides itself on its specialist expertise, strong broker relationships and ability to provide flexible lending solutions to professional property investors and landlords. This is an excellent opportunity to develop your portfolio management and credit experience within a growing specialist lending operation.
Specialist Mortgages Portfolio Manager employer: LMA Recruitment Limited
Join a leading insurance organisation that prioritises innovation and employee development in the heart of London. With a strong commitment to modern technology and a collaborative work culture, this company offers BI Developers the chance to work with cutting-edge tools like Sigma Computing and Snowflake, while also providing opportunities for professional growth and meaningful contributions to business decision-making. Enjoy a hybrid working model that promotes work-life balance and a competitive day rate for your expertise.
StudySmarter Expert Advice🤫
We think this is how you could land Specialist Mortgages Portfolio Manager
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like LMA Recruitment Limited. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Specialist Mortgages Portfolio Manager
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to LMA Recruitment Limited.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on LMA Recruitment Limited's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at LMA Recruitment Limited
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with LMA Recruitment Limited.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at LMA Recruitment Limited will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former LMA Recruitment Limited employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
