Structuring Associate (Cash Management & Payments, TBS)

• We’re looking for an Associate to join the Cash Management and Payments (CM&P) Structuring team apart of Transactional Structuring team within Transaction Banking Solutions (TBS)
• The team’s remit spans Cash Structuring & Execution & Digital Assets Strategy. They are responsible for solutioning & executing transactions whilst actively supporting origination, product and commercialisation teams managing TBS CIB clients. They provide specialist expertise across liquidity, payments, collections, account structures and treasury transformation initiatives, while ensuring successful delivery through an end-to-end transaction execution framework
• They also support the development of the bank’s digital assets strategy within Transaction Banking, identifying future opportunities relating to tokenised money, digital payments, settlement innovation and emerging cash management models!
• Assisting senior colleagues in leading the design and solutioning of complex cash management, liquidity and treasury solutions; Integrating cash, payments, receivables, payables, working capital and FX considerations into holistic client solutions
• Assisting senior colleagues for the end-to-end execution of complex Transaction Banking mandates from deal inception through implementation and stabilisation
• Producing solution papers, transaction approval materials and support Sales Teams for client presentations
• Supporting assessment of legal, regulatory, tax, operational and execution risks associated with proposed structures, helping to identify and mitigate commercial risks
• Supporting the delivery of P&L targets of Transaction Banking business. This includes identifying cross-sell opportunities
• Supporting the collaboration with Product and Technology teams to transition strategic concepts into executable client solutions
• Building relationships with internal stakeholders across Sales, Coverage, Product, Risk Operations, Client Services, and delivery, acting as a trusted partner
• Ensuring compliance with group policy and regulatory requirements

Benefits

• A generous holiday allowance: You’ll be eligible for a minimum of 22 days holiday (excluding bank holidays), rising to 30 days based on length of service and grade.
• A flexible way of working: Whether you want flexibility over your location or when you log on, together we can create an approach that works for you and for the business.
• Family leave: Up to 63 weeks of maternity or adoption leave. Statutory maternity or adoption pay is available for 39 weeks, and 20 weeks will be enhanced to the equivalent of full pay. Partners can have six weeks of fully paid paternity leave.
• Flex cash: This is 4% of your basic salary and can be used to spend on the benefits of your choice, or you can choose to take it as a cash top up in your monthly salary.
• Health insurance: Our company funded Private Medical Benefit provides all colleagues with access to good quality medical care, including accommodation, nursing care and specialist advice.
• Colleague Offers: Get discounts on everything from electrical items to cinema tickets and weekly food shopping. You can share this benefit with up to ten family members or friends.
• Financial products: Take advantage of our great financial products, some at a discounted rate, including current accounts, home and car insurance and loans.
• Share plans: Participate in Sharematch and receive matching shares of up to £45 a month from the company, and you can choose to participate in Sharesave, our combined savings and share option plan.
• Pension: We offer a generous pension plan, with all joiners being automatically enrolled in our ‘Your Tomorrow’ scheme. You can decide how much you save and get a say in where your contributions are invested.

An effective communicator with the ability to communicate sophisticated topics and influence across peer groups or seniors respectivelyExperience in the Cash Management & Payments product spectrum. The ideal candidate would be familiar with the products processes and transaction managementStrong stakeholder management skills, with the ability to work collaboratively with both internal and external partnersYou’ll need to be a self-starter, highly organised with strong problem-solving skills